Mint.com Review – Online Personal Finance Budgeting Software

mint logoI’m lazy, and I’m cheap. There, I said it. This means that I don’t have paid money management software like Quicken or You Need a Budget to track my finances. Instead, I learned how to make a budget on spreadsheets and in notebooks, and used them for years.

So when I first stumbled upon Mint.com, the free online personal finance budgeting application, I knew that I found something that would be very beneficial for me and my family.

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12 Cost Cutting Ideas for Your Small Business to Save Money & Reduce Expenses

cut costs scissorsAs a small business owner, you’re always looking to bring in more business and increase profits.

However, another way to boost profits is by cutting expenses. Even if you’re having a good quarter full of brisk sales, out-of-control costs will quickly eat up your profits.

Avoid the mistakes that other businesses are making. Keep close track of your expenses (using a small business accounting tool like Ouright) and cut them every chance you get. Your competitors might overlook some of these expenses, but you won’t.

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What Is Amazon Prime Review – Free Shipping Trial & Benefits

amazon shipping boxLoyalty cards, points, and miles all exist for a single purpose: to get you as a customer to return over and over again. From coffee shops to bookstores, grocery stores to pharmacies, it seems like everyone is trying to get in on the loyalty program trend. Wallets and key chains bulge with little loyalty cards, usually obtained simply by making a purchase and providing a little bit of personal information.

Traditional loyalty programs work by giving customers rewards based on the purchases they make. Amazon, however,  has been able to successfully market a program called Amazon Prime, where customers actually pay a fee to enjoy the benefits.

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Price/Earnings to Growth (PEG Ratio) Definition Explained – Calculating Growth Stock Valuation

growth stock handStocks go up in price for a number of reasons: a favorable news report, an entire sector rising, the appearance of undervaluation based on historical fundamental data, or trading by technical analysts based on bullish price and volume patterns.

For a stock to sustain a steep price increase, it should be expected to experience high revenue and earnings growth. But is expected growth alone enough to decide if a company represents a good valuation? Of course not. One also needs to look at the stock price to determine if it represents a strong valuation relative to the company’s expected growth.

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Kohl’s Charge Card Review – Get Coupons & Discounts

kohls charge cardWhen the first Kohl’s department store opened in my city, it failed to capture my attention.  They have very few signs outside, and it was years before I even knew what kind of store it was. Finally, curiosity got the best of me and I eventually decided to see what they had to offer.

At first glance, Kohl’s seems like your typical department store. But once I poked around a bit, I realized that this is a department store with fantastically low prices. I quickly became a regular customer.

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HD Projector vs TV – How to Set Up & Install a Home Theater System

home theater projectorWhether it’s during the Super Bowl, March Madness, or awards shows, a few times a year everyone faces the temptation to go find the largest flat-screen LED TV and get the best deal on a new television.

Currently, you can buy a nice, 46″ flat screen television for around $1,000. While that price is significantly less than what you would have found for similar televisions just a few years ago, is it really the best you can do for the money?

What would you say if I told you that you could pay even less for an amazing picture that’s more than twice as big?

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13 Items You Should Never Buy Used

used couchThere are some things you should always buy used secondhand. For instance, college textbooks, used cars, and baby clothes can easily be bought from a previous owner. And, you’ll save a bundle when you do.

But imagine you’re out shopping at a garage sale or pawn shop. Are there any items you shouldn’t buy used, things that might end up costing you more than you’d pay if you just bought it new?

As a matter of fact, there are. Let’s take a look at some of these items.

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How to Set Up a Home Media Center & Network – TV, Movies & Video on Demand

home theaterFrom family photos and wedding videos to our favorite songs and movies, we have a wealth of digital content on our computers. But while you may have invested in a high-quality external monitor, chances are you’re viewing images and video on a relatively small computer screen, and playing music and movies through your computer’s simple speakers. Imagine how great it would be view your digital files and the best of the web on your television screen or home theater projector –  as you lean back on your comfortable sofa.

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What Is a Variable Annuity Explained – Definition, Pros & Cons

variable coin stacksAnnuities are among the oldest investment options – in fact they have centuries of history. Especially over the past century, fixed income annuity contracts have gained popularity with conservative investors as a safe means of growing their money on a tax-deferred basis.

But in the bull markets of the ’80s, a new type of annuity contract allowed investors to participate in the debt and equity markets and enjoy the benefits of annuities at the same time. These vehicles, known as variable rate annuities because of the variability of the returns realized, began in 1952 as a funding vehicle for pension plans. Originally started by the Teachers Insurance and Annuities Association – College Retirement Equity Fund (TIAA-CREF), these vehicles became more popular after the Tax Reform Act of 1986 closed many of the other tax loopholes that were available to investors.

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CAN SLIM Stock Trading Investment Strategy – How to Pick High-Growth Stocks

canslim bull marketWith thousands of publicly traded companies to choose from, you may wonder how you can single out a handful of stocks that have the potential for significant capital gains. Many methods for picking stocks exist, from Warren Buffett’s value investing mentality to the Joseph Piotroski F-Score method.

One particularly useful strategy for detecting high-growth stocks uses the acronym CAN SLIM. What is this approach? How profitable is it and who invented this unique stock trading system?

Below, you will find a detailed description of this high-growth investing system that uses both fundamental and technical analysis, and how you can utilize it.

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