From opening day to the playoffs, if you want tickets to any major sporting event, you may face some steep costs, especially if you don’t do your homework. If you want to make it to the big game without breaking the bank, you’ll want to look at all of your options for purchasing tickets. As a buyer, you should have three things on your mind: price, availability, and location of the seats.
Finding the perfect apartment for rent can be a lengthy, time-consuming process. When I first started renting, I drove by every apartment complex in an area, requested a pamphlet, and repeated the entire process for other areas. Then I picked up the print version of Apartment Guide and a newspaper, headed home, and tried to sort the mess out. It took way too long and I missed out on all the great private owner apartments because I didn’t know where to look.
When I first signed up for wireless service, my bill was under $30 a month for plenty of minutes and the short list of features I needed. Nowadays, carriers know that most people require a cell plan for their everyday routine, and they’re able to charge a lot more. Sure, phones are more powerful, but they also come with costs and fees for features I don’t need. My bill is nearly $90 a month, and it’s quickly becoming one of my family’s largest monthly expenses.
Group buying deals sites are all the rage this year. Sites like Groupon, LivingSocial and dozens more have exploded and completely changed the way some of us do our shopping, vacation planning, and fine dining.
The way these companies work is they negotiate with businesses on your behalf to cut prices by a huge percentage in exchange for the deal site sending a large amount of new customers to the business. The deal site takes a percentage of sales and the business hopefully gets a substantial customer base increase that may return to buy more products in the future. But what do you get as the customer?
I love to travel, but as a college student, jet-setting doesn’t always fit my bank account. Weekend getaways, staycations, and last-minute discounts help me make the most of my travel budget, but what about budget travel to more exotic destinations?
I’ve found that visiting places with favorable exchange rates has worked out well for international destinations – especially when I can also find the best airline ticket deals to get there. Some of the main factors I consider when evaluating a potential destination are: cost of living, visa fees, airfare, activities, culture, and safety. Using this strategy, I’ve been able to travel to five South American countries in the past two years on a relatively tight budget.
Other than your home, your car might be the most expensive purchase that you ever make. I love nice cars, but I also try to manage my finances responsibly. As a result, I have reluctantly come to the conclusion that a new car is an unnecessary expense.
Sure, you can find overpriced used cars and bargain buys on brand-new vehicles, but it’s not just the sticker price that makes a new car a waste. The associated fees, subsequent costs, and losses in value (i.e. depreciation) add up to thousands of dollars over the first few years of new car ownership. This is especially bad news if you end up upside down on your car loan.
Have you been looking for a way to invest your money with relatively low risk, but with a higher return than the interest rates of CDs offered by banks and credit unions?
Look no further than fixed annuities. For decades, fixed annuities have provided a secure form of savings for millions of conservative investors on a tax-deferred basis. They are by far the simplest type of annuity contract and offer all of the benefits provided by any type of annuity except for the opportunity for market participation.
Let’s look at the details of a fixed annuity and how to decide if it’s the right investment for you.
In 1980 in the United States – just over 30 years ago – a new home in this country cost an average of $76,000, and the median income was $17,710 per year. Compare that to 2011, when even after the recent recession, the median home price stood at $139,000, and median household income was $50,233 per year according to the US Census Bureau.
Why the vast difference in prices? One word: Inflation. Like aging or weight gain, the effects of inflation are both gradual and profound. Inflation creeps up on us over time, and as we continue our normal spending and consumption habits, the almost imperceptible increase of consumer prices doesn’t seem to make a huge difference in our day to day finances – which means it is all too often vastly underestimated.
It is starting to feel like spring across most of the U.S., and now is the time to start planning your summer vacation if you haven’t done so already. My friends and I are discussing various options for group travel, since we all have similar interests and budgets. Traveling with a large group can be a great way to lower expenses – and add to the fun too!
You know you’re supposed to strive for five servings of fruits and vegetables every day, but healthy choices aren’t always cheap. If you cut corners to save money, you’ll end up with less nutritious foods.
Don’t waste your money on watered-down, sugary alternatives to healthy foods, and don’t get stuck with a kitchen stocked with expired produce either.
Follow these steps to stretch your food budget and keep a nutritious diet without spending too much on fresh food.