As anyone who has suffered from skin blemishes knows, acne remedies don’t come cheap and the costs really add up when you have to switch around to find something that works. As a teen, I was lucky enough to only get a few pimples here and there. Fast forward to my twenties, though, and I’ve developed a relatively mild form of late-onset acne on my face, chest, and back, so spots have been pretty much a constant occurrence for the last few years.
It’s only natural to want to look good, but we all know how quickly this can put a big hole in your budget. But that doesn’t mean you need to go cold turkey when it comes to beauty treatments – you’ve just got to be creative with how you go about it.
Here are 5 strategies to get inexpensive beauty treatments and what you can expect with each of these ideas:
In my post on how to find a job that isn’t advertised, I received a comment that inspired this post. For those who haven’t seen it, Lauren shared her situation with us:
“My problem is that I can’t get any other title than intern because of the economy. With this being my 5th internship, I feel like I have paid my dues. I don’t need a huge salary. I just need something permanent.”
I felt that the best way to offer relevant advice to both Lauren and any other readers who are struggling with the same problem would be to get some tips from career experts. For this post, career experts from Careerrealism.com share their thoughts on how you can try to turn things around:
Networking can be a great way to improve your career prospects. If you know the “right” people, it can open many doors and even lead you to job vacancies that you wouldn’t otherwise have presented themselves to you. For this post, I’ve asked a careers expert to offer some tips. Katharine Hansen, author of “A Foot in the Door: Networking Your Way Into the Hidden Market,” gives her advice on how you can use networking to your advantage at work.
Q: Who are the best people to network with – should you stick to people who are in the same industry as yourself, or broaden your horizons further?
Being romantic doesn’t need to be expensive. In fact, ditching the extravagant ideas can give much more scope for showing that special someone how much you care about them. This topic has been the subject of a lot of articles and blog posts so I thought I’d get the scoop from a relationships expert for this one. Lissa Coffey is a relationships expert who regularly appears on television and radio and is the author of several books on relationships, and she’s agreed to share her thoughts with us.
Now, let’s get right to her five tips on having quality time together without breaking the bank:
If you’re looking for a new job, does your search start and end with job postings? If so, you’re missing out on a whole host of job opportunities by not casting your net a bit wider. Just because a company isn’t actively recruiting through the traditional channels, it doesn’t mean that they’re not looking to hire at all. Not sure where to find these openings? Here are a four great ways to find these job opportunities:
1. Speculative applications
Being self-employed, I have more than a few receipts to keep track of in preparation for completing the dreaded tax return. Unfortunately, I’m not always the most organized person in the world so I was interested to come across a website called Shoeboxed, which makes it easy to keep track of your receipts. The idea behind the website is very simple: you send in your paperwork (receipts, business cards etc.) and they scan it in, enter the data and organize it for you. If you don’t have the time or inclination to do this kind of thing yourself, it’s the perfect way to ensure that you don’t miss out on anything vital.
How Much It Costs
This service is offered at various pricing options, including a bare-bones free version detailed further down below:
Regular readers will know the advantages of using coupons to make your money go further at the grocery store (and other places), but you can take your money saving tricks a step further by seeking out coupon codes to use when you’re shopping online. Sometimes, you’ll find codes that will give you free delivery on your order, while others may offer a percentage of your order (say 10%) as a discount. Not sure where to look for these magic coupon codes? Check out this great post from the Digerati Life, which offers advice on how to get hold of these codes.
If you were to buy all of the so-called essential back-to-school items featured in advertisements, it’s safe to assume that you’d be either broke and/or staggering under the weight of it all. It’s common sense that you can’t possibly buy it all so you’re going to need to think carefully about what you’ll actually need and what you can afford to do without. A lot of what you’ll see covered in this post might seem very obvious, but you’d be amazed what weird and wonderful things some students bring with them while forgetting the essentials (especially at college!). One quick note before I start: don’t forget to check out of there is a tax free holiday in your city this month because these are designed to help you save a ton of money for your back to school shopping.
Lately, I’ve been wasting far too much money on impulse buys that don’t turn out to be anything nearly as good as I expected. Like most people, I can’t really afford to do this so I started thinking about how I could get hold of some of the things that I have my eye on without them turning out to be a big waste of money if they don’t live up to the advertising claims or are just plain useless. A friend suggested trying to get hold of free samples so I could try before I buy, and that’s exactly what I’ve been doing! This post is written in the context of things like perfume and make-up and all that fun stuff, but you can use the same strategies for other things you can get in small quantities (examples include food (at a restaurant or a food counter), drinks, ice cream, wallpaper, the list goes on)). Here are some tips for getting free samples that have worked well for me over the past few months:
Finding food that is both healthy and affordable can be a big challenge, and one that can result in people buying the less healthy options purely because they might be cheaper. This great post on Wisebread lists a whole host of foods that can all be bought for $1 per pound or less, so you can be confident that you’re eating things that are good for you without spending a small fortune in the process. Check it out and see if you can find some options that suit your tastes and your budget!
Hosting a 4th of July party is a great way to get your friends and family together for the celebration, but many people are put off by the potential costs. If you assume that you’d need to spend lots of money to throw an impressive party, think again. As long as you’re prepared to do a little more planning than you might otherwise have done, you can easily save across most areas without looking cheap or tacky. Here are some tips for hosting a 4th of July party that won’t hurt your budget too much and that will still be remembered for all of the right reasons:
If money problems arise and you don’t have savings to tap into, you might be tempted to withdraw from your 401(k) plan instead of using alternative options like credit cards or taking out a loan. Many people are of the mindset that because they’ve paid money into a 401(k), they’re perfectly entitled to take it out again as they see fit. In reality though, it doesn’t work like an extended savings account and shouldn’t be treated as such unless you want to run into problems. Here are some of the reasons why I’m not in favor of borrowing from your 401(k) unless there really is nothing else to fall back on:
My cat was recently diagnosed with kidney and thyroid problems and has been prescribed medication to control the symptoms or delay the inevitable. I was happy to pay the prices marked out by our local veterinary surgeon because I assumed that the costs would be much the same across the board. Last week, a friend casually mentioned that she was contemplating buying medication for her three cats online after stumbling across various websites that were selling the same medications as her veterinary surgeon, but for a much cheaper price. This got me thinking about buying prescription medication in general via the Internet, and how to know if you’re really getting such a good bargain in reality. What kind of things should you be keeping an eye out for if you’re looking for a reputable online pharmacy to buy prescription medication from?
I came across a post on the Money Ning blog that gave me some food for thought this week. I’m usually not one to turn down a bargain if I feel like I’d be getting a good deal, but their recent post on Are You REALLY Saving? 3 Ways You Could Be Overspending made me stop and think about whether that’s really the best move. Many of us make bulk buys or keep an eye out for sales so that we can save money on our purchases, but you may want to think twice after reading Miranda’s points about why you’re not necessarily getting the deal that you might assume.