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Susan Borowski
Susan Borowski is a regular contributing writer to online and print publications, as well as a science blogger, which allows her to express the science geek in her. As a former corporate and litigation paralegal, human resources manager, and HR editor, she is knowledgeable in various areas of law and business.

Best Online Dating Sites – Comparing Free vs. Paid Subscription Sites

By Susan Borowski

online datingBeing divorced for several years, I have tried my hand at online dating, experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be rather intimidating and confusing.

You might be wondering which site is best for you, and if you should bother paying for a membership or not. To help answer that question, keep the following in mind: Free sites are geared toward casual daters, while paid sites tend to be for people looking for a serious relationship. Of course, it’s not always that simple, and there are exceptions. But the key to finding the right site (or sites) for you depends on what type of relationship you’re in search of.

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12 Ways to Lower Your Heating Bills and Save Money

By Susan Borowski

staying warmI grew up in an old, uninsulated farmhouse, and winters were cold, both inside and out. I swore that when I grew up I’d never be cold again. Though you’d think that this requires me to keep the heater blasting full all winter long, I rarely bump the thermostat up to 70 degrees. As a frugal person, I strive to save money on my energy bill by maximizing my heat output, as well as finding ways to stay warm that don’t involve turning up the dial.

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Leaving Kids Home Alone – At What Ages Are They Ready?

By Susan Borowski

staying home aloneIt’s tempting to try to save money by eliminating daycare or a babysitter to care for your children in your absence. Although being home alone can help kids learn to be independent, it is imperative for them to be mature enough to handle the responsibility. Kids mature at different rates, so going by age alone is not necessarily the answer.

Open and honest communication between you and your children can help you make a determination. However, there are additional guidelines that you must consider as well.

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7 Ways to Prevent a Cold or Flu and Stay Healthy

By Susan Borowski

washing handsDuring flu season, if people start coughing and sneezing around you, it might be wise to run. Those viruses are equal-opportunity invaders, and any nearby host will do.

However, as you know, it’s not possible to barricade yourself within a germ-free fortress when the cold and flu season comes around. Although it may seem like getting sick is inevitable every winter, there are several ways you can strengthen your defenses and minimize the chances of coming down with an illness.

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13 Affordable Ways to Have Fun on a Tight Entertainment Budget

By Susan Borowski

theaterI am a single parent with a teenage son, and as a writer with an ever-changing level of income, I’m always watching what I spend. Many Americans are in my situation, and many have slashed their entertainment spending to allocate cash for their emergency fund or college savings account – or, they simply worry about being able to afford necessities, such as groceries and rent payments.

However, being on a tight budget doesn’t mean that all fun has to stop. By looking for deals and making wise choices, you can enjoy yourself without going broke. There are plenty of things to do for free or for little cost, and many excellent deals are available – if you know where to look.

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Allowance for Kids – Types & How Much You Should Pay for Chores

By Susan Borowski

allowanceThere are two general schools of thought in regards to paying kids an allowance: Kids should earn money in exchange for doing chores, or kids should not be paid for regular contributions that are expected of every family member. In the latter case, kids are either regularly given money unconditionally, given money as needed, or they must earn it some other way.

There are pros and cons to every method of administering an allowance to children. However, the ultimate point of the allowance, regardless of how it is given, is to teach your kids money management skills. It is apparent that the skills necessary to manage money effectively are not being learned in school, but must begin at home.

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