18 Fun Outdoor Winter Activities for Kids & Adults

Every year, around this time, I start dreaming of warmer climates. Images of sunshine, bare feet, and tropical thunderstorms haunt my daydreams. And I know I’m not the only one.

Whether you battle Seasonal Affective Disorder symptoms or just get a mild case of the winter “blahs,” chances are – unless you live in Maui or Miami – you’re not getting outdoors as much as you should.

I for one hate being shut inside with the windows closed, but I also don’t like being cold. So I’ll admit, it’s hard to drag myself out for fresh air and exercise. And here in Michigan (and other northern climates), winter lasts a very long time. So it’s important – for our health and sanity – to find some fun excuses to get outside.

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How to Buy & Sell Collectibles – Become a Successful Collector with Your Collecting Hobby

Classic antique collection.I love strange objects. The weirder the better as far as I’m concerned. Which is why I was almost giddy when I stumbled upon a Discovery Channel show called Oddities. If you’ve never seen it, Oddities profiles a couple who own a store in New York called Obscura which specializes in strange, rare, and downright crazy collectibles. The search for new inventory takes the shop’s owners and employees into the homes of other like-minded collectors, which is always fascinating.

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How to Make Natural Dyes to Dye Fabric & Clothes – 3 Easy Steps to Dyeing Naturally at Home

Natural Plant DyesIt may be hard to fathom, but we didn’t always use chemicals to dye fabrics. For millennia, people used plants, roots and berries to color cotton, muslin, linen, silk and other fabrics.

These days, of course, we can pop into a store and buy an entire rainbow of fabric dye; but it’s actually great fun to dye fabric the old-fashioned way. Not only does it give you a new appreciation for Mother Nature, it’s also a free and fun way to get craft-y and explore your creative side.

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What Does Homeowners Insurance Cover & How Much Do I Need?

house handsLike the types of auto insurance, homeowners insurance is actually a bundle of different categories of coverage, which apply in various situations.

You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below.

However, depending on your possessions, type of home, and your financial cushion, you can choose a coverage level for each category to get a plan that works best for you, while keeping your costs down.

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3 Things with Lower Prices this Year and 3 Best Ways to Save Money

Price Decreases in 2011Many goods are slated to increase in price in 2011, such as gasoline, grains, chocolate, and even fast food! It has been frustrating and a little depressing to read these economic predictions.

However, there is good news: some things are actually expected to decrease in price. This is especially useful if you are one of the many people who made the New Year’s resolutions to spend less and save in 2011.

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When and How to Teach Kids About Money Management – What’s the Right Age?

kid tire swingA topic that I’ve seen written about quite a bit lately is the proper time to start teaching your children about money. And frankly, some of the advice I’ve read borders on the ridiculous. I have actually heard some people claim that you should start teaching your children about money as early as age 2! That seems to me like overkill. I doubt that a child of that age can even process whatever you might be teaching them, let alone retain it.

Here’s what I’ve learned as parent about kids and money.

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The Importance of Splurging to Avoid Frugal Fatigue – 15 Low-Cost Splurges

Splurging on FlowersIn 2007 and 2008, I went on a major money-saving crusade. I was committed to saving up enough to pay off my house. And I wasn’t going to let any temptation stand in my way.

For months, my husband and I pinched every penny that came our way. We hardly ever went out to eat, we didn’t go to the movies, we rarely went out with friends and we didn’t take any vacations. Sounds like fun, right?

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What are Closed-End vs Open-End Mutual Funds? Compare 4 Key Differences in Investing

mutual funds certificateMutual funds gained popularity among the investing public in the 1980s and 1990s. They began as a way for large institutional investors to pool their money for a common purpose, and spread the risk of losses, inside a mutually owned fund, hence the name mutual fund. Now, mutual funds are a staple of most everyday Americans’ nest eggs and is considered a good way to diversify your retirement plan.

What you may not be aware of is that there are in fact various types of mutual funds. The two main ones are open-end and closed-end. Understanding the differences between them can help you broaden and strengthen your investment portfolio asset allocation based on your investment risk tolerance.

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