Rebecca Lake Rebecca Lake is a work-at-home mom of three living in coastal North Carolina. Her interest in personal finance began as a hobby but she’s since written hundreds of articles on everything from budgeting to bankruptcy. When she’s not writing about finance, she occasionally blogs about the ups and downs of the writing life on her site, AtHomeWriting.com.
The financial fallout of the last several years has left many Americans struggling to keep a roof over their heads and food on the table. Government assistance programs have provided some relief, but millions of individuals and families have found themselves turning to charitable organizations for additional help.
Fortunately, Americans have continued to make donations to charity, despite the economy’s slow recovery. According to a June 2012 report from the Giving USA Foundation, Americans gave nearly $300 billion to charitable organizations in 2011.
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute.
Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But as a homeschooling mom myself, I’ve found one of the biggest challenges is keeping expenses to a minimum. Even though I’m saving money on things like school clothes, new backpacks, and lunch money, the costs of homeschooling can quickly add up.
Have you ever thought about who would manage your family’s finances if you were incapacitated because of an illness or injury? Is writing a will still on your to-do list? When it comes to your financial well-being, you can’t afford to wait to begin preparing for the future.
Building a comprehensive estate plan starts with identifying what tools you’ll need. While a will takes care of your assets after you die, a living trust can help you manage your assets more effectively during your lifetime and beyond.
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