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4 Best Credit Cards for College Students – Reviews & Comparison

By Christina Majaski

college student credit cardWhile college students may need their own credit cards for a number of reasons, the most important reason is to establish and build a positive credit history. However, if handled improperly, credit cards can have an extremely negative impact, and can result in an overwhelming mountain of debt.

As a student, it’s important to choose a credit card that you can easily manage. Furthermore, you must restrain yourself from overspending, and always pay your balances in full and on time. The best options on the market have minimal fees, yet provide student-friendly benefits, as well as excellent opportunities to build credit.

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5 Best Secured Credit Cards to Rebuild Credit – Reviews & Comparison

By Christina Majaski

secured credit cards cashIt’s not easy to repair damaged credit after a series of missed payments or bankruptcy, but with the help of a secured credit card, it is possible. And while secured credit cards sometimes have a bad reputation for having heavy fees and high interest rates (which can exacerbate debt), the right card can help you build your credit history.

When choosing a secured credit card, it is important to pay attention to fees, and verify that your payment history will be reported to the credit bureaus. Prepaid cards function similarly to debit cards – therefore, your usage of a prepaid card is not reported to the bureaus, doing nothing to improve your credit.

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9 Best Low APR Interest Credit Cards – Reviews & Comparison

By Christina Majaski

credit cards walletIf you regularly carry credit card balances, it is important that you choose a credit card featuring a low interest rate, rather than a rewards credit card. Rewards cards generally have high APRs, and should only be used by those who can pay off the entire balance each month.

Many low interest options are simple, “plain vanilla” credit cards designed to allow you to make purchases and transfer balances without paying a significant amount of interest. However, some low interest cards buck industry trends and offer small bonuses and rewards programs. Here are a number of the best low APR cards available based both on the rates they charge and the rewards they offer.

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8 Best Cash Back Credit Cards – Reviews & Comparison

By Christina Majaski

credit card cash pocketAmong rewards credit cards, cash back cards are the most popular. Instead of offering bonuses that can only be redeemed for airline miles or hotel stays, cash back cards reward you for your purchases with actual cash that, for the most part, can be used however you like.

An important factor in determining which cards are the best cash back credit cards is how much cash is received per dollar spent, and whether it is possible to earn enough cash back to compensate for the cost of carrying the credit card. Keep in mind that in order to maximize your earning potential on any reward card, it is recommended that you pay your balance in full each month in order to avoid paying interest on purchases.

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10 Best Hotel Rewards Credit Cards – Reviews & Comparison

By Christina Majaski

hotel stayThe best hotel credit cards reward purchases with free nights in hotels while also providing extra perks and annual bonuses that make choosing a particular hotel brand more comfortable. Special amenities such as free breakfasts, free room upgrades, and free Internet service – in addition to the opportunities to earn free night stays – often compensate for fees the card may charge. Considering these benefits, hotel credit cards can be worth several hundred dollars.

Of course, not all hotel credit cards are created equal. If you travel frequently, ensure that you get the best possible deal by selecting one of the very best hotel credit cards to earn the most free nights and the greatest perks.

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10 Best Gas Credit Cards – Reviews & Comparison

By Christina Majaski

gas pump carWhen choosing a credit card for buying gasoline, it is important to not just consider brand-specific cards, but also general credit cards that provide rewards on other purchases. By doing so, you can get the most bang for your buck. Of course, depending on your situation, a brand-specific card may be your best option – especially if you regularly purchase gas from a qualifying gas station that offers stellar rewards.

Here is a selection of the credit cards that provide the best return on your spending, both brand-specific and general rewards cards.

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11 Best Small Business Credit Cards – Reviews & Comparison

By Christina Majaski

business credit cardsIf you own a business or do freelance work, you can keep track of your expenses and earn valuable rewards with a business credit card, all while keeping any spending and earning you do separate from your personal accounts. With countless options for rewards available, the task of picking the right card for you can be a challenge.

Here is our roundup of business credit cards that offer the best rewards programs, most manageable terms, and most exciting opportunities for business owners.

