5 Free Public Library Services & Resources You Should Take Advantage Of

I often joke with my friends that I’m probably the last person on the planet who has – and uses – a library card. But as it turns out, that’s not even remotely close to being true. A study conducted by the Pew Research Center found that 61% of people in the United States ages 16 and over report holding a library card – and those cards aren’t collecting dust, either. The same study found that nearly half of people in the United States – 48% – reported using a library in the past 12 months.

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8 Home Gardening Tips & Ideas to Grow More & Reduce Waste

Food gardening was once viewed as an activity generally restricted to the elderly and country bumpkins. However, growing fruits, vegetables, berries, and herbs has become increasingly popular for many people. According to the National Gardening Association, 35% of U.S. households grew food at home or in community gardens in 2013, a 17% increase compared to 2008. During that period, the number of millennial gardeners grew more than other age groups, and urban gardens outnumbered those in rural areas.

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10 Legal Myths About Criminal Law – When You Get Arrested

When it comes to the law, there is perhaps no other area that is as widely misunderstood, misrepresented, and mythologized in popular culture quite like criminal law. Crimes, punishments, and the procedures surrounding the criminal justice process are popular topics in movies, television, and books, and criminal cases are constantly in the news. Crime sells, and the public’s fascination with it never seems to end.

Unfortunately, the popular depiction of police procedures, trials, and other facets of the criminal justice process have given rise to persistent legal myths. While many of these popular misconceptions are benign, some are far from it. If relied upon, these myths can significantly damage your ability to protect yourself and your rights.

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Best New Bank Account Promotions, Offers – July ’16

With many financial institutions experiencing a decrease in profits, banks are vying for your business. This is good news for you, because instead of just offering standard perks like no fees or a free pen when you sign up for an account, some banks are raising the stakes with cold hard cash, giveaways, and great interest-bearing products.

July is a good month for bank promotions from both big and small banks. Banks are giving away a lot of bonuses to attract new customers and get them to open up accounts. The banks listed below have some pretty sweet deals that you should take advantage of if you are in the market for a new bank.

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Free Trade vs. Protectionism – NAFTA, TPP, TTIP & BIT

The debate about free trade versus protective tariffs (taxes) has raged for centuries. However, it has become especially virulent as industrialized countries lose an increasing amount of jobs to emerging nations. Free traders, worried about the possibility of new tariffs to protect native industries, predict a trade apocalypse. Reported by TIME, Robert Zoellick, president of the World Bank, claimed, “If we start to trigger a round of protectionism, as you saw in the 1930s, it could deepen the world crisis.”

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What Are Binary Options? – Brokers & How to Trade

In early 2004, 32-year-old Englishman Ashley Revell sold everything he owned – furniture, clothes, car, golf clubs, and his old cricket bat – to raise almost £76,840, or the equivalent of approximately $140,617 in U.S. currency (per the average 2004 exchange rate). On April 11, 2004, Revell walked up to a Las Vegas roulette table and placed his entire fortune on the color red.

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Real Costs of Buying & Owning a Home – Can You Afford It?

In middle-class America, home ownership is one of the most significant rites of passage to adulthood. There are plenty of perks to owning a home, but there are also a sizable number of scary drawbacks – especially if you take out a mortgage you can’t comfortably afford. Despite the challenges, overcoming the hurdles to home ownership and protecting your financial position are realistic goals. All it requires is a little education and some wise, practical decisions.

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How to Simplify Your Life With Voluntary Simplicity – Benefits & Challenges

The middle class in America is defined largely by its dreams and ambitions. The Middle Class Task Force formed by the Obama administration found that people who call themselves middle-class generally share certain basic aspirations: owning a home and a car (or two), taking regular family vacations, sending their kids to college, and eventually quitting work to enjoy a comfortable retirement. Even if they haven’t achieved this lifestyle yet, it’s still their version of the American Dream.

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Best 43 Fun Things to Do in Portland, Oregon – Activities & Attractions

Not to be confused with its older, much smaller Maine namesake, Portland, Oregon is the Pacific Northwest’s second-largest city – the anchor of a metropolitan area some two million people strong. Thanks to its prime location in the crook of the Willamette-Columbia River junction, its proximity to the open Pacific Ocean, and its resource-rich hinterland, Portland has long been a hub of transport and industry. Back in the 19th century, the city sprang up and grew along a gentle bend in the Willamette, where its downtown core and densest neighborhoods still lie, and later spread out along the hills above its fair valley.

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