The Amex EveryDay® Preferred Credit Card from American Express is a cash back credit card with a $95 annual fee and a generous and versatile – but sometimes confusing – points-based reward system that lets cardholders redeem for merchandise, transportation, travel, and cash equivalents. With accelerated point earnings at supermarkets and gas stations, plus a frequent-spender bonus for people who make more than 30 purchases per month, this card is definitely more powerful than entry-level cash back cards such as Chase Freedom and Discover it – particularly for folks who spend heavily in those categories.
The Amex EveryDay® Credit Card from American Express (a Money Crashers partner) is a cash back credit card that utilizes a complicated but versatile point system to reward users. It has no annual fee and accelerated point earnings (2 points per $1 spent) at the supermarket, plus 1 point per $1 spent on everything else.
EveryDay competes with a number of other cash back and rewards credit cards, including American Express’s own Blue Cash Everyday, Blue Cash Preferred, EveryDay Preferred, and Plenti, as well as non-Amex cards such as Capital One Quicksilver, Discover it, Chase Freedom, Bank Americard Cash Rewards, Barclaycard CashForward, and numerous travel rewards credit cards.
The Plenti® Credit Card from Amex (a Money Crashers partner) is a no-annual-fee credit card that leverages a slightly unorthodox rewards program known as Plenti, which is also overseen by American Express. Through this program cardholders earn 3 Plenti points at the supermarket, 2 Plenti points at restaurants, and 1 Plenti point everywhere else. Once you’ve accumulated enough, you can redeem your Plenti points for discounts at a number of popular U.S. merchants.
The Starwood Preferred Guest® Credit Card from American Express (a Money Crashers partner) is a hotel rewards credit card with a $95 annual fee and a rewards program that revolves around the Starwood hotel family, which includes such brands as Sheraton, Westin, and W. Every purchase you make earns Starpoints, Starwood’s loyalty program currency. Starpoints can be redeemed for free nights and room upgrades at about 1,200 Starwood properties worldwide, or converted to frequent flyer miles from more than 30 airline groups.
Planning a wedding is a seriously stressful experience. My wife handled the lion’s share of planning for our big day, and I still feel like the ordeal took years off my life. The process is particularly tough when you’re trying to save money on your wedding – cutting corners here, making compromises there, haggling and bargain-hunting everywhere.
Besides raw fear that the wedding would be a disaster, our single biggest motivation during the sprint to the ceremony was the romantic honeymoon we’d planned for the week immediately following. The thought of getting away and taking it easy was truly the light at the end of our nuptial tunnel. While the honeymoon itself wasn’t a life-changing experience by any means, it largely lived up to our lofty expectations. More importantly, it gave us a much-needed opportunity to rest and recharge after a chaotic few months.
It’s not a greeting. It’s stand up paddle boarding, one of the world’s fastest-growing water sports. Frequently referenced by its familiar three-letter acronym, stand up paddle boarding is a cross between kayaking and surfing. It’s suitable for virtually any water environment, from open ocean, to quiet lakes and estuaries.
Fitness buffs love SUP because it offers vigorous, whole-body exercise. Outdoorsy people love it because it’s a great way to see marine or riverine environments up close, without the distraction and environmental harm of a boat engine. And laid-back, low-impact types love it because, in many settings, it’s relaxing and meditative.
Imagine getting up in the morning and going about your usual routine to start the day. How many different products do you apply to your body by the time you’re ready to head out the door?
For many people, the list would at least include toothpaste, soap, shampoo, and deodorant. But many people can also tack on hair conditioner, lip balm, sunscreen, shaving products, and a whole array of cosmetics. A survey by the Environmental Working Group found that the average American consumer uses 9 different products each day, and some use 15 or more.
It has been popping up on the Internet for years now. Known variously as a spending ban, shopping fast, or spending diet, it has countless bloggers singing its praises. They claim that drastically cutting back on purchases helped them get their financial lives in order, pay off debt, and achieve other important goals.
Looking at the success of others, you might wonder whether a spending ban is right for you. Would cutting out all wants and only putting your money toward things that you actually need help you reach your financial goals? Or would you feel needlessly deprived and end up spending more on impulse purchases in the long run?
The Gold Delta SkyMiles® Business Credit Card from American Express combines the travel benefits of a travel rewards credit card with the business-friendly features and spending power of a business credit card. With a $95 annual fee, this card is geared toward business owners who take enough Delta flights to offset its ongoing cost.
Gold Delta SkyMiles Business earns an unlimited 2 points per $1 spent on all Delta purchases, including airfare and incidentals. All other spending earns an unlimited 1 SkyMile per $1 spent. You can redeem accumulated SkyMiles for Delta airfare purchases and merchandise listed for sale at the SkyMiles MarketPlace.
The Starwood Preferred Guest® Business Credit Card from American Express (a Money Crashers partner) is a hotel rewards card and business credit card with a $95 annual fee. Its generous rewards program centers on the Starwood hotel family, whose brands include Sheraton, Westin, and W. Every Starwood Preferred Guest Business Credit Card purchase earns Starpoints®, Starwood’s loyalty program currency. Once you accumulate enough Starpoints, you can redeem for free nights and room upgrades at around 1,200 Starwood properties worldwide, or transfer to more than 30 frequent flyer programs covering about 150 total airlines.