The new year is such a great feeling when you can review the past but focus more on the future and things to come; it’s a time for planning, dreaming but most of all, starting over. All your previous years goals can be reworked or simply removed from your plate and you can go on to create new goals and new plans for the next year.
Since their inception, gift cards have become quite popular. Buying a gift card is much easier than shopping for an actual gift and allows the recipient to choose something that he or she really wants. However, if you’re not lucky enough to get a generic-type card that is good anywhere (i.e. best gift cards to give), what are you supposed to do with unwanted gift cards for places where you don’t, or wouldn’t, spend your money?
If you could only have one small kitchen appliance, which one would you choose? Perhaps it would be the toaster oven, an electric can opener, or maybe a microwave? There are probably some appliances you could live without.
What about a Crock-Pot? I don’t know what I’d do without mine. Honestly, some days I feel as though my family wouldn’t eat if it weren’t for the Crock-Pot. It’s truly a lifesaver.
My parents live in Florida, and whenever I visit, my dad always asks me if I have any cash on me. It’s not that he needs to borrow some; it’s quite the opposite. My dad firmly believes in carrying cash in case of the unexpected. In response, 9 times out of 10, I tell my dad that I do not have any cash. He usually slips me a twenty dollar bill.
Soon after the iPhone 4 came out in June, AT&T started offering new tiered data plans for iPhone users. Many people saw this as a huge loss because unlimited data was no longer an option. I decided to give it a try because of the huge potential savings. After six months of use, I am very satisfied with my decision and happy that I now spend $180 less per year on data.
When I moved to Atlanta and started going to my current church, I wanted to get involved by joining a ministry. As it so happened, they were holding a ministry fair, and I decided to check it out. I walked around and looked at all the booths to see where I would best fit. I passed the choir booth, but I couldn’t sing. I passed the quilting booth, but I couldn’t sew. Around and around I went, but I didn’t really feel like there was a place for me.
Technology advances extremely quickly these days, and it’s difficult to keep up with it all. This is particularly true in the area of flat screen televisions. Before, you really only had the choice of a Plasma vs LCD TV. The debate on which is better still continues and the more recent introduction of LED TVs has further muddied the waters of this discussion.
So which is best for you? Let’s review exactly what an LED TV is, and whether paying the extra money is worth it.
When I went to college at the University of Florida, it was super trendy to go jogging. It seemed to be the standard hobby of everyone I knew, except for myself. At the time, I didn’t exercise, with the exception of walking to class. But because I constantly saw runners around me, the wheels in my head began to turn, and I realized that I really was not in shape. I desired to be healthy, and I wanted to participate in the campus culture. So for my 2002 New Year’s resolution, I decided to start running.
So, you’re down for the count. You have body aches, the chills, an achy head, a runny nose, and a fever.
You don’t need a medical degree from Harvard to know you’ve got…the flu.
I know that we’re all still in the holiday spirit, but by the time the week goes by, we’ll be making New Year’s Eve plans and forgetting about our finances. Winning with money is all about being prepared and being one step ahead of the financial game. Again, I don’t want to ruin the holidays by bringing up taxes, but there are a few things you can do from the couch, in pajamas, while sipping on some eggnog that will help lower your tax bill in the 2011 tax season. Here are 5 financial moves you can easily make that will save you money this year.