Best Business Credit Cards

1. Chase Ink Plus® Business Card

50,000 Point Sign-up Bonus; 5 Points on Office Supply Purchases; 2 Points on Gas and Hotels; Airport Lounge Access

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Start 2015 Strong With Our New Year Money Challenge on Pinterest

By Money Crashers

2015 new year moneyThere is something special about this time of year that makes us introspective and pushes us to set new ambitious goals for the coming year. However, we don’t want you to set resolutions or goals that you quickly forget about or don’t know how to reach.

To that end, we’ve put together a free challenge to help you take action on those financial goals you’ve set for yourself. It’s called the Money Crashers New Year Money Challenge and it takes place on Pinterest where we’ll be pinning a helpful pin for you each day for the month of January.

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How to Get More Followers on Pinterest – 5 Crucial Tips

By Laura Williams

pinterest logoAccording to a November 2014 TechCrunch report, Pinterest is the second-fastest growing social network in terms of active users, and the fastest growing network in overall member growth – about 70 million users as of June 2014. The network’s image-focused online pin boards are highly engaging, particularly among females, which account for 80% of its member base and 94% of its pins and re-pins, according to MediaBistro.

While these user statistics are compelling, the really interesting statistics come down to business. Pinterest users buy, and they buy a lot.

According to data compiled by Digiday, Pinterest users:

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10 Best Outdoor Adventure Vacation Destinations on a Budget

By Brian Martucci

lake tahoeEven though I work full-time as a freelancer and can make my own hours, I find myself drawn to keeping a nine-to-five schedule, sometimes seven days a week. At the end of the day, I’m usually so tired of staring at a computer screen that browsing travel deal sites to find a cheap getaway isn’t high on my list of priorities.

It’s too bad, because I find that the best antidote to my workday blues is a little fresh air. If you love getting outside but work in a job that keeps you glued to the office, you probably know how I feel.

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10 Year-End Tax Planning Strategies to Save More Money

By Michael Lewis

determining tax deductionsDespite what Democratic Senator Ron Wyden of Oregon calls “a rotting economic carcass that’s infected with chronic diseases like loopholes and inefficiencies,” federal tax reform is unlikely to occur until after the U.S. presidential election in 2016. Deadlock between the political parties is likely to continue, especially in light of Republicans gaining control of both houses of government during the November 2014 elections.

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11 Fun New Year’s Eve Party Ideas for Food, Games & Decorations

By Clara Edd

happy new yearPicture a great New Year’s Eve party at your home with all your friends: Sparkling decorations and candles all about. Your guests take hilarious photos, dance with loud, crazy noisemakers, and enjoy a selection of appetizers. When the clock strikes 12, you toast with champagne and feast on a midnight supper.

This scenario has to cost a fortune, right? Well, not necessarily. With a few money-saving tricks up your sleeve, you can host a great New Year’s party on a budget that people will be talking about for a long time to come. From food, to refreshments, to games, you can cut costs everywhere without sacrificing any of the fun! And if your New Year’s resolution is to save money, this is a great place to start.

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How to Make Decorative Push Pin or Thumbtack Art

By Laura Williams

pushpin-artI’m always looking for easy and inexpensive ways to add art to my walls, and because I tend to be a bit fickle, I’m drawn to projects that I can complete multiple times with different motifs. After seeing some cool-looking push pin art projects on Etsy that cost between $20 and $30 to buy, I decided I’d try my hand at making a few of my own for a fraction of the cost.

Luckily, the skill level is minimal – you just have to be willing to try – and the time commitment is small. It took me about 45 minutes to complete each of my projects.

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How to Get More YouTube Subscribers and Increase Video Views

By Laura Williams

youtube web browserYouTube is currently the second-largest search engine in the world, boasting more than one billion unique visitors per month and more than 100 hours of video uploaded to the site every hour. And while the sheer volume of content and visitors may make you feel like the market is saturated, limiting the reach of your own channel or content, think again. According to YouTube’s statistics, millions of people subscribe to YouTube channels every day, with daily subscription rates quadrupling year-over-year.

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6 Ways to Handle Gift Giving on a Tight Budget

By Laura Williams

gift-givingWhile it may be better to give than to receive, sometimes, giving hurts. If you’ve ever looked at your bank account just before the holidays (or right before a slew of family birthdays), you know what I’m talking about. Even the most generous of people can feel a pinch when the expense of giving ends up eating into next month’s grocery bill.

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The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.

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