As the dust clears after Christmas, you don’t have too much time to breath before the next big year-end event, the New Year! I love the new year, it’s a time when we get to look back at what we have accomplished during the past year and look at what we can do better in the next year. Even if you don’t accomplish the goals you set out to during the new year celebration, it’s a fresh start for everyone.
If you have children under the age of about 14, sitting them down to have an educational conversation about money management is about as useful as putting wet wood in the fireplace. If you have ever tried, you know that the most effective way to teach your children about money is to do so by example. You have to exercise restraint with purchases, explain how and why money works, why people work, how to use money as a tool, and about 500 other things to get even half of the information to stick.
The reason why Christmas is a national holiday, whether you celebrate it or not, is because it symbolically represents the season of giving. Many of the other religious holidays in December including Hanukkah and Kwanzaa are the same way.
Personally, I’m a giver. It’s more fun for me to figure out unique ways to bless someone with a gift than it is to think about what I’m going to receive from other people. Don’t get me wrong. I still act like a little kid on Christmas morning when my wife gets me the gadget I’ve been salivating over the entire year. But, I really enjoy giving to others. It’s a huge motivator and it helps puts life into perspective for me.
Although your Christmas shopping may be winding down, you may still be in the market for a flat panel television. And if you look in the right places, you should be able to score one at a great price. However, the question remains—do you go with the plasma or the LCD? I decided to look deeper into this issue and outline the pros and cons for both types of televisions. For the purposes of comparison, I have broken down my findings into four important categories: picture quality, functionality, durability, and price.
As you’re well aware, the holidays are nearly here. Although this thought might be joyful for many, chances are that there’s a certain amount of stress creeping into your head as well.
Polls show that almost 90% of Americans feel some kind of anxiety or stress about the holidays. The shopping, out-of-control discretionary spending, decorating, cooking, visiting, and holiday entertaining at home can all add up and cause tremendous pressure on both adults and kids. When did things get so out of hand?
Every family has special holiday traditions. When I was growing up, we always had a lot of family around, so our Christmas holidays were very busy. My husband’s family was very different because they did not spend the holiday with extended family. My mother-in-law has told me that it was important for her to come up with ways to keep her kids occupied on Christmas day. She stretched meals and other activities in order to create a special Christmas day for her family.
Whether your holiday is almost fully planned, or you are still working to develop some of your own family traditions, here are 10 fun activities for Christmas day.
We’ve recently discussed some of the worst retail company policies out there. Hopefully this has helped you to avoid some holiday buzz kills. As a follow up, I want to review some of the best consumer deals around. Not only do these show the ways that companies can treat a customer well, but they might also help you to make some great last minute holiday purchases.
Some of these policies have to do with retail purchasing, while others are good to know before making your holiday travel plans. I consider myself to be a pretty savvy shopper, but even I was pretty surprised by some of these, especially in comparison to the “worst” list.
Have you ever seen advertisements for work as a mystery shopper and wondered if they were legitimate? Have you worked in a store that received reports from mystery shoppers? Did you ever want to know more about your mysterious patrons?
Mystery shopping, when done right, is a legitimate way to make money and visit new businesses. I work as a mystery shopper in addition to my full time job. I like the work because it is flexible and often, it helps me to save money on my purchases. I’m writing this piece in order to help take the mystery out of mystery shopping. If you’re interested in getting involved, or just want to learn more, you will find a lot of answers to your questions here.
We recently had the honor of conversing with J. D. Roth, creator of the incredibly successful personal finance blog Get Rich Slowly. In just five short years, J.D. has managed to build a following of roughly 85,000 readers! J.D.’s story is a fairly simple one, but one that rings true to us all. He found himself deep in debt, and finally, one day, decided to do something about it. He parlayed this story into a wildly popular personal finance blog, and recently authored his first book on the subject, entitled Your Money: The Missing Manual.
I think it’s safe to say that almost all of us have paid our bills online or have done some kind of online shopping. I recently had a chance to look at a website that goes a long way in making these experiences faster, easier, and less stressful.
The website is called Billeo. It has a Bill Pay Assistant that allows you to simplify and organize your online bill paying process, a Shopping Assistant that auto fills all of your payment details and shipping information, a Password Assistant that saves all of your online passwords, and finally, an Offer Assistant that tags your search results with special offers and discounts. I personally do almost all of my shopping online, and it seems like Billeo was designed just for me!