Many of you will receive a tax refund this year for various different reasons. It’s funny how we get so excited when we find out we’ll be receiving a refund, but it should have been money never taken from us! I guess an unexpected tax credit changing jobs could cause a tax refund [...]

The best thing you can do for you and your family during this economic recession is reduce the risk in your life. This is not the time to be taking uncalculated risks with your money, your career, or your future. Here are three ways you can reduce the financial risk in your life [...]

The media is saying we’re in a recession, because they love to strike fears in the hearts of Americans. We tune into news programs more when bad news has struck. Think about how many news programs, newspapers, and magazines you consumed during the 9/11 attacks. We love bad news. This is [...]

The Iowa floods, the California wildfires, the earthquakes and typhoons in Asia, and the hurricanes in Florida and the Gulf make us cringe thinking about them. Mother nature is a powerful beast. She does not discriminate, and she does not give warning. We can all relate to going through a natural disaster [...]

Now that many of my friends and family know that I write for a personal finance blog, they tend to ask me more questions about personal finance. I always tell them that I’m not an expert at this point. I don’t have enough experience to call myself an expert. But, writing this [...]