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When it comes to your credit, it's important to know how you stack up. Do you have good credit? Excellent credit? Poor credit? How can you find out? In most cases, the easiest way to determine the health of your credit is to look at your credit score, a numerical value that reflects a mathematical analysis of your debt, your payment history, the existence of liens or other judgments, and other
The best offense is frequently a good defense. No matter how astute a business person you are, or how skilled you are as an investor, or how lucky you are with your lottery tickets, it does little good if you leave your assets hanging like a slab of meat in the water for trial lawyers to sink their teeth into. Let's face it: America is growing increasingly litigious, and the more assets people
Recent Articles in Credit and Debt
How to Pay Off Your Student Loans With Low-Interest Credit CardsFebruary 2, 2012
In November 2011, CNN reported that students who graduated from college in the past year did so with a record level of student loan debt - $25,250 per graduate. What is most
What Is a Good Credit Score – Understanding Credit Ratings & RangesJanuary 30, 2012
When it comes to your credit, it's important to know how you stack up. Do you have good credit? Excellent credit? Poor credit? How can you find out? In most cases, the easiest
What Is CoreScore – New Credit Report From CoreLogicJanuary 27, 2012
In the world of consumer credit scoring, there's always something new, more "accurate," and even more intrusive than the credit reporting that has preceded it. One of the latest
8 Asset Protection Strategies – How to Protect Your Wealth From LawsuitsJanuary 25, 2012
The best offense is frequently a good defense. No matter how astute a business person you are, or how skilled you are as an investor, or how lucky you are with your lottery
What Is Good Debt vs. Bad DebtJanuary 12, 2012
While most of us cannot live entirely debt-free, there are major differences between what is considered "good" debt and "bad" debt. Though some debt falls into a bit of a gray
How to Compare the Best Credit Card Rewards ProgramsJanuary 4, 2012
How would you like to receive 2% or more off of every purchase you make? That is just one example of what is being offered to credit card users in the form of rewards. Those who
Debt Snowflaking – 25 Ways to Find Extra Money and Pay Down DebtDecember 28, 2011
If you have debt, you may feel a sense of desperation and a desire to eliminate it as soon as possible. Reducing your monthly expenses and developing an aggressive debt repayment
6 Bankrupt Celebrities Who Went From Rich to BrokeDecember 21, 2011
Making millions of dollars or having celebrity status doesn't do much to deter bankruptcy. Between 2008 and 2009, bankruptcy filings for those with more than $1 million in assets
History of Credit Rating Agencies and How They WorkDecember 15, 2011
Credit rating agencies have been around for the better part of the 20th century, and have played a key role in the financial world by providing ratings on the creditworthiness of
What Is S&P? Understanding Standard & Poor’s Credit RatingsDecember 5, 2011
Standard and Poor's (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. S&P is a division of the McGraw-Hill Companies
Reviews in Credit and Debt
ReadyForZero Review – Get Out of Debt Faster, On Your OwnJanuary 17, 2012
Far too many people are under the mistaken notion that credit card debt is a simple fact of life. I was under this impression for many years until I finally decided to do something
Target REDcard Review – Debit Card With 5% Discounts at TargetDecember 23, 2011
Debit cards were in the news frequently this past year - often in a less-than-positive light - as numerous banks sought to impose fees for their use. Normally, a debit card is
Discover Miles Credit Card Review – Get 12,000 Bonus MilesDecember 22, 2011
Those who seek credit card rewards are immediately tempted by airline-affiliated travel rewards cards that offer frequent flyer miles. However, many of us have become disillusioned
Iberia Bank Visa Select Credit Card Review – 0% APR for One YearDecember 15, 2011
Iberia Bank has been in existence for 125 years, but only has locations in six Southeastern U.S. states. Nevertheless, it has earned a following among credit card users by offering
Iberia Bank Visa Classic Credit Card Review – Low Interest RateDecember 15, 2011
Credit card debt can be like a ball and chain that you must drag around wherever you go. One of the reasons that it is so onerous is that banks must charge a higher interest rate
