The Plum Card® from American Express OPEN (a Money Crashers partner) is a small business charge card with a $250 annual fee (waived the first year). Unlike most American Express charge cards, it does not offer a sign-up bonus, nor does it share in the company’s Membership Rewards point program. However, it does offer a 1.5% discount on all balances paid early – defined as within 10 days of your statement closing date, as long as you make your minimum payment (10% of new activity during the statement period, plus any balance from previous statement periods).
The Business Platinum Card® from American Express OPEN (a Money Crashers partner) is an American Express business charge card that blends the features of a travel rewards card with the benefits of a small business card. Although it shares many of the features of the Platinum Card from American Express, including a hefty $450 annual fee, it’s meant exclusively for business owners.
The Business Platinum Card from American Express offers extremely generous travel benefits, including airport lounge access and airline fee credits, and is tapped into the American Express Membership Rewards program. It competes with other high-end cards for frequent travelers, including Citi Executive AAdvantage World Elite Credit Card and Platinum Delta SkyMiles Credit Card from American Express. It’s also comparable to general-purpose rewards cards, such as Citi Prestige and Chase Sapphire Preferred.
If you regularly consume financial news or economic commentary, you’re used to hearing about the multitudinous business challenges threatening workers’ job security and employers’ bottom lines.
Some such challenges, such as workplace automation and certain aspects of globalization, are relatively new, and wrought largely by technological or political change.
Others have been around since the dawn of private enterprise. For millennia, manufacturers – first small-scale, local shops employing skilled craftspeople and laborers, and later larger companies with increasingly vast and sophisticated operations – have doggedly developed and refined strategies for limiting waste, improving efficiency, and standardizing quality.
Whether you’re a first-time homebuyer, looking to purchase a second home, or downsizing after a life change, you can’t move into your new house until you officially close on the property. Your closing day – the day you meet with the seller, your real estate agents, title or escrow agents, and possibly other parties involved in the transaction – is the day the property officially becomes yours.
The SimplyCash® Plus Business Credit Card from American Express (a Money Crashers partner) is a popular business credit card with no annual fee and a solid cash back rewards program. Those rewards favor the sorts of business purchases that most entrepreneurs need to make on a regular basis: office supplies, communications, advertising, shipping, and travel. SimplyCash Plus also comes with broad baseline cash back earnings, making it a strong candidate for everyday, general spending.
The SimplyCash Plus Business Card competes with a number of business-oriented rewards cards, including American Express Blue for Business, Chase Ink Cash Business, Capital One Spark Cash, and U.S. Bank Business Edge Platinum.
When you are involved in a conflict that causes you to consider going to court, you are confronted with a range of questions. Should you sue? Do you need to hire a lawyer? How much will it cost? How long will it take? What if you lose or don’t get what you want?
Even conflicts that appear straightforward can become complicated, time-consuming, and expensive when you try to resolve them through the courts. Compounding these problems is the often-cumbersome legal process itself – a system that imposes strict rules, requirements, time-frames, and procedures for even seemingly straightforward disputes.
Your credit score is just a number, but it can have a big impact on your life. If it’s high enough, banks are going to compete to lend you money at temptingly low interest rates. But if it’s low, you may be stuck paying through the nose for everything from credit card interest to auto loans.
Miami is the continental United States’ southernmost major city and the principal city in South Florida, a culturally distinct region with close ties to Latin America and the Caribbean. Miami itself is one of the country’s most diverse and dynamic cities, shaped by multiple waves of newcomers and a seemingly unstoppable flow of foreign investment in the local property market. Moreover, according to The Atlantic, Miami is one of the United States’ most thoroughly bilingual major cities. Here, Spanish is spoken fluently across geographical and socioeconomic lines – in many ways it’s Miami’s first language.
Anyone who has ever received a traffic ticket, been arrested, or been charged with a crime knows that the criminal justice process can be intimidating. Investigation, arrest, and the court proceedings that often follow are never pleasant experiences. They’re always stressful, even if the potential consequences are minimal. Not having a firm grasp of exactly what’s happening can make an already difficult experience that much more trying.
While most people only ever have minor involvement with the criminal justice process, an understanding of it can go a long way toward alleviating stress should you ever come face to face with it. Though the process differs depending on where you live and the circumstances of your situation, there are general principles that apply to any criminal case.
Chances are, if you’ve ever worked in an office – or any kind of 9-to-5 job – you’ve also fantasized occasionally about getting out. After a grueling day of dealing with unreasonable customers, unpaid bills, pointless meetings, and a grumpy boss banging on your door to demand the report you haven’t had a single minute to work on, those Internet ads promising “$6,000 a month working from home” can start to look awfully tempting.