The Wells Fargo Rewards Visa® Card is a no-annual-fee rewards credit card. Cardholders earn Go Far Rewards, Wells Fargo’s far-reaching rewards currency. Due to favorable redemption rates on airfare, Wells Fargo Rewards is useful for travelers who aren’t loyal to specific airlines, but a wide range of other redemption options – including cash – broaden the card’s appeal. A sign-up bonus that favors gas, grocery, and drugstore spending – plus a long introductory APR – sweeten the deal further.
The Wells Fargo Cash Back College Visa® Card is a student credit card with no annual fee and a solid rewards program that includes a generous (for a student card) sign-up bonus. A nice introductory APR promotion and relatively loose credit requirements further sweeten the deal. If you’re in a position to take ample advantage of the sign-up bonus and worry that your credit isn’t good enough to qualify you for more generous cards, the Wells Fargo Cash Back College Visa is very much worthy of your consideration.
The Wells Fargo Home Rebate Visa® Card is an offbeat rewards credit card with no annual fee and a rewards program designed for Wells Fargo mortgage customers. Once the generous sign-up bonus period ends, the card earns cash back rewards at a moderate pace. The default (but not only) redemption option is to apply these rewards toward the cardholder’s Wells Fargo mortgage balance. Like Wells Fargo’s other rewards credit cards – including cash back rewards products such as Wells Fargo Cash Wise Visa – the Home Rebate Visa permits cardholders to redeem for hard cash and a variety of non-cash rewards offered through the Go Far Rewards portal.
A shocking amount of food goes to waste in this country – according to Feeding America, about 70 billion pounds of it is discarded every year. That’s 219 pounds per year, or 0.6 pounds per day, for every single person in the country. The U.S. Department of Agriculture (USDA) estimates that between 30% and 40% of all the food produced in the U.S. is never eaten.
Some people make light of shopping, seeing it as either a vapid hobby or a mere necessity. It follows then that some people make light of shopping addiction, believing it not to be a true affliction but merely a term used only in jest.
In reality, shopping addiction – or “compulsive buying disorder” – is no laughing matter. People who suffer from it may endure strained or permanently damaged relationships and can struggle with their personal finances for years. The first study to look into the prevalence of shopping addiction and compulsive buying in the U.S., published in the American Journal of Psychiatry, found that 5.8% of the surveyed population qualify as compulsive buyers.
Once upon a time, preferred stocks were a popular investment with companies and investors. Combining elements of debt and equity, preferred stock was an ideal issue for businesses that lacked the physical assets to collateralize debt or could not attract common stock buyers.
In order to appeal to new investors, companies sweetened the pot by issuing a new security – preferred stock – that had less risk and a greater certainty of income than common stock. If a company falters and requires liquidation, the debt holders are paid in full first, followed by payment to the preferred stock holders in an amount equal to the liquidation value of the preferred stock (established at the time of the initial offering). Common stock shareholders then receive any cash remaining. Preferred shareholders receive full payment of their investment before common shareholders receive any payment. Similarly, preferred shareholders receive dividends before any common stock dividends are paid.
The first apartment I lived in as an adult was on the second and third floors of a building, above a store. The kitchen and living room were on the second floor, and the bedrooms and bathroom were on the third. As you can imagine, it got pretty hot in my room in the summertime – and to make matters worse, the old building had no air conditioning.
The average price of a wedding dress in the United States is just over $1,200, though the final cost depends heavily on the geographical areas. According to statistics published in Huffington Post, brides in Manhattan spend an average of $3,027 on their gowns, while those in Alaska spend a comparably affordable $804.
Of course, this major expense has come to be expected, and most brides budget and brace for a pricey gown. But what if you simply don’t have the money to spend a fortune on a dress you’ll wear only once?
If you’re like most Americans – about 80% of all Americans, according to The Pew Charitable Trusts – you have some form of debt. And chances are, you already know what you need to do to pay off that debt: either cut your expenses, or find some way to earn more money. Then you can just take all that extra cash and use it to make extra payments on your debt, and keep doing it until the debt is gone.
Grand Lake is a vacation town in the Rocky Mountains of northern Colorado, northwest of Denver and Boulder. Its year-round population is tiny – less than 500, as of the 2010 Census – so it’s better to call it a village. However, Grand Lake is blessed with an abundance of natural beauty and recreational resources, from the expansive mountain terrain of nearby Rocky Mountain National Park, to the stunning shores of Grand Lake, Colorado’s largest, deepest natural body of water. Two other lakes – Granby Lake and Shadow Mountain Reservoir – sit within the same watershed.