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What Is Divorce Mediation – Tips & Process Checklist

By Mary McCoy

mediationThe dissolution of a marriage is an emotionally painful experience. The last thing you want to do is add financial troubles and complicated legal wrangling to the mix. Between attorneys’ fees and the expenses that come with splitting one home into two, too many divorces result in an obliteration of assets and tie up future earnings in the process.

However, if you believe you can work with your spouse toward an amicable split, you may find in divorce mediation an effective alternative to a traditional litigious proceeding. It can reduce the financial and emotional impact of divorce on you, your ex, and your children.

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10 Exercises With Lebert Equalizer Bars

By Laura Williams

lebert equalizer barsAs the days get shorter and the temperatures gets colder, home-based workouts are a great alternative to heading outside or driving to the gym. The only trick is making sure you have the equipment on hand to keep your workouts varied and fresh.

One of my favorite pieces of equipment is Lebert Fitness Equalizer Bars. The Equalizer Bars come as a set of two, and they look and function a lot like hurdles. The main difference is that these hurdles are weighted (eight pounds each) and are designed to independently support up to 400 pounds. The result is a multifunctional piece of equipment that can be used to perform hundreds of exercises targeting the entire body.

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CitiBusiness ThankYou® Credit Card Review

By Christina Majaski

citibusiness thankyou cardThe CitiBusiness ThankYou® Card is one of Citibank’s credit cards that targets small businesses and sole proprietors, and offers ThankYou points and rewards in exchange for purchases. Instead of focusing on one specific reward, such as cash back or airline miles, the CitiBusiness card rewards business purchases with ThankYou points which can be redeemed for travel certificates, gift cards, or cash back. The CitiBusiness ThankYou card offers a flexible rewards program and no annual fee.

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Key Features

  • Sign-up Bonus. You receive 15,000 bonus ThankYou Points when you spend $3,000 in the first three months of opening an account, which equals $150 when redeemed for gift cards.

CitiBusiness® AAdvantage® World MasterCard® Review

By Christina Majaski

citibusiness aadvantage world mastercardCredit card issuers have increasingly sought out ways to remain competitive with business credit cards and rewards packages. While some cards focus on rewarding specific business expenses, others choose to focus on travel purchases such as airfare and airline mile redemption.

The CitiBusiness® AAdvantage® World MasterCard® aims to combine business and travel, rewarding both types of expenses with airline miles. Depending on the needs of your business, this combination could be perfect for you.

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Key Features

  • Sign-up Bonus. You are awarded 30,000 AAdvantage bonus miles after making $1,000 in purchases within the first three months of cardmembership. This is enough for a round-trip domestic MileSAAver flight, which can be available for as few as 25,000 AAdvantage miles.

Citi Simplicity® Card Review – 0% APR for 18 Months

By Christina Majaski

citi simplicity cardNot everyone wants a credit card to rack up points or cash back. Sometimes, especially if you’re working on getting out of debt or are unable to pay your balance in full each month, a simple credit card with no annual fee and a low interest rate is a better deal.

The Citi Simplicity® Card is one of those credit cards often referred to as “plain vanilla,” offering benefits that are a bit different from rewards.

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Citi® Dividend® Card for College Students – Review

By Christina Majaski

citi dividend card college studentsCollege students who are looking for opportunities to build their credit history while earning rewards for their purchases often turn to credit cards specifically targeting students. In exchange for jump-starting a positive credit history, these cards offer rewards for purchases that busy, on-the-go students typically make.

In many instances, such cards result in a positive experience. However, as with any rewards credit card, it is important to make sure you pay your balance in full each month in order to keep finances sound and also to maximize the earning potential of the rewards. This is the case with the Citi® Dividend® Card for College Students.

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Citi Forward® Card for College Students – Review

By Christina Majaski

This offer is no longer available.

Citi Forward® for College Students is a credit card by Citibank designed to help college students build their credit history.

Unlike the Citi Dividend Platinum Select card for students, the Citi Forward card rewards purchases with ThankYou Points rather than cash back, and gives students additional incentive to stay within credit limits and make payments on time.

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Key Features

  • Sign-up Bonus. When you spend $500 with your card within the first three months of opening the account, you are awarded 2,500 bonus ThankYou Points – equal to a $25 gift card.

