Landlord and Tenant Act Laws Explained – Know Your Rights as a Renter

moving in coupleI was a renter for nearly a decade before I found out about the Landlord and Tenant Act. I knew that I had some basic tenant’s rights, but I mostly just did what the landlord asked of me and left it at that. Then, a particularly rough experience with a landlord resulted in a conversation with a lawyer, who told me that beyond having basic rights as a renter, I’m protected under an entire legal act.

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7 Creative Uses for Mason Canning Jars

mason canning jarsRecently, my close friend was telling me about a beautiful farm wedding she attended last summer where they served Southern sweet tea in mason jars. It was so quaint, so romantic, and so creative. It then got me thinking – what else could those jars be used for aside from home canning recipes for your fruits and veggies?

The answer is: plenty. And this is great, considering the jars, which can be found at most grocery stores and even thrift shops, are super easy on the wallet. Here are my top tips for using canning jars throughout your home.

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Should You Short Sell Stocks? – Rules, Risks & Strategies

short sell stock price downIn the topsy-turvy world of the stock market, the idea of investing in reverse might sound fitting, or it might sound crazy. Short selling is a risky, but potentially lucrative investing transaction that’s a backward version of buying and holding stocks.

When selling short, you borrow an asset from a broker and immediately sell it. Your goal is to see the price drop and then return the shares and pay the broker back at a lower price. Short selling is fundamentally different from “going long” a security in every possible way. Here’s how:

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12 Ways Parents Can Save Money on Kids Playing Organized Sports

kids soccer lessonsIn most American suburbs, sports are a big deal. Kids go to practice almost daily, and the fields are full of excited and dedicated players while parents and fans cheer from the stands. Similarly, adults take tennis lessons and practice their golf swings at local country clubs.

While these activities are great for you and your children’s health, they can wreak havoc on your pocketbook. Lessons, equipment, greens fees, gas to and from practices – the price of sports can add up in a hurry.

But it doesn’t have to. Here are 12 ways you can save.

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The Psychology of Money – How Saving and Spending Habits are Programmed in Your Brain

psychology of moneyHave you ever wondered why you handle money the way you do? Perhaps you’re a saver and you feel satisfaction every time you look at your growing account balances and displeasure when you need to buy something. Or maybe you’re a compulsive shopaholic, looking at life as something to enjoy, so you buy on impulse and pay little attention to how you’ll survive in the future.

While many people believe that money-handling habits come from parents or caregivers, current research is proving that our habits aren’t just based on conditioning and money management lessons we learned as kids. There are spenders and savers in the same families, kids who grew up in poverty and still develop great wealth, and heirs who blow the family fortune.

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10 eBay Selling Tips to Maximize Your Profits

ebay logo landscapingWhen my husband and I first started dating, the mess at his place really annoyed me. He wasn’t sloppy or dirty – he just stacked and stored old Nintendo systems and video games everywhere. The scene seemed a little ridiculous, but he had quite a little business going. He’d buy “broken” Nintendos and games on eBay, fix them, clean them up, and re-post them for a decent profit.

From his Nintendo venture, I learned plenty of good tips for selling items on eBay. I also learned quite a bit about what not to do from the people he was buying from. Using these tricks, I have been able to maximize my own profits on eBay.

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5 Unreimbursed Work-Related Employee Expenses and What to Do About Them

office partyWhen you freelance or own a business, the responsibility for managing and reducing expenses is yours alone. Therefore, you often have a plan for even the most unlikely ones.

If you are employed by someone else, however, you might assume that they have any unexpected expenses covered. Unfortunately, this isn’t always the case. There will be times when you have to use your own money to pay surprise, job-related costs.

As with everything, a little preparation goes a long way. Take a look at this list of five unexpected expenses and avoid being caught unaware.

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How Much Does a Dog Really Cost? Where to Save and Where to Splurge

labrador dog treeMany people don’t think about the cost of a dog when picking Fido up from the shelter. I for one considered the financial commitment only briefly before I got suckered in by those big puppy eyes.

I knew dog food and vet bills were going to add to my expenses, but I really didn’t have a figure in mind. Not until I got home did I realize that all of the small expenses that come with the benefits of owning a dog – like treats, toys, collars, leashes, and training – add up quickly. However, after a bit of practice, I learned where to spend my money and where to save.

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What Is a Ponzi Scheme – Bernie Madoff Ponzi Scheme & Scandal Explained

bernie madoffOn March 12, 2009, Bernie Madoff pled guilty to the largest Ponzi scheme in history. He successfully swindled investors out of $65 billion. Although many Wall Street experts revered Madoff as a genius, many financial professionals were not surprised to learn that he was one of the biggest crooks they had ever come across. Some people were afraid they’d be ostracized if they spoke out against Madoff, and they simply kept quiet about their concerns about his investment portfolio and earnings.

Unfortunately, Ponzi schemes are fairly common, but this one was one of a kind. Most Ponzi schemes operate on a very small scale, but Madoff was clearly a big thinker who caused major damage.

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