8 Tips for Optimizing Your Facebook Security Settings While Looking For a Job

facebook mouse clickMore and more employers are using Facebook as a tool in vetting potential candidates for employment. With the rise of social networking sites, we all have some kind of online presence that may reveal experiences that a potential employer would frown upon. You know what I’m talking about: the keg stand during college, a bachelorette party, maybe even comments from friends or relatives that may be embarrassing and childish.

The fact is, you don’t know what your future employer’s religious background, home life, or sensibilities are and it’s in your best interest to scale back your Facebook profile to the least offensive level as possible. There are opportunities to find jobs using social media tools so make sure you give yourself the best chance to succeed.

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Victor Pest Control – Ultrasonic & Electronic Rodent Control and Mouse Traps

This post brought to you by Victor Pest. All opinions are 100% mine.

victor pest logoA few months back,  I had an unwanted house guest. No, I’m not talking about my mother-in-law, I’m talking about a rodent in my home.

After seeing droppings several times, witnessing our plants and food get mysteriously munched on during the night, and going on several critter hunts with my wife to no avail, I called a professional. Almost $400 later, the problem was solved.

However, if I had known about do-it-yourself pest removal products, such as the ones from Victor Pest, I could have saved a bundle.

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Personal Finance Round-Up: Is Retirement a Moving Target?

money moving targetDo you remember when you were young and every simple thing was amazing?

Going out to dinner at a fancy restaurant (even if it was just Sizzler) was an adventure. You got to eat new, exotic food that someone would bring out and set right in front of you, and the whole experience was exciting. When you got five bucks in a birthday card from Grandma, you were  rich. You’d march down to the convenience store, pick up enough candy to last for weeks, and be as happy as can be.

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The 2 Real Reasons for Your Debt Problems and How to Fix Them

money bandageDo you try to cure the common cold by using the best nose tissues money can buy? Of course not. Though tissues help with symptoms, to avoid a cold, you have to go after the root cause: exposure to the flu virus.

In the same way, when dealing with problems related to money, the root cause is more important than the symptoms of financial dysfunction. However, the biggest issue with a root cause is that while it may sound simple and basic, addressing it can be very difficult.

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Investing for the Long Term – Investment Strategy & Allocation By Age

stages of lifeFinancial planning is considered by many to be a critical operation that facilitates secure investment and financial goals for both the short and long term. Some even elevate financial planning skills to an art form with elegance and style.

But whatever label is applied to securing a financial goal, the planning process is constant and spans many decades. The goals of an investor will change with increasing age and family composition. For example, the age at which an investor starts provides significant clues to their financial potential as well as their ability to handle investment risk.

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Fannie Mae’s Know Your Options – Get Mortgage Help & Learn How to Avoid Foreclosure

This post brought to you by Fannie Mae. All opinions are 100% mine.

If the ongoing economic downturn has led to unemployment or a general decrease in your income, you’re probably struggling to meet your monthly home mortgage payment.

know your options fannie mae logo

Whether you’re first starting to experience difficulties or you’re already in default, the KnowYourOptions.com site has the information and advice you need. The site, which is affiliated with Fannie Mae, is a credible, comprehensive collection of information to help you through your situation.

Before you make any rash decisions, check out the site’s advice about home mortgage scams, next steps, and the best options that are open to you.

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4 Different Types of Taxes and How To Minimize Them

pay taxes piggy banksAlthough your personal income tax filing is probably foremost in your mind right now, the government taxes us in a number of different ways.

This is actually helpful for you because it gives you multiple opportunities to find ways to reduce your tax burden, while spreading out the impact of taxes.

Want to learn more? Here are the four types of taxes we’re all subject to, and tips on how to minimize their impact.

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5 Best Free Travel Apps for Saving Money on the Road with Your Smartphone

travel apps smartphoneSometimes traveling seems like more stress than it’s worth. Whether you’re taking a trip for business or pleasure, keeping flights, hotel reservations, and general itinerary straight can be a hassle. How can you possibly juggle all of those things and find the best deals? The answer is easier than you think.

With thousands of travel apps to choose from, traveling with an Android or iPhone is like traveling with a personal assistant. The ability to keep a journal of your trip, post updates to Facebook and Twitter from the road, take panoramic photos, or even find a day spa in your area are all just a simple download away.

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Personal & Household Monthly Budget Categories – 9 Ways to Determine How Much to Put in

budget categories money bucketsDuring a recent get-together with some friends, the topic of how much we all budget for buying groceries came up in conversation. Since I had started dabbling in extreme couponing, I recently adjusted my grocery budget from $400 a month to $250 a month. My friends were surprised at my lofty goal and felt in a way that it was unreasonable, although not necessarily unattainable.

After having that conversation, I began thinking about my budget caps, not just for groceries, but for all of my expense categories and how I determined the dollar amounts that I was willing to spend for each.

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3 Ways to Find & Invest in a List of the Top Blue Chip Stocks With Dividends

blue chips stocks newspaperCompanies represented by blue chip stocks are typically of high quality with a long history of stable earnings. The publicly traded shares often represent well-known name brands run by high quality management teams that often pay dividends to their shareholders.

Some long-term investors view these companies as being of lower risk when compared to newer fad stocks that have yet to prove themselves fiscally.

The bottom line is that blue chips stocks are typically a good investment. But how do you choose the best ones to invest in? Here are 3 steps you can use as a guide.

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