What Is Relationship Selling – How to Be a Good Salesperson

By Michael Lewis

salesmanDale Carnegie’s book “How to Win Friends and Influence People” was published in 1936, and is one of the best-selling self-help books of all time with an estimated 15 million copies sold. Some have called the book the bible for building relationships for its insights into human nature.

The principles espoused by Carnegie continue to be valid almost a century later. Why? Because human nature doesn’t change. Each of us wants to feel important and special, and we are naturally drawn to those who make us feel better about ourselves – they are the kind of people we want to be like and be around.

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10 Training Exercises for a Complete Resistance Band Workout

By Laura Williams

resistance bandResistance bands are quite possibly the most cost-effective home fitness equipment available for performing a full-body resistance training workout routine. Not only are they inexpensive, typically ranging from $5 to $20 per band, but they’re also lightweight and small, making them perfect for throwing in a work bag or suitcase when you’re on-the-go. Grab a few bands and put them to use when you’re tight on time, space, or money – here are 10 exercises to try for a full-body routine.

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6 Causes of Miscommunication – How to Use Plain Language Effectively

By Michael Lewis

tin can telephoneThe purpose of communication is to convey information from one person to another. Through the choice of written and spoken words, ideas, concepts, emotions, thoughts, and opinions are exchanged. Unfortunately, miscommunication is common – the listener or reader fails to understand what is said or written. Dale Carnegie, author of “How to Make Friends and Influence People,” said, “90 percent of all management problems are caused by miscommunication.”

When you consider the tensions between men and women, young and old, friends, and family members, it seems that most people are guilty of poor communication. But it’s possible to develop effective communication skills by learning how to speak and write simply and clearly, using plain language that’s easily understood by most people.

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10 Best Dumbbell Exercises for Men & Women to Get in Shape

By Laura Williams

dumbbellsDumbbells are a quintessential piece of fitness equipment. You can do just about any exercise with them, and they’re reasonably affordable.

Furthermore, used properly, they get results – and this is the reason why dumbbells have been an essential staple in the fitness industry for years. You can target muscles unilaterally or in tandem, and you can increase your strength without spending lots of cash on the latest fitness contraptions. So instead of buying into the late night infomercials, dust off that old set of dumbbells and put them to work with this full-body exercise routine.

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10 Best Hotel Rewards Credit Cards – Reviews & Comparison

By Christina Majaski

hotel stayThe best hotel credit cards reward purchases with free nights in hotels while also providing extra perks and annual bonuses that make choosing a particular hotel brand more comfortable. Special amenities such as free breakfasts, free room upgrades, and free Internet service – in addition to the opportunities to earn free night stays – often compensate for fees the card may charge. Considering these benefits, hotel credit cards can be worth several hundred dollars.

Of course, not all hotel credit cards are created equal. If you travel frequently, ensure that you get the best possible deal by selecting one of the very best hotel credit cards to earn the most free nights and the greatest perks.

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How to Choose the Right Bicycle – 4 Different Types of Bikes

By Laura Williams

bikingChoosing the bicycle that’s right for you is a little like choosing the right college: It’s a big investment, and while every option gets you from point A to point B, they won’t all get you there the same way or at the same speed. Making the right decision hinges on knowing your own needs and goals, and matching them to the right bike.

A high quality bike can range in price from $500 to more than $20,000, but there’s absolutely no reason for the average cycling commuter to spend anywhere near the top of that range.

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What Are Bitcoins – Pros & Cons, Investment Opportunities

By Michael Lewis

bitcoins manHistorically, exchanges of value – barter systems – were done face-to-face so that participants could instantly verify the respective physical properties being exchanged. As purchasers and sellers became geographically distant, agents or trusted third-parties acting on behalf of the participants became necessary to verify the quantity or quality of the property being transferred. For example, credit card issuers are examples of a third-party standing in for a buyer, guaranteeing to the seller that the buyer’s funds are good.

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10 Exercises You Can Do on a Park Bench or Picnic Table

By Laura Williams

park benchIs driving to the gym too much of a hassle? Do you hate braving the locker room, and spending upwards of $100 every month in membership dues?

Don’t sweat it. Instead, take your family to the park and work up a sweat. Using nothing but a park bench or a picnic table, you can do a full-body workout featuring cardio and strength-training moves. Jump start your routine by jogging around the park to warm up, then get to work performing the following 10 moves as a circuit routine. Just be certain that the surface and the soles of your shoes are completely dry.

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