Discover it® is a cash back credit card with no annual fee and a nice rewards scheme. The card earns a base rate of 1% cash back on all purchases, but select rotating categories – for example, gas stations, restaurants, and department stores – earn 5% cash back on up to $1,500 in purchases per quarter. Discover it is part of a larger family of cash back and travel rewards credit cards, with stablemates such as Discover it Chrome, Discover it Miles, Discover it for Students, and Discover it Chrome for Students.
The Citi® Secured MasterCard® is a secured credit card that charges a $25 annual fee and requires a security deposit of at least $200 when you open your account, prior to card activation. If you have poor credit, or lack much of a credit history at all, this is a great card for building or rebuilding your credit. Although a recent bankruptcy filing is likely to disqualify your application, most other major credit blemishes are acceptable.
The Citi Secured MasterCard is comparable to other secured credit cards designed for people who wish to improve their credit scores, as well as certain unsecured cards for people with fair credit, such as Capital One QuicksilverOne and Capital One Platinum. However, those unsecured cards generally require stronger credit histories and a demonstrated ability to use credit responsibly.
The Citi® Hilton HHonors™ Visa Signature® Card is a hotel rewards credit card that favors frequent guests at Hilton hotels and partner properties. It has no annual fee and automatically earns Hilton HHonors Silver Status, which confers useful benefits such as 15% faster point earnings on Hilton stays. It also has a great sign-up bonus that’s good for up to 15 free nights.
The best way to redeem accumulated HHonors points is to exchange them for free nights or room upgrades at more than 3,900 Hilton properties worldwide. However, you can also transfer points to a number of popular airline rewards programs and exchange them for goods and services at the Hilton HHonors Shopping Mall, an online portal.
The CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® is a business travel rewards credit card with a $95 annual fee (waived during the first year) and a solid rewards program that benefits frequent American Airlines travelers. Thanks to American Airlines’ participation in the global oneworld airline alliance, miles earned with this card can be redeemed with numerous partner airlines that collectively travel to thousands of destinations worldwide.
The Citi® / AAdvantage® Executive World Elite™ MasterCard® is an exclusive travel rewards credit card with a $450 annual fee, a solid miles-earning program, and a slew of luxury perks and convenient benefits for frequent American Airlines travelers. Though the annual fee may be startling for people used to lower-cost credit cards, these benefits can more than make up for the expense when used to the fullest.
The Citi® / AAdvantage® Platinum Select® MasterCard® is a popular travel rewards credit card with a $95 annual fee (waived the first year), a straightforward rewards program that favors regular American Airlines flyers, and a nice lineup of value-added benefits that appeal to convenience-seeking travelers. Despite the annual fee, it is definitely worth a closer look for anyone who flies often and lives near an American Airlines hub.
The Citi® Diamond Preferred® Card is a straightforward credit card with no annual fee and an industry-leading 0% introductory purchase and balance transfer APR promotion. Although it doesn’t offer a sign-up bonus, cash rewards program, or very low APR once the introductory period ends, Citi Diamond Preferred is one of the best options out there for new cardholders who wish to transfer existing high-interest balances from other cards or make large upfront purchases which they can pay off over time without racking up excessive interest charges. Plus, Diamond Preferred has some cardholder-friendly perks and personalized touches that aren’t available on other no-frills cards.
The Citi Prestige® Card is an exclusive, extremely generous travel rewards credit card that requires excellent credit and charges a $450 annual fee. With an impressive rewards program, a host of travel-related benefits, and a variety of luxurious (and practical) perks that aren’t available to folks who use lesser cards, Prestige really lives up to its name – if you can meet its stringent credit requirements and afford its hefty annual fee.
The Citi ThankYou® Preferred Card for College Students is a student credit card with no annual fee, a nice sign-up bonus (compared with other student credit cards), and a fairly generous rewards program that mirrors the “grown-up” Citi ThankYou Preferred Card. Like ThankYou Preferred, ThankYou Preferred for College Students’ reward currency is the ThankYou point, which can be redeemed for almost anything, including cash, at the Citi ThankYou portal. Points are generally worth $0.005 to $0.01 apiece at redemption, depending on how they’re used.
The Citi ThankYou Preferred Card for College Students competes with a number of other popular student cards, including Discover it for Students, Discover it Chrome for Students, Capital One Journey Student Rewards, and the Upromise MasterCard.
The Citi ThankYou® Preferred Card is a popular credit card with no annual fee and an expansive, though complicated, rewards program that allows you to redeem accumulated points for virtually anything: gift cards, travel, general merchandise, cash, direct purchases made with several major partners (including Amazon), and more. It earns points at a moderate rate, favoring dining and entertainment over other spending categories. Points are most valuable when redeemed for gift cards, and usually somewhat less valuable when redeemed for general merchandise and cash.