Wendy Connick
Buying a house is complicated, with more than its share of intimidating paperwork and legalese – especially for first-time buyers. One way to minimize the stress is to get a loan pre-approval that you can hang onto while you shop for the perfect house.
But which type of loan should you try to acquire? The first decision to make is whether to look for an FHA mortgage loan or a conventional mortgage loan. There is no perfect choice for all home buyers – which one is right for you depends upon your specific circumstances.
It’s not easy to scrape together enough cash for 20% or even 5% of your new home’s purchase price. Yet the fact remains that the more cash you pay upfront, the easier it can be to qualify for and close on a loan. Plus, your mortgage payments will be smaller – especially if you can put down 20% and avoid 
If you’re like most Americans, you’re surely in search of new, creative ways to ease your annual tax burden. Fortunately, there are several ways you can cut your taxes or increase the amount of your 