16 Ways to Save Money on Cheap DIY Wedding Invitations on a Budget

wedding invitationsWhen I got married, my crafty aunt handmade my wedding invitations as a wedding gift. Though they were exquisite and I got multiple compliments on them, I didn’t realize quite what a gift it was until I learned that the average amount that a couple spends on wedding invitations is $650 – and lots spend upwards of $2,000 or $3,000.

Who knew that paper cost so much? But it’s not just the paper – there are envelopes, second envelopes, response cards, response card envelopes, tissue paper, and postage, for starters. Money also goes into the design of the invitations as well as the actual printing of the message.

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Health Benefits of Drinking Green Tea

This article is part of the Money Crashers Natural Medicine Cabinet Series, outlining 20 of the top natural home remedies and treatment.

green tea cupsIt’s hard for me not to get excited about tea. Strange sentence, I know, but I drink tea constantly. Green tea, white tea, herbal tea…I have an entire cabinet in my kitchen devoted to tea and tea-making supplies.

And I’m not alone. Tea is the most widely consumed beverage in the world, next to water. Billions of people around the world drink tea on a daily basis. And aside from its wonderful variety in taste, tea offers us countless health benefits that we’re only just now starting to understand.

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How to Effectively Use a Facebook Page for Business Marketing

facebook clickIt seems like everyone from the age of 21 to 35 is a social media marketing expert these days. I swear that every other person’s Twitter bio says they’re some sort of Internet marketing or social media marketing guru/expert/enthusiast, or whatever.

Just as young entrepreneurs have been attracted to this trend, small business owners have been drawn to social media as a new way to market their business and get people in the door. Unfortunately, very few small businesses have actually had success with it, causing many to abandon their Facebook pages, Twitter accounts, and location-based social media deals.

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What to Do If Your Bank Fails – 4-Step Checklist

bank failure underwaterWhat do you mean my bank can fail? Yes, even the well-trained managers at your seemingly secure bank can make poor business decisions. Plenty of people thought it was impossible, but banks do make mistakes – like the numerous bad loans that eventually crushed major financial institutions in the past few years.

If you weren’t around for the savings and loan crisis and the scandals of the 1980s and 1990s, the recent vulnerability of banks might have been an unwelcome surprise. If your bank is in trouble, don’t panic. As with any extreme situation, overreacting just makes things worse. Stay calm, get your wits about you, and think about these smart next steps. You’ll stay on track, even if your bank is falling apart.

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Financial & Health Benefits of Breastfeeding for Mother and Baby – Tips & Advice

breastfeedingDuring my son’s recent one year check up, the pediatrician talked to us about many things, such as what to introduce into his diet, what skills we should be working on, and up-coming potential vaccines. None of these came as a surprise to me since the information is commonly available in nearly any baby book.

However, as we were nearing the end of the appointment, the pediatrician told me to make sure I continue to breastfeed approximately four times a day until my child is two years old. Uh, wait a second…isn’t breastfeeding supposed to be stopped once a child is out of infancy?

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5 Common Problems & Issues of Looking for a Roommate – How to Protect Yourself

roommate argumentWhen money gets tight, taking on a roommate becomes a temptation. Roommates can help pay your rent or mortgage, utility bills, and maybe even your food costs.

But watch out: While many roommate arrangements typically start off with a cordial handshake, once a roommate moves into your home, the arrangement takes on legal significance under state and local landlord and tenant laws. This can make getting rid of a troublesome roommate difficult.

Here are a few of the common dangers of taking in a boarder, and ways to avoid or minimize problems.

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10-Step Plan for How to Start a Mobile Food Truck Business

kogi food truck businessThe idea of “food trucks” used to conjure images of ugly gray trucks that sold unhealthy greasy food and doled out empty calories. Boy, have times changed. Now, popular chefs, successful restaurateurs, and quirky foodies are all getting in on the act.

What were once known as “roach coaches” have become some of the most sought-out food eateries in major cities. If you’re looking to start your own small business – and you don’t want to go the traditional office or storefront route – then you might consider starting a food cart or food truck.

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Crude Oil Futures Trading 101 – What Are They and Should You Invest in Them?

oil prices futuresWith the price of oil skyrocketing (the price recently increased by 14% in a single week), you may be wondering if now is the right time to invest in this commodity.

There are plenty of ways to get in on the oil industry. For example, you can buy stocks of oil and drilling companies. But one of the most profitable – and riskiest – investments you can make is in oil futures.

In this article, we’ll look at what oil futures are, and then discuss the pros and cons of investing in them. You can then decide if they’re a good addition to your investment portfolio.

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Why You Need a Taxable Brokerage Account in Addition to an IRA & 401k

nest egg cashThose of us who are passionate about paying down debt, saving for the future, and investing  are no doubt familiar with traditional, tax sheltered investment accounts.

The usual suspects are: 401k retirement plans, which allow you to defer your tax burden until age 59 1/2 when withdrawals are taxed as ordinary income, and Roth IRAs or Roth 401ks, where you are able to contribute after tax earnings now and never pay additional taxes on the earnings or interest as long as withdrawals are deferred until age 59 1/2.

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