Sony® Card from Capital One® (Review) – Earn 5x Sony Rewards

The Sony® Card from Capital One® is a branded, no-annual-fee rewards credit card with a complicated rewards program (Sony Rewards) that rapidly earns points on qualifying Sony purchases, as well as purchases in other select spending categories. To earn rewards with this card, you need to sign up separately for Sony Rewards – a free, straightforward process.

You can redeem accumulated Sony Rewards points for electronics, general merchandise, entertainment (including concerts), celebrity memorabilia, special experiences, gift cards, and more. Sony Rewards points’ redemption values vary widely depending on how they’re redeemed. They’re generally worth less than $0.01 apiece when redeemed for gift cards and general merchandise, but can be worth several times that amount for items purchased through special limited-time deals and through online Sony auctions.

Click to continue reading...

BankAmericard® Secured Credit Card Review – Tool to Rebuild Credit

The BankAmericard® Secured Credit Card is a secured credit card with a $39 annual fee, a $300 minimum deposit requirement, and a maximum credit limit of $4,900. Since Bank of America reports your payment patterns and credit utilization to all three major credit reporting bureaus (Experian, Equifax, and TransUnion), BankAmericard Secured is a great tool for rebuilding credit after personal bankruptcy or other major financial setbacks. While it doesn’t always stack up favorably against comparable cards, it’s certainly worth a closer look.

Click to continue reading...

BankAmericard Better Balance Rewards® Credit Card Review

The BankAmericard Better Balance Rewards® Credit Card is a no-annual-fee cash back rewards credit card with a somewhat unusual rewards program that isn’t directly tied to spending. Rather than offer a flat cash back rate on purchases, BankAmericard Better Balance Rewards pays out a quarterly lump sum to cardholders who consistently make on-time, above-the-minimum payments on their accounts.

Used properly, this rewards program can be generous, but it isn’t ideal for all cardholders. BankAmericard Better Balance Rewards is also an attractive balance transfer candidate and boasts some additional benefits for Bank of America and Merrill Lynch deposit accountholders.

Click to continue reading...

Alaska Airlines Visa Signature® Credit Card Review – 3x Miles on Alaska Airfare

The Alaska Airlines Visa Signature® Credit Card is a travel rewards card with a $75 annual fee. It offers fairly generous rewards for Alaska Airlines airfare purchases, as well as dining with more than 11,000 Alaska Airlines restaurant partners. Every $1 spent earns Alaska Airlines Mileage Plan miles, which are redeemable for Alaska Airlines flights, vacation packages, and cargo purchases, as well as airfare purchases with American Airlines, Delta Airlines, and several other partners.

Click to continue reading...

BankAmericard® Credit Card Review – 0% Balance Transfer APR

The BankAmericard® Credit Card is a no-frills credit card that boasts a long introductory period with a 0% balance transfer APR, and a relatively low ongoing APR for cardholders in good standing. It competes with a number of popular no-frills cards, such as Chase Slate, Citi Simplicity, and U.S. Bank Visa Platinum. It’s also comparable to some entry-level cash back rewards credit cards with introductory APR promotions, including Chase Freedom, Capital One Quicksilver, and members of the Discover it family.

Click to continue reading...

BankAmericard Travel Rewards® Credit Card Review – Unlimited 1.5x Points

The BankAmericard Travel Rewards® Credit Card is a popular travel rewards credit card with a simple, straightforward rewards program and some attractive perks for current Bank of America deposit accountholders. Unlike many travel rewards cards, which limit point redemptions to purchases made with specific airlines and hotel brands, BankAmericard Travel Rewards points can be redeemed for statement credits to offset virtually any travel purchase.

BankAmericard Travel Rewards competes with a number of other general-purpose and brand-specific credit cards, including Capital One Venture Rewards and VentureOne Rewards, Discover it Miles, Barclaycard Arrival, Expedia+ from Citi, and Chase Sapphire Preferred, among others.

Click to continue reading...

Susan G. Komen® Credit Card Review – Donate to Breast Cancer Research

Bank of America’s Susan G. Komen® Credit Card, also known as the Pink Ribbon Card, is a cash back card that rewards spending in the ever-popular gas and grocery categories. This card’s most distinctive feature is an automatic charitable giving scheme – a very small slice of every transaction benefits Susan G. Komen, a well-regarded breast cancer charity. Aside from this feature, the Susan G. Komen Credit Card is virtually identical to two other Bank of America cash back cards: BankAmericard Cash Rewards and MLB BankAmericard Cash Rewards. Like those, this card offers some nice benefits for existing Bank of America deposit account holders.

Click to continue reading...

MLB™ BankAmericard Cash Rewards™ MasterCard® Review

The MLB™ BankAmericard Cash Rewards™ MasterCard® is a cash back credit card with a cool twist: You can customize its face with your favorite MLB team’s logo and color scheme. Aside from the baseball theme, this card is identical to the BankAmericard Cash Rewards Card, which offers elevated cash back earning power on gas and grocery purchases. Many Bank of America customers choose to connect their MLB BankAmericard Cash Rewards cards to Bank of America MLB Checking Accounts, which come with team-branded checks and debit cards.

Click to continue reading...

BankAmericard Cash Rewards™ Credit Card Review – 3% Gas, 2% Groceries

The BankAmericard Cash Rewards™ Credit Card is a cash back credit card with a generous rewards program and a nice lineup of features, particularly for customers with other Bank of America accounts. BankAmericard Cash Rewards’ earning scheme focuses on gas purchases and grocery purchases, two broad spending categories that are sure to appeal to cardholders who use this as their everyday spending vehicle.

This card competes with a number of other general-purpose cash back rewards credit cards, including Discover it, Discover it Chrome, Capital One Quicksilver, Citi Double CashChase Freedom, Barclaycard CashForward, and American Express Blue Cash Everyday.

Click to continue reading...

NHL® Discover it® Card Review – 10% Off NHL Merchandise

The NHL® Discover it® Card is a cash back credit card with no annual fee, a solid rewards program, and attractive fringe benefits for National Hockey League fans. It’s basically identical to the regular Discover it card, except it has a branded face with your choice of NHL team logos and an merchandise discount. And it’s just one of several other Discover it family cash back including Discover it ChromeDiscover it MilesDiscover it for Students, and Discover it Chrome for Students.

NHL Discover it earns unlimited 1% cash back on all purchases, with no caps or restrictions. Select quarterly rotating categories, such as gas stations and restaurants, earn more: 5% cash back, up to $1,500 total spending per quarter.

Click to continue reading...