The BuyPower Business Card from Capital One® is a no-annual-fee business credit card with a powerful rewards program whose currency (expressed as cash back and always worth $0.01 per point) can be redeemed to offset the cost of new GM vehicle purchases (and only to offset the cost of new GM vehicle purchases). It has no earning limits in any category, and its rewards never expire. BuyPower Business’s earning power is impressive: 5% back on parts, service, and accessory purchases made with authorized GM dealers, and 3% back on common business spending categories such as gas stations, restaurants, and office supply stores.
If you’re planning to buy a new car from General Motors, the BuyPower Card from Capital One® can help. It’s a cash back rewards credit card with no annual fee and a decent earning rate: 5% on the first $5,000 spent each year. Rewards can be redeemed for discounts on car or truck purchases with any current GM brand: Buick, Cadillac, GMC, or Chevrolet. General cash back or merchandise redemptions are not permitted.
The BuyPower Card is best viewed as a brand discount card, rather than a traditional cash back credit card. It’s a great way for loyal GM owners and drivers to use their spending power – ideally on purchases they’d already make – into discounts on upcoming vehicle purchases.
The Sony® Card from Capital One® is a branded, no-annual-fee rewards credit card with a complicated rewards program (Sony Rewards) that rapidly earns points on qualifying Sony purchases, as well as purchases in other select spending categories. To earn rewards with this card, you need to sign up separately for Sony Rewards – a free, straightforward process.
You can redeem accumulated Sony Rewards points for electronics, general merchandise, entertainment (including concerts), celebrity memorabilia, special experiences, gift cards, and more. Sony Rewards points’ redemption values vary widely depending on how they’re redeemed. They’re generally worth less than $0.01 apiece when redeemed for gift cards and general merchandise, but can be worth several times that amount for items purchased through special limited-time deals and through online Sony auctions.
The BankAmericard® Secured Credit Card is a secured credit card with a $39 annual fee, a $300 minimum deposit requirement, and a maximum credit limit of $4,900. Since Bank of America reports your payment patterns and credit utilization to all three major credit reporting bureaus (Experian, Equifax, and TransUnion), BankAmericard Secured is a great tool for rebuilding credit after personal bankruptcy or other major financial setbacks. While it doesn’t always stack up favorably against comparable cards, it’s certainly worth a closer look.
The BankAmericard Better Balance Rewards® Credit Card is a no-annual-fee cash back rewards credit card with a somewhat unusual rewards program that isn’t directly tied to spending. Rather than offer a flat cash back rate on purchases, BankAmericard Better Balance Rewards pays out a quarterly lump sum to cardholders who consistently make on-time, above-the-minimum payments on their accounts.
Used properly, this rewards program can be generous, but it isn’t ideal for all cardholders. BankAmericard Better Balance Rewards is also an attractive balance transfer candidate and boasts some additional benefits for Bank of America and Merrill Lynch deposit accountholders.
The Alaska Airlines Visa Signature® Credit Card is a travel rewards card with a $75 annual fee. It offers fairly generous rewards for Alaska Airlines airfare purchases, as well as dining with more than 11,000 Alaska Airlines restaurant partners. Every $1 spent earns Alaska Airlines Mileage Plan miles, which are redeemable for Alaska Airlines flights, vacation packages, and cargo purchases, as well as airfare purchases with American Airlines, Delta Airlines, and several other partners.
The BankAmericard® Credit Card is a no-frills credit card that boasts a long introductory period with a 0% balance transfer APR, and a relatively low ongoing APR for cardholders in good standing. It competes with a number of popular no-frills cards, such as Chase Slate, Citi Simplicity, and U.S. Bank Visa Platinum. It’s also comparable to some entry-level cash back rewards credit cards with introductory APR promotions, including Chase Freedom, Capital One Quicksilver, and members of the Discover it family.
The BankAmericard Travel Rewards® Credit Card is a popular travel rewards credit card with a simple, straightforward rewards program and some attractive perks for current Bank of America deposit accountholders. Unlike many travel rewards cards, which limit point redemptions to purchases made with specific airlines and hotel brands, BankAmericard Travel Rewards points can be redeemed for statement credits to offset virtually any travel purchase.
BankAmericard Travel Rewards competes with a number of other general-purpose and brand-specific credit cards, including Capital One Venture Rewards and VentureOne Rewards, Discover it Miles, Expedia+ from Citi, and Chase Sapphire Preferred, among others.
Bank of America’s Susan G. Komen® Credit Card, also known as the Pink Ribbon Card, is a cash back card that rewards spending in the ever-popular gas and grocery categories. This card’s most distinctive feature is an automatic charitable giving scheme – a very small slice of every transaction benefits Susan G. Komen, a well-regarded breast cancer charity. Aside from this feature, the Susan G. Komen Credit Card is virtually identical to two other Bank of America cash back cards: BankAmericard Cash Rewards and MLB BankAmericard Cash Rewards. Like those, this card offers some nice benefits for existing Bank of America deposit account holders.
The MLB™ BankAmericard Cash Rewards™ MasterCard® is a cash back credit card with a cool twist: You can customize its face with your favorite MLB team’s logo and color scheme. Aside from the baseball theme, this card is identical to the BankAmericard Cash Rewards Card, which offers elevated cash back earning power on gas and grocery purchases. Many Bank of America customers choose to connect their MLB BankAmericard Cash Rewards cards to Bank of America MLB Checking Accounts, which come with team-branded checks and debit cards.