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7 Ideas to Use QR Codes for Effective Marketing in Your Business

By Larisa Redins

qr codeQR codes – or “quick response” codes – are two-dimensional bar codes originally used by Japanese car manufacturers for a variety of purposes, including quality control and keeping track of inventory. However, marketing professionals eventually came to the realization that these codes could allow consumers to interact with a particular product or brand via their smartphones. Now QR codes are generally used for promotional purposes, linking smartphone users to promotional offers, websites, email addresses, phone numbers, and other text.

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How to Be More Grateful and Why It Will Make You Happier – Definition

By Mary McCoy

gratitudeNo matter your background, it’s likely that you’ve experienced a mixture of triumph and hardship in your life. Life is sprinkled with joyous occasions such as weddings and births, as well as heartaches like divorces and deaths. In between the highs and lows, much of the human daily experience is full of the mundane: commuting to and from work, doing the dishes, and shopping for groceries. All of these experiences elicit emotions that range from joy to sorrow to boredom.

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What Is a Corporate Bond – Types, Rates, and How to Buy

By Brian Martucci

corporate bondsSince March of 2009, the stock market has been on a tear. All three major U.S. indices have at least doubled their value, and retirement investors – not to mention those who make their living off the market – are breathing a long, collective sigh of relief. On paper, much of the damage of the late-2000s financial crisis has been undone.

However, many investors learned the hard way the value of diversifying their portfolio with low-to-moderate risk investment vehicles that provide an compromise between security and return on investment, or ROI.

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Discover it® Card for Students with $20 Cashback Bonus – Review

By Christina Majaski

discover itStudent credit cards are designed to assist college students with little or no credit history in getting somewhat of a jump on building their own credit. However, in order to avoid establishing bad spending habits and lifetimes of debt, these cards need to be low-fee, low-interest rate credit cards – which is not always possible with cards that also provide rewards programs. The Discover it® for Students with $20 Cashback Bonus succeeds in addressing these needs.

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Key Features

  • Sign-up Bonus. When you are approved for the Discover it for Students card and make your first purchase within 3 months, you receive a $20 cash back bonus.

Capital One 360 Review – Online Checking & Savings Accounts

By Brian Martucci

capital one 360 logoCapital One is a well-known financial institution that made its name in the credit card business. Capital One 360, one of its major divisions, offers a related, if less sexy, suite of products: online banking and personal lending services. If you’re not satisfied with the brick-and-mortar banking options in your area – or you want to cast as wide a net as possible during your search for an attractive mortgage – then this institution should be on your radar.

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eSmart Tax Review 2014 – Free Online Tax Filing

By Kira Botkin

esmarttaxThe eSmart Tax service, previously called CompleteTax, was purchased in early 2013 by Liberty Tax Service and subsequently renamed. However, despite the change in name, the eSmart Tax online tax filing software remains largely the same product, designed to help you file your taxes online for a low price. If your tax filing is relatively simple, eSmart Tax can help you file for free. However, more complicated tax situations cost more, and you may find that some of your forms aren’t supported.

eSmart Tax offers three versions at different price points that address situations from simple to moderately complex.

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9 Financial Lessons to Learn from “Downton Abbey” (Spoiler Alert)

By Jacqueline Curtis

downton abbeyIf you were one of the 8.5 million viewers who sighed when the latest season of “Downton Abbey” came to an end, join the club – I’m a diehard fan. Blame it on my love for all things British and the amazing costumes – and, of course, the juicy storyline and gasp-inducing plot twists as well.

But while “Downton Abbey” might simply be seen as a bit of fun for a Sunday night, I’ve noticed a recurring theme that colors literally every part of the show, characters, and plot: money. After all, the entire premise of the show is to prove that between the “have” and the “have nots,” everyone has their own challenges. With this in mind, I started watching the show with renewed interest in the theme of money and financial security.

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How to Start Urban Beekeeping – The Importance of Honey Bees

By Michael Lewis

honey beeThe bee has always occupied a special place in man’s psyche. Young children learn the origins of babies with stories of “the birds and the bees,” while their industry is so respected that a person engaged in intense activity is “as busy as a bee.” “Spelling bees” and “quilting bees” are so named because a meeting of people working together resembles the scenes within a beehive. Closely guarded information is “none of your beeswax,” and the flappers of the 1920s popularized the “bee’s knees” to express the coolness of an object or activity.

