7 Easy Steps to Switch Banks without Worry

bank buildingIf, like many Americans, you’re fed up with big bank fees and poor customer service, you might be considering other options when it comes to banking. Three of the most popular alternatives are online banks, credit unions, and small local banks.

While switching financial institutions is a good idea in the long run, the initial choice can be intimidating and overwhelming. People worry that they are sacrificing the security of a larger bank, along with the convenience of having a branch on every corner. Closing an account and making large transfers is time consuming and inconvenient. Top all of this off with the fear that you will bounce an important check or payment in the transition, and you’ve got some major deterrents from making the big switch.

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Body Language Explained – What’s Your Body REALLY Saying?

body languageSo, you’ve just sat down for a job interview that you’re really nervous about. Unconsciously, you start jiggling your leg just a bit. You tidy your hair, shift in your seat, cross your arms in front of your body and shift your body weight to the right, leaning more on one side.

One look at you and your interviewer is going to know you’re putting up a front. Why?

Because although you might want to present a positive, confident image, your body language is telling everyone that you’re nervous, maybe even scared. Your body language can be the root cause for an unsuccessful job interview.

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5 Tips for Being a Great Tenant that Landlords Love

tenant paintRenters tend to focus their energy on their tenant rights, and rightly so. But while that’s important (you certainly don’t want to be mistreated as a tenant), renters should also think about cultivating a great relationship with their landlords and neighbors. Why? Because great tenants have an upper hand when it comes to the rental process.

Happy neighbors means less awkward confrontations in the laundry room, and a happy landlord means peaceful living without surprise visits. When it comes time to renew the lease, a great tenant knows the landlord won’t drop them suddenly and may even be able to re-negotiate the terms. Also, a favorable rental history could get you lower rent rates without moving and more perks on your lease renewal.

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What Is Travel Insurance and Do I Need to Buy It?

car highway waves crashFinding a flight with the fare you want is tough enough. When you consider the taxes and surcharges, extra fees for baggage, the cost of travel to and from the airport, and an extra five bucks a pop for a bag of peanuts, the last thing you want to add to your airfare’s bottom line is travel insurance.

Then again, when you’re already spending a few hundred dollars, protecting your itinerary with affordable travel insurance could turn out to be the best fee you ever pay.

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Portion Distortion – How to Control Food Portion Sizes & Fix Obesity Statistics in America

burger fries drinkYou’ve just walked in to your favorite fast food place. You ordered your standard Value Meal #4: hamburger with cheese, french fries, and drink.

When your order comes out everything looks just as it should be, and you dig in. But if someone from the past had traveled in time from 1965 to eat lunch with you, their mouth would be on the floor after seeing the size of your meal. Why would they be freaking out?

Because the average fast food meal is several times the size it was even a few decades ago.

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What is FDIC Insurance? – Coverage, Limits & Rules for Banks

fdic emblem sealI remember noticing the letters “FDIC” stenciled on the bank door when I was a little kid. Everyone has seen the acronym at some point:  in television commercials, on web advertising or posted somewhere in the bank. The term became especially well known during the financial meltdown of 2008 when FDIC insurance became a major topic.

I never really paid attention to whether or not a bank was carrying FDIC insurance until I started researching banks offering high interest rates on online savings accounts (e.g. ING Direct and Ally Bank). Many banks offered rates in excess of 5% back in 2005 to 2007 . However, I needed to be sure that if I chose to put money in an online account,  it would still be safe.

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What Is Short Selling Explained – Definition, Rules & How to Short a Stock

short selling graphYou don’t have to be a high-level investor to know the basic rule of investing in the stock market: buy low and sell high. But while the rule sounds simple, it’s not always easy or even possible, like when a stock is trading at an all-time high.

If you’re an inexperienced investor, you’ll kick yourself at this point and wonder why you didn’t load up on shares back when they were trading for a fraction of their current price. But you’re not out of luck. Savvy investors have another tool for profiting from high security prices. The key is understanding the difference between buying (long) and selling (short) stocks.

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8 Cheap Romantic Ideas for Her – Affordable Dates to Help You Save for an Engagement Ring

When you’re dating someone, it may be tempting to pull out all the stops. After all, dating in today’s world requires fancy dinners, bottles of expensive wine, flowers, and candy – right?

If you believe everything you see on TV, that may be the case – but if you’re a smart consumer with an eye for experiences that you and your significant other can really bond over, you can still be romantic when you’re strapped for cash or are trying to save money. Even better, affordable and fun dates can help you save up enough cash to purchase an engagement ring. If you’re ready to reduce costs while not sacrificing any romance, take a look at these ways to show a woman you love her.

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8 Tips for Optimizing Your Facebook Security Settings While Looking For a Job

facebook mouse clickMore and more employers are using Facebook as a tool in vetting potential candidates for employment. With the rise of social networking sites, we all have some kind of online presence that may reveal experiences that a potential employer would frown upon. You know what I’m talking about: the keg stand during college, a bachelorette party, maybe even comments from friends or relatives that may be embarrassing and childish.

The fact is, you don’t know what your future employer’s religious background, home life, or sensibilities are and it’s in your best interest to scale back your Facebook profile to the least offensive level as possible. There are opportunities to find jobs using social media tools so make sure you give yourself the best chance to succeed.

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Victor Pest Control – Ultrasonic & Electronic Rodent Control and Mouse Traps

This post brought to you by Victor Pest. All opinions are 100% mine.

victor pest logoA few months back,  I had an unwanted house guest. No, I’m not talking about my mother-in-law, I’m talking about a rodent in my home.

After seeing droppings several times, witnessing our plants and food get mysteriously munched on during the night, and going on several critter hunts with my wife to no avail, I called a professional. Almost $400 later, the problem was solved.

However, if I had known about do-it-yourself pest removal products, such as the ones from Victor Pest, I could have saved a bundle.

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