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Scott Powers
Scott has been a licensed professional in securities and insurance since 1999. He started as an advisor with New England Financial before starting his own independent firm Powers Financial Group. After recently selling his practice, he left the cold winters of New England and moved his wife and two boys to sunny southern California. As well as financial consulting, Scott spends his time acting, coaching, staying fit and volunteering with Special Olympics.

What Is a Real Estate Investment Trust – Investing in REITs

By Scott Powers

real estate market reitFor many, real estate is the gold standard of all investments. It has a great long-term track record, can provide a steady income, and is an investment that is tangible and usable. There is something satisfying in looking at a building you own, versus staring at shares of stock on a computer screen.

Unfortunately, real estate as an investment has barriers to entry, such as money for a down payment, the ability to get a sizable loan, the time and education to run a profitable enterprise, and the necessary cash for maintenance, repairs, property taxes, and insurance.

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Investing in Treasury Inflation-Protected Securities (TIPS) Bonds – Protection from Inflation

By Scott Powers

tips money inflationIn nightly news coverage, local stories about prices, and talk radio monologues, rumblings about our nation’s debt crisis are starting to expose fears about massive inflation.

There’s no way to know for sure if incredible price hikes are in store, but if the cost of living is going up, you can use various investment risk management strategies to protect your portfolio from the effects of inflation.

One of these strategies is purchasing securities from the U.S. Treasury called Treasury Inflation-Protected Securities, otherwise known as TIPS.

How Do TIPS Work?

TIPS fluctuate in value in direct relation to the consumer price index (CPI), which measures our rate of inflation.

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Estate Planning Basics & Checklist – List of 5 Things To Do Before You Die

By Scott Powers

grave tombstone flowersRegardless of age and health, we all have an expiration date. We don’t know when that time will come, but inevitably death will always catch up to us.

And whether or not we want to think about our impending exit, most of us care deeply about how we leave this world and those we will leave behind.

So with the goal of organizing final affairs, here are five steps you can take to help prepare your estate and give you and your loved ones peace of mind.

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