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8 Products With the Highest Price Markups – How to Avoid Them

By Jacqueline Curtis

markupThere are some instances in which you can’t help but to pay a premium for a product or service. In fact, paying more sometimes nets you better quality, faster service, or the best care.

But savvy consumers know that you don’t always get what you paid for. Unfortunately, sometimes you get a lot less.

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What to Wear to Work – Tips for 4 Types of Office Dress Code Policies

By Jacqueline Curtis

dressing professionally for the officeSkirt or slacks? Tights or bare legs? Sandals or pumps? These are the questions you might find yourself asking each morning as you select work attire. And, depending on the dress code your company enforces, you could be spot on – or woefully off-base in your fashion choices.

According to a survey by Salary.com, only 55% of workplaces have a dress code. If your new employee orientation didn’t cover it, contact HR to ask about the official policy. Even if your orientation manual tells you to dress “business casual,” though, what exactly does that mean? What is acceptable – and what isn’t?

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Join Us on Twitter for a Chat About Winter Fun on a Budget on January 23rd at 4PM EST

By Money Crashers

winter fun sleddingThis Friday, we will be holding a TweetChat with the topic of Winter Fun on a Budget in mind from 4-5pm EST.

Simply follow @MoneyCrashers and participate in the chat with hashtag #MCchat on Twitter and you will be entered in the prize draw (two winners for $15 Amazon gift cards).

An easy way to follow along and participate in #MCchat is by using our Twitter Chat Room at http://www.twubs.com/MCchat. We hope to see you there!

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Lifetime Savings Plan – Major Life Expenses & Savings Principles at Every Age

By Michael Lewis

saving for the futureMany Americans are now discovering that a comfortable retirement and adequate healthcare are beyond their means. As a consequence, we are working later in life, lowering our expectations, and going without not only luxuries, but essentials as well.

The decisions we make through our lives come with financial consequences. These choices include the careers we develop, the colleges we attend, the people we marry, the size of our family, and the lifestyles we adopt. While many of these choices may seem out of our control, it is possible to make adjustments along the way to minimize their worst financial consequences. The advantage available to everyone is time: The sooner we understand the long-term impact of our decisions and make the necessary changes, the more likely we are to reach our financial goals.

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How Long Does Makeup Last? – When to Throw Away Old Cosmetics

By Laura Williams

makeupIf you’re like most women, chances are you have a drawer full of cosmetics bursting at the seams. Lipsticks, facial creams, sunscreen, and even hair products have a tendency to accumulate – but when was the last time you considered clearing out your cosmetics drawer for any other reason than to free up space?

The fact is, cosmetics expire. Creams, gels, and liquids are particularly prone to spoilage – they become hotbeds of bacterial activity, they stop working correctly, and they can even negatively affect your skin, leading to breakouts or rashes.

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Understanding Economic Subsidies & Incentives for Corporate Relocations

By Michael Lewis

walmart photo by ken wolterThe taxpayers of America are unknowing victims of corporate extortion, effectively subsidizing big companies at the rate of billions of dollars each year for corporate relocations. The subsidies are often in the form of tax benefits, but may even be cash payments to companies threatening to move from their existing location – or to companies willing to move if the bribe is sufficient.

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8 Ways to Add Accent to Your Outfit Combinations for $50

By Jacqueline Curtis

wardrobe updateWe’ve all been there: pawing through a perfectly adequate wardrobe and still feeling like there’s nothing to wear. One day, you love your current collection of duds, and the next, you’re completely bored by every single option. Sure, a new wardrobe in this season’s “it” colors, fabrics, and styles would help inject some life into anyone’s closet, but it would also cost a small fortune. So, you have a choice – wear something old, or splurge on something new.

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10 Frugal Lifestyle YouTube Channels Worth Following

By Laura Williams

woman computer piggy bankYouTube is currently the second largest search engine worldwide, ranked just below Google. It may be best known for cute cat videos and embarrassing viral bloopers, but if you’re looking for information on practically any subject, it’s safe to assume there’s a channel for it.

