3 Elements of a Successful Small Home Business – Skip the Business Plan Template

Don't waste time on a huge business plan for a simple side business.If you’re looking to make some extra money on the side by starting your own business (even while working another job), don’t get caught up in all the hype about developing an elaborate, complicated business plan. While a writing a small business plan can certainly help, it’s no guarantee of success. Making your small business work really boils down to identifying and focusing on these 3 simple elements:

Click to continue reading...

Personal Finance Roundup: That’s Deductible!

It’s coming! Yes, Christmas, but more importantly, the end of the year, which is quickly followed by tax season! Hopefully, you are all on top of things and will get your tax documents wrapped up and processed early, but realistically, many of us will finish up somewhere around March or even the night before it’s due.

Remember that it takes time to get things together and there can be some unforeseen obstacles, so be prepared. With that said, for those of us that are employees at a company, it’s a good idea to wait to actually file your return until you are completely sure you have received all of your tax related documents from employers and government bodies.

Click to continue reading...

Credit Sesame Review – Free Credit and Debt Management Tool

credit sesame logoWhen it comes to getting a loan for just about anything, whether it is for education, debt consolidation, a mortgage, or anything else, how do you know that you’re getting the best deal? How do you know that a lender has your best interests in mind? It’s kind of hard to trust the “big banks” these days, or, frankly, anybody else for that matter.

To help find a solution to these questions, I took a close look at a fairly new service called Credit Sesame, and it seems that it really succeeds in putting many of these doubts to rest. And it does it for free.

Click to continue reading...

7 Tips on How to Prepare Financially and Survive Unemployment or Job Loss

Job lossMost of the time, people don’t know in advance that they’re going to lose their job. The news comes as a complete, and unwelcome, surprise.

But what if you did have some advance warning that your job was about to come to an end? Perhaps you’re a contract worker and your responsibilities are almost fulfilled. Maybe your organization has given notice that layoffs are coming. Or perhaps you are ready to voluntarily leave your job to start your own small business or pursue a dream.

Click to continue reading...

5 Common Characteristics of the World’s Most Famous & Successful Entrepreneurs

In the past few years, many skilled workers from just about every job field have been laid off. Some of these people, unable to find another job as unemployment rates continue to rise, have decided to put their skills to use by starting a small business.

However, not everyone who starts a business is successful – not even close. And many of those who are successful fail multiple times and make many small business mistakes before finally hitting on an idea that works. When comparing the world’s richest entrepreneurs, you can see several qualities and characteristics that seem to be more common among these people than the general public – qualities that have obviously helped them get to the top.

Click to continue reading...

Men’s Fashion Tips and How to Shop for Men’s Clothing – A Woman’s Ultimate Guide

mens shirts deals on mens clothingShopping for affordable and stylish men’s clothing can be a real challenge for most guys. So here is a handy guide – by a real live girl who has helped real men shop – for how to pick out clothes that won’t make you look like a “doofus,” and keep you looking sharp so you can dress well with high quality clothing on a budget.

Women are generally better at this sort of thing anyway, so guys, listen up! Here are 10 indispensable clothes shopping and wardrobe fashion tips for men:

Click to continue reading...

Costs & Profit Margins for the 3 Hottest Electronics & Gadget Gifts This Holiday Season

Hot holiday gadgets and what we pay for them.For better or for worse, electronics have pretty much taken over our lives. If you are not staring at a computer screen, you have your face buried in your phone. If not there, you’re staring at the TV. Whether your vice is movies, video games, computers, or smart phones, gadgets are a source of distraction, if not obsession. In fact, some would say that we’re addicted to consumer electronics.

Click to continue reading...

7 Costs of Homeschooling – Home School Curriculum, Programs & Books

Homeschool CostsMy child has not turned one yet, but my husband and I say it is never too early to start thinking about his education. This includes everything from his primary schooling to budgeting for a 529 college savings plan. One option that we have been considering is homeschooling. The main reason it appeals to us is because it puts us, and not the government, in control of our child’s education. However, one of our concerns is how much it costs to homeschool. Homeschool supplies and curriculum costs are just the beginning, and we have discovered hidden costs as well.

Click to continue reading...

Setting and Achieving Your Long-Term Financial & Personal Goals In Life Now

Financial planning and maintenance are easy to put off. That’s why they appear on so many top 10 lists about how to help stop procrastination and how to keep your financial New Year’s resolutions. We know that organizing our finances, like exercising and eating right, will improve our quality of life and make us feel better. We know that it’s important to track spending, boost savings, set up an emergency fund, and plan for the future. And yet, many of us have a hard time actually sitting down and doing these things!

Click to continue reading...