How to Make an Offer on a House – Tips & Strategies to Win

Looking at homes is an exhilarating experience for many. It’s fun to walk through each house, whether at an open house or private showing, and imagine yourself and your family working, playing, relaxing, and living in its rooms.

But the dreaming phase of your new home search must eventually end. Once you find a house that fits your needs, it’s time to buckle down and actually buy it before someone else does.

You can’t buy a house without first making an offer on it. A purchase offer, also known as a purchase agreement or letter of intent to purchase, is a legal document that outlines the price you’re willing to pay for the home, how you intend to pay for it, and other key terms of the transaction.

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Chase Slate® Review – 0% APR for 15 Months & No Balance Transfer Fee

Chase Slate® isn’t the most exciting credit card out there. One might even call it boring. Unlike travel rewards credit cards and cash back credit cards, Slate doesn’t offer any points, miles, or cash back. If you’re intent on racking up points or miles to fund your next vacation or big-ticket purchase, this definitely isn’t the card for you.

However, what Chase Slate does offer – and what makes it such a popular choice for thrifty credit card users – is a relatively low APR (13.24%-23.24%, depending on your creditworthiness and prevailing rates) and a long 0% APR introductory period of 15 months for purchases and balance transfers.

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How to Sell on Etsy and Set Up a Shop – Tips on What to Sell

Among the innumerable retail outlets on the Internet, Etsy has long been the go-to marketplace for finding quirky, creative, and beautiful handmade and vintage items. On April 16, 2015 Etsy made its initial public offering, raising $267 million in funding, and in doing so paved the way for more customers, more sellers, and more opportunities for would-be entrepreneurs to turn their creations into cash.

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How to Eat Local and Become a Locavore – Benefits & Challenges

When you walk the aisles of a supermarket, looking at the assortment of items, it may not occur to you to wonder just where all those different foods came from and how they were produced.

If you took the time to pick up each item and read the label, you’d start to notice a pattern: Nearly everything on those grocery store shelves came from somewhere far away. For example, I live in New Jersey, but the produce aisle in my local supermarket currently offers cucumbers grown in Canada, blackberries from Mexico, and grapes shipped all the way from Chile. A 2002 paper by the Worldwatch Institute estimates that food eaten in the United States travels between 2,500 and 4,000 kilometers (1,500 to 2,500 miles) from farm to plate.

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Real Estate Agent Responsibilities & Duties – What to Do If You’re Mistreated

Buying or selling a home is often the single biggest financial decision people make in their lives. Whether you are a first-time homebuyer, are looking for a second home, or need to sell property, you will likely hire a real estate agent for assistance. In fact, according to the National Association of Realtors, about 87% of homebuyers used a real estate agent’s services in 2015, up from about 69% in 2001.

But what happens if your relationship with the agent sours? How do you protect yourself? What steps should you take to ensure that your interests are protected?

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Intestacy Rules & Laws – What Happens When Dying Without a Will

As the saying goes, “You can’t take it with you.” And unless you’re planning on being buried with all your worldly possessions, someone is going to inherit the property you leave behind after you die.

Inheritance is a legal issue that everyone faces, but few do anything about. While state intestacy laws serve to ensure that uniform inheritance laws apply to everyone who doesn’t make their choices known in advance, capable adults can and should choose what kinds of inheritances they want to leave behind with proper estate planning.

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Ways to Save & Conserve Water at Home (Indoors & Outdoors)

In the spring of 2015, Californians were forced to start thinking very carefully about how much water they used. After four years of drought, Governor Jerry Brown imposed water restrictions throughout the state, ordering cities and towns to cut their water usage by an average of 25%. Cars went unwashed; lawns slowly turned brown, or else were replaced with drought-tolerant plants and mulch. Residents who broke the new rules faced fines of up to $500 per day.

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