The trick with YouTube is finding worthwhile content. If you search “cheap makeup,” you’ll end up with 616,000 videos, which may or may not be what you’re looking for. One thing I’ve learned is that when you’re looking for information on a general topic, such as frugal lifestyle, it’s helpful to search by channel. You can then narrow down your options by diving deeper into the channels with the most followers or the niche subject you’re most interested in.

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How to Better Organize Your Makeup – 5 Essential Tips

By Jacqueline Curtis

makeupWhen you’re totally obsessed with beauty products, buying and sampling the latest goods isn’t the problem – it’s trying to store them all. My makeup drawer is overrun with beauty products, from old standby favorites to impulse buys I don’t even like anymore. Sound familiar?

Though it’s just a short, afternoon project, organizing your makeup drawer can result in major benefits. Not only can it help you save time when searching for your favorite lipstick, it can also save you money: When you know what you have on-hand, you can avoid purchasing duplicates.

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How to Declutter & Downsize Your Home Effectively – 9 Essential Tips

By Laura Williams

declutterIn 11 years of marriage, my husband and I have moved 10 times. We’re not in the military, and there’s no good explanation for all the moves, except that they just made sense at the time. Most of our moves were from a smaller dwelling to a bigger one, which meant there wasn’t much downsizing that needed to take place between moves – we just loaded everything up and carted it along with us.

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What Is myRA – What to Know About The New Retirement Account

By Laura Williams

myra retirement account logoAccording to an August 2014 report from Bankrate, more than one-third (36%) of American adults are not currently saving for retirement. Worse yet, more than a quarter of Americans nearing retirement age (50 to 64 years old) have yet to save anything.

While the stats are staggering, they’re somewhat understandable – it’s easy to de-prioritize retirement savings when you’re struggling to pay those monthly bills. Excuses such as, “I love my job, so I’ll just keep working until I die,” or, “As soon as I finish paying off credit card debt, I’ll open an account,” are easy to come by.

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7 Ways to Save Money When Building a New House

By Laura Williams

home buildingWhen my husband and I moved back to Texas almost two years ago, the plan was to build a separate home on a shared five-acre property with my parents. However, as is often the case in life, things did not go according to plan. Unexpected expenses arose, jobs changed, and one thing after another prevented us from starting an immediate build. And yet, as time passed, it became clear for everyone’s sanity that we needed a place of our own – and soon.

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Biking in the Winter & Cold Weather – Equipment, Safety, Cost & Health Benefits

By Brian Martucci

photo by Papa Bravo / Shutterstock.com According to a League of American Cyclists study, my adopted hometown (Minneapolis) is among the most popular U.S. cities for bike commuters. With numerous bodies of water within city limits, it also has a dense network of recreational trails, and new ones are constantly being built.

But there’s a catch. According to The Weather Channel, the Twin Cities comprise the coldest major metropolitan area in the United States, a place where snow cover can persist for six months out of the year and temperatures routinely drop below zero. So serious cyclists here need to have thick skin (and a lot of clothing to protect it).

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Best New Bank Account Promotions, Offers & Free Money

By Money Crashers

stack cashWith many financial institutions experiencing a decrease in profits, banks are vying for your business. This is good news for you, because instead of just offering standard perks like no fees, free checking, or a free pen when you sign up for an account, some banks are raising the stakes with cold hard cash, giveaways, and great interest-bearing products.

January is a good month for bank promotions from both big and small banks. Banks are giving away a lot of free cash to attract new customers and get them to open up accounts. The banks listed below have some pretty sweet deals that you should take advantage of if you are in the market for a new bank.

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10 Best Travel Rewards Credit Cards – Reviews & Comparison

By Christina Majaski

passport travel credit cardsMany of the first rewards cards were credit cards that offered “miles” for purchases, which could be saved and used for purchasing airline tickets. Nowadays, flight restrictions and requirements on travel rewards cards don’t always result in dream vacations.

As a result, many travel rewards cards now award purchases with not only miles, but opportunities for cash back. These options are especially important if you are not a frequent flyer, but still want to carry a travel rewards card. If you fit this description, here are some of the best travel rewards credit cards to meet your needs.

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The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.

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