10 Ways to Save Up For and Fund Your Next Summer Vacation

summer vacation beach flip flopsIt’s been a long, cold winter. As we get closer to spring, you might be starting to think about sandy beaches, the warm sun on your face, and wearing flip flops.

If you want to take a trip this summer, but have yet to start planning, you’d better start now. Summer vacations can easily cost thousands of dollars, breaking your budget if you aren’t prepared.

Are you nervous that you might not be able to go on an amazing trip this summer due to the cost? Here are 10 tips on how to save up for your summer vacation by starting now.

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Personal Finance Round-Up: Time for an iPad Upgrade Already?

ipad 2 colorsJust this past week, Apple announced the second incarnation of their magical product, the iPad. What’s amazing about the iPad is that it was not the first tablet PC. Those have been around for a few years. So Apple essentially took a device concept that few people or businesses could find a legitimate use for, and they made it the envy of everyone. That’s good business.

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Landlord and Tenant Act Laws Explained – Know Your Rights as a Renter

moving in coupleI was a renter for nearly a decade before I found out about the Landlord and Tenant Act. I knew that I had some basic tenant’s rights, but I mostly just did what the landlord asked of me and left it at that. Then, a particularly rough experience with a landlord resulted in a conversation with a lawyer, who told me that beyond having basic rights as a renter, I’m protected under an entire legal act.

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7 Creative Uses for Mason Canning Jars

mason canning jarsRecently, my close friend was telling me about a beautiful farm wedding she attended last summer where they served Southern sweet tea in mason jars. It was so quaint, so romantic, and so creative. It then got me thinking – what else could those jars be used for aside from home canning recipes for your fruits and veggies?

The answer is: plenty. And this is great, considering the jars, which can be found at most grocery stores and even thrift shops, are super easy on the wallet. Here are my top tips for using canning jars throughout your home.

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Should You Short Sell Stocks? – Rules, Risks & Strategies

short sell stock price downIn the topsy-turvy world of the stock market, the idea of investing in reverse might sound fitting, or it might sound crazy. Short selling is a risky, but potentially lucrative investing transaction that’s a backward version of buying and holding stocks.

When selling short, you borrow an asset from a broker and immediately sell it. Your goal is to see the price drop and then return the shares and pay the broker back at a lower price. Short selling is fundamentally different from “going long” a security in every possible way. Here’s how:

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12 Ways Parents Can Save Money on Kids Playing Organized Sports

kids soccer lessonsIn most American suburbs, sports are a big deal. Kids go to practice almost daily, and the fields are full of excited and dedicated players while parents and fans cheer from the stands. Similarly, adults take tennis lessons and practice their golf swings at local country clubs.

While these activities are great for you and your children’s health, they can wreak havoc on your pocketbook. Lessons, equipment, greens fees, gas to and from practices – the price of sports can add up in a hurry.

But it doesn’t have to. Here are 12 ways you can save.

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The Psychology of Money – How Saving and Spending Habits are Programmed in Your Brain

psychology of moneyHave you ever wondered why you handle money the way you do? Perhaps you’re a saver and you feel satisfaction every time you look at your growing account balances and displeasure when you need to buy something. Or maybe you’re a compulsive shopaholic, looking at life as something to enjoy, so you buy on impulse and pay little attention to how you’ll survive in the future.

While many people believe that money-handling habits come from parents or caregivers, current research is proving that our habits aren’t just based on conditioning and money management lessons we learned as kids. There are spenders and savers in the same families, kids who grew up in poverty and still develop great wealth, and heirs who blow the family fortune.

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10 eBay Selling Tips to Maximize Your Profits

ebay logo landscapingWhen my husband and I first started dating, the mess at his place really annoyed me. He wasn’t sloppy or dirty – he just stacked and stored old Nintendo systems and video games everywhere. The scene seemed a little ridiculous, but he had quite a little business going. He’d buy “broken” Nintendos and games on eBay, fix them, clean them up, and re-post them for a decent profit.

From his Nintendo venture, I learned plenty of good tips for selling items on eBay. I also learned quite a bit about what not to do from the people he was buying from. Using these tricks, I have been able to maximize my own profits on eBay.

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5 Unreimbursed Work-Related Employee Expenses and What to Do About Them

office partyWhen you freelance or own a business, the responsibility for managing and reducing expenses is yours alone. Therefore, you often have a plan for even the most unlikely ones.

If you are employed by someone else, however, you might assume that they have any unexpected expenses covered. Unfortunately, this isn’t always the case. There will be times when you have to use your own money to pay surprise, job-related costs.

As with everything, a little preparation goes a long way. Take a look at this list of five unexpected expenses and avoid being caught unaware.

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