Chase British Airways Visa Signature Card Review

Travel rewards credit cards take different forms. Some offer hotel-specific rewards, discounts, freebies, and benefits. Others accumulate points that can be used to fund or offset general travel purchases. And still others offer specific airline rewards that reduce or eliminate airfare costs.

The British Airways Visa Signature Card, which comes with a $95 annual fee, belongs to the third group. It’s an airline rewards card that accumulates an unlimited 3 Avios points – British Airways Executive Club loyalty program points – for every $1 you spend on airfare purchases with British Airways, Open Skies (a transatlantic carrier wholly owned and operated by British Airways), and members of the oneworld airline alliance, which includes Iberia, American Airlines, Cathay Pacific, and Qantas, among others. All other purchases earn 1 point per $1 spent, also with no spending caps or restrictions.

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How to Fix the United States’ Debt Problems & Reduce Federal Deficits

According to projections by the Congressional Budget Office (CBO), America will continue to spend more than it receives in revenues from 2016 to 2026, and perhaps beyond. The budget deficit is projected to be slightly below 3% of gross domestic product (GDP) through 2018, then rise to 4.9% by 2026.

If the CBO projections are accurate, the federal debt will grow another $9.4 trillion by the end of the 10-year period, with potentially dire consequences for the country. According to the authors of the report, “The likelihood of a fiscal crisis in the United States would increase. There would be a greater risk that investors would be unwilling to finance the government’s borrowing needs unless they were compensated with very high interest rates; if that happened, interest rates on the federal debt would rise suddenly and sharply.”

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Wells Fargo Propel 365 American Express® Card Review

The Wells Fargo Propel 365 American Express® Card is a rewards credit card with a $45 annual fee (waived in the first year) and a fairly generous rewards program that favors everyday spending categories, such as gas station and restaurant purchases. It also has a nice portfolio of travel benefits, including potentially deep discounts on hotels and airfare, as well as a better-than-average suite of value-added benefits such as extended warranties and cell phone protection insurance. Nice sign-up and annual relationship bonuses round out Propel 365’s perks.

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Wells Fargo Cash Wise Visa® Credit Card Review

The Wells Fargo Cash Wise Visa® Credit Card is a cash back credit card with no annual fee and a solid rewards scheme that treats all spending equally, with the exception of certain mobile wallet payments made within the first 12 months of account opening. It also has a very nice introductory APR promotion, making it a great candidate for new cardholders seeking to transfer existing high-interest balances or finance large purchases shortly after opening their accounts.

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Wells Fargo Rewards Visa® Card Review

The Wells Fargo Rewards Visa® Card is a no-annual-fee rewards credit card. Cardholders earn Go Far Rewards, Wells Fargo’s far-reaching rewards currency. Due to favorable redemption rates on airfare, Wells Fargo Rewards is useful for travelers who aren’t loyal to specific airlines, but a wide range of other redemption options – including cash – broaden the card’s appeal. A sign-up bonus that favors gas, grocery, and drugstore spending – plus a long introductory APR – sweeten the deal further.

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Wells Fargo Cash Back College Visa® Card Review

The Wells Fargo Cash Back College Visa® Card is a student credit card with no annual fee and a solid rewards program that includes a generous (for a student card) sign-up bonus. A nice introductory APR promotion and relatively loose credit requirements further sweeten the deal. If you’re in a position to take ample advantage of the sign-up bonus and worry that your credit isn’t good enough to qualify you for more generous cards, the Wells Fargo Cash Back College Visa is very much worthy of your consideration.

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Wells Fargo Home Rebate Visa® Card Review

The Wells Fargo Home Rebate Visa® Card is an offbeat rewards credit card with no annual fee and a rewards program designed for Wells Fargo mortgage customers. Once the generous sign-up bonus period ends, the card earns cash back rewards at a moderate pace. The default (but not only) redemption option is to apply these rewards toward the cardholder’s Wells Fargo mortgage balance. Like Wells Fargo’s other rewards credit cards – including cash back rewards products such as Wells Fargo Cash Wise Visa – the Home Rebate Visa permits cardholders to redeem for hard cash and a variety of non-cash rewards offered through the Go Far Rewards portal.

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