When it comes to the world of cable/satellite TV, I am a firm believer in “jumping around.” Switching from one provider to another is usually pretty easy and can save you a great deal of money. Most companies have no early cancellation fees, some require no contracts, and they always have great deals going on. In short, you should not hesitate to switch companies if there is a better deal to be had.
I can’t count the number of times I’ve gone grocery shopping and bought fresh fruits and vegetables with the intention of eating healthy, only to have them sit in the bottom drawer of my fridge until they go bad.
I feel guilty every time I throw wilted celery and rotten apples into the garbage, not only because they’re good for me, but because it feels like I’m throwing money into the trash!
That’s why I love these 5 blender recipes that utilize fresh fruits and veggies. I can make them ahead of time, they taste great, and most importantly, I’ll actually eat them so I’m not wasting my hard-earned money. All you need is a blender and a few minutes to spare.
Imagine what the world would look like if kids learned at a very early age not only how to handle money, but how to make the most of it. I imagine a diminished U.S. national debt, paid off cars and mortgages, and no such thing as credit card debt.
But that education would have to start early, and since not many of us had the luxury of learning the ins and outs of money while we were still young, that kind of world is still a pipe dream. Today’s kids, however, have the chance to be the generation that builds a more money-smart society. Kids are already learning from educational software programs and kids websites for money management, and fortunately, a few of the best finance apps are designed specifically for kids and their needs. Free and low-cost apps offer great help when you’re teaching your kids about money.
Another month has come and gone and you’ve just barely been able to squeak on your mortgage payment. You breathe a sigh of relief, but already you’re dreading next month, when the financial anxiety hits again.
If this sounds like your life, you’re not alone. Thanks to the recession, many people are just barely getting by right now. Month after month they frantically find ways to pay their mortgage and put food on the table. It’s a stressful and dispiriting situation to be in.
My dad is an avid sailor. Notice I said “avid” and not “good.” In his many sailing adventures, he has – among other disasters – been stuck on a sandbar, mired in an oyster bed, and sprung a leak – having to quickly bail while the coast guard drove out to save him.
It’s well known that some cities weather tough economic times better than others (Hello, Detroit? Are you still standing?). A recent Standard and Poor survey revealed that housing prices nationwide have fallen to their lowest levels since the beginning of the great recession.
If you’re a homeowner, this probably doesn’t come as a surprise to you. Many American homeowners find themselves upside down on their mortgage loans, owing more than they could sell the home for in the current marketplace.
But if you don’t own a home, now might be a great time to buy real estate – especially if you live in one of the following cities, where the real estate markets have been hit the hardest.
Extreme makeover and home improvement shows have left many people dreaming of having the ultimate gourmet kitchen. Unfortunately, the kitchens you see on TV are far from attainable for those on a budget. Visions of all of the tools and ingredients you need to create an impossible array of delicacies can have you overspending before you know it.
While there are many affordable ways to remodel your kitchen, I like to focus on infrastructure and ingredients. By putting practicality first, you can create a gourmet space without blowing your budget.
Here are my top six strategies to make that happen.
If you are active in the investing world, you’ve most likely heard something about dealing in derivatives. While this kind of investing may be too risky for those new to the game, it can be a great option for more experienced investors.
So, how does it work?
Read on for a breakdown of the practice, advantages, and pitfalls of derivative investing.
What Is a Financial Derivative?
Derivatives are securities which are linked to other securities, such as stocks or bonds. Their value is based off of the primary security they are linked to, and they are therefore not worth anything in and of themselves.
Did you know that according to NASA’s investigation of satellite images, the U.S. grows enough residential grass to equal the state of New York? That’s 53,000 square miles…of grass.
The water all this grass requires to stay alive is astronomical. One-third of all residential water use is dumped on the lawn, where it picks up any pesticides and fertilizers you’ve laid down and then trickles down into your local watershed.
While it may be tempting to throw yourself into the dramatic highs and lows of investing in the stock market in search of instant gratification, it’s not necessarily the most profitable choice. Warren Buffet has spent his career watching investors pounce on “hot” companies, only to flounder when the market takes a plunge. All the while, he’s been steadily accumulating wealth by taking an entirely different approach.