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How to Use a 21-Day Financial Fast to Improve Spending Habits

By Jacqueline Curtis

saving moneyIn “The 21-Day Financial Fast: Your Path to Financial Peace and Freedom,” financial advisor and Washington Post columnist Michelle Singletary outlines the “financial fast,” a sort of money diet that promises to break bad spending habits, create a plan to become debt free, and set yourself on a better financial course for the future. While on a financial fast, you can’t spend any unnecessary money – at all. Unless it’s food, shelter, or something else essential to survival, you’re committing to making do with what you already have.

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8 Best Mobile Coupon Apps to Save Money Shopping With Your Smartphone

By Jacqueline Curtis

using a smartphone while shoppingExtreme couponing can save you a lot of money, but it can also take a lot of energy. Fumbling through newspapers, clipping the best deals, and waiting for them to scan at checkout can make any quick supermarket trip an epic errand. People with kids or full-time jobs typically don’t have the time to scour the Internet and print out, organize, and use anything more than the occasional coupon.

That’s where couponing apps can come to the rescue. The ability to upload, “clip,” and scan coupons directly on your smartphone can make the process a lot more efficient.

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10 Best Affordable Spring Break Destinations on the Cheap

By Brian Martucci

outer banksDepending on where you live, spring can be a frustrating time of year. For folks in more temperate parts of the country, late March brings warm breezes and an explosion of color from early flowers and tree buds. But in the mountainous west, the U.S.’s northern tier, and most of Canada, winter’s grip remains tight, and cabin fever continues. And down south, March and April mark the return of the uncomfortable heat that can last through October.

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Obamacare History – Winners & Losers of the Affordable Care Act

By Michael Lewis

obamacareThe Patient Protection and Affordable Care Act of 2010, otherwise known as “Obamacare,” is destined to be one of the most controversial legislative acts of the 21st century. It is both a symbol of compassion and good intentions, as well as a monument to the complexity of a modern society with conflicting goals and philosophies.

Supporters claim that it can lead to affordable healthcare for all Americans for the first time in the nation’s history, while detractors believe it may destroy the national healthcare system and bankrupt the country. What is the truth?

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Series I Savings Bonds: What They Are and How to Buy Them

By Brian Martucci

savings bondsThe financial crisis of the late 2000s may be an increasingly distant memory, but it has left a persistent legacy: stubbornly low interest rates on low-risk, low-reward investment vehicles. Rates on savings accounts, money market funds and government bonds remain at or below the rate of inflation. Of course, interest rates on consumer-facing mortgages and auto loans remain historically low as well. Many economists believe that the American economy wouldn’t be doing nearly as well without this tailwind.

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How Much Renters Insurance Do I Need and What Does It Cover?

By Brian Martucci

insuranceIncredible real estate deals in select buyer’s markets notwithstanding, there are plenty of advantages to renting over buying. In most cases, renters enjoy more flexibility and mobility; they also avoid responsibility for the maintenance, repair, and renovation projects in which homeowners (and landlords) are obligated to invest.

But renters do face one apparent disadvantage: They’re not eligible for homeowners insurance. However, thanks to renters insurance, this is no big deal, as it provides many of the benefits of homeowners insurance, including protection from personal liability and coverage for damaged, destroyed, or stolen possessions. For people who don’t own a home, renters insurance is the answer to homeowners insurance.

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10 Beautiful Home Decorating Ideas for Warm Weather on a Budget

By Mary McCoy

springtimeEach year, at the end of a long, cold winter, millions of Americans breathe a collective sigh of relief with the dawn of spring. For many, warmer temperatures equate to spring cleaning, open windows, fresh breezes, and a blurred line between indoor and outdoor decor.

No matter how you celebrate the arrival of warm weather, make sure you update your home so that you and your family can enjoy the energy and vitality of the turning seasons. You don’t have to spend a fortune with these inexpensive and classic updates that will leave your home looking fresh and bright.

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The content on Money Crashers is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers.
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