What Does It Mean to Be Rich? – Defining Wealth by Income, Net Worth & Lifestyle

If you pick any 10 people at random off the street and ask them all whether they’d like to be rich, chances are all 10 will say yes. But if you ask those same 10 people what they mean by “rich,” you’re likely to get 10 different answers.

One person, perhaps, would say that a million dollars is enough to make you rich, while another would say that it takes 10 million. Still others would give answers that weren’t expressed in dollar terms at all. They’d say that wealth means having a big house, a boat, and a private jet – or maybe just a comfortable home and good health insurance.

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What Is Smart Growth – Urban Planning Principles, Benefits & Examples

Imagine that you live in a small town that’s experiencing a sudden population boom. Very soon, the town is going to have to add more housing and retail space. The town council has received several proposals from builders for this new development, and it’s trying to decide between two plans.

Plan A involves expanding the town outward into new open space. The developer would buy up farmland to make space for a large housing development on one side of town. Then, on the opposite side, it would clear wooded areas to make room for a new shopping center. Since the only way for people in the new development to reach the new shopping area would be by car, this plan also involves building new roads and expanding old ones.

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Private School vs. Public School – Cost & Comparison

One of the biggest expenses for many middle-class families is school costs for their children. Many parents pay thousands of dollars each year to send their kids to private schools – particularly those who live in areas where the public schools are poor quality. A 2014 comparison by the real-estate site Trulia found that in ZIP codes with top-rated public schools, just 4% of the children go to private schools, as compared to 19% of children in ZIP codes with low-rated public schools.

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37 Fun Things to Do in Chicago, IL – Attractions & Places to Visit (on a Budget)

Chicago means different things to different people. For some, Chicago is a bastion of American culture, whether lowbrow (sketch comedy) or highbrow (jazz music and fine art museums). For others, it’s all about sports – the NFL’s Bears and MLB’s Cubs have outsized reputations that extend well beyond northern Illinois.

For still others, Chicago’s seamy side – its long history of political corruption and Mob activity – hold sway. And for many, Chicago’s massive central business district (the country’s second largest, after Midtown Manhattan) and countless suburban office parks marqueed by a “who’s who” of prominent American corporations means it’s primarily a city for doing business.

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11 Homemade Natural Cleaning Products – DIY Recipes & Uses

The household cleaning aisle at your local big box retailer can be a dizzying place – and not just because of the overwhelming number of options. The cost of housecleaning products is equally as staggering. However, rather than spend a huge portion of your paycheck on cleaning products, you can simply use a few common items that you may already have around your house to create your own solutions.

There are a number of recurring items in household cleaning solutions. Here are several common, versatile items and what you can expect to pay for them:

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3 Ways to Listen to Free Music Online – Downloads, Streaming & Radio

Back in the day, there were only two ways to listen to recorded music: You could turn on the radio and hear whatever song happened to be playing on your local station, or you could go down to the record store and buy a copy of your favorite songs on a vinyl disc.

Today, all this sounds terribly quaint. While it’s still possible to buy physical recordings on CD or vinyl, their sales are now outstripped by digital downloads, according to a report from the Recording Industry Association of America (RIAA). And Nielsen, a major consumer-research firm, reports that even sales of digital music downloads are on the decline, as Americans get more and more of their tunes through music streaming services.

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Cloth Diapers vs. Disposable – Cost, Types & How to Choose for Your Baby

Back when I was little, new parents had just one choice to make about diapers. They could use plain white cotton diapers, secured with safety pins and covered in plastic pants to protect against leaks, or they could use bulky, expensive disposable diapers. Cloth diapers were undeniably cheaper, but they were also a lot more work, and for working moms with kids in daycare, disposable was often the only option.

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Best New Bank Account Promotions, Offers & Free Money – Feb ’16

stack cashWith many financial institutions experiencing a decrease in profits, banks are vying for your business. This is good news for you, because instead of just offering standard perks like no fees, free checking, or a free pen when you sign up for an account, some banks are raising the stakes with cold hard cash, giveaways, and great interest-bearing products.

February is a good month for bank promotions from both big and small banks. Banks are giving away a lot of free cash to attract new customers and get them to open up accounts. The banks listed below have some pretty sweet deals that you should take advantage of if you are in the market for a new bank.

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Best 12 Things to Do in Costa Rica – Fun Vacation Activities on a Budget

Are you gearing up for your next spring break trip? If you’re set on taking a vacation that doesn’t require a passport renewal or long international flight, you can find plenty of popular U.S. vacation towns close to home. If your sights are set on a slightly more exotic destination, look south. Not too far south, but just beyond the gleaming waters of the Caribbean. There, straddling the Atlantic and Pacific Oceans, lies Costa Rica.

Costa Rica is a true diamond in the Central American rough. Situated between Nicaragua and Panama, it’s less than 100 miles wide in places – from the tops of the highest peaks, it’s possible to glimpse both the Atlantic and Pacific basins on a clear day.

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How to Avoid Sales Strategies at the Bank – 6 Things You Need to Know

Whether you go to a used car lot or a high-end boutique, you know that the employees are working on commission and are thoroughly trained to sell you products. However, did you know that the personal bankers at your local bank operate in much the same way?

Many folks think a bank is a service center for money essentials only, but they’re actually a form of retail stores – and their “services” are really products. Personal bankers are not merely customer service agents, but rather salesmen by a different name.

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