Susan Borowski
Being divorced for several years, I have tried my hand at online dating, experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be rather intimidating and confusing.
You might be wondering which site is best for you, and if you should bother paying for a membership or not. To help answer that question, keep the following in mind: Free sites are geared toward casual daters, while paid sites tend to be for people looking for a serious relationship. Of course, it’s not always that simple, and there are exceptions. But the key to finding the right site (or sites) for you depends on what type of relationship you’re in search of.
I grew up in an old, uninsulated farmhouse, and winters were cold, both inside and out. I swore that when I grew up I’d never be cold again. Though you’d think that this requires me to keep the heater blasting full all winter long, I rarely bump the thermostat up to 70 degrees. As a frugal person, I strive to 
It’s tempting to try to save money by eliminating daycare or a 
During flu season, if people start coughing and sneezing around you, it might be wise to run. Those viruses are equal-opportunity invaders, and any nearby host will do.
I am a single parent with a teenage son, and as a writer with an ever-changing level of income, I’m always watching what I spend. Many Americans are in my situation, and many have slashed their entertainment spending to allocate cash for their emergency fund or college savings account – or, they simply worry about being able to afford necessities, such as groceries and rent payments.
There are two general schools of thought in regards to paying kids an allowance: Kids should earn money in exchange for doing chores, or kids should not be paid for regular contributions that are expected of every family member. In the latter case, kids are either regularly given money unconditionally, given money as needed, or they must earn it some other way.