You don’t need to explain to me that it is tough to aggressively pay off debt, save an emergency fund, and save for a down payment on a house after paying all of the monthly bills. The cost of living is rising, and there’s not much we can do about it. My philosophy [...]

Are you in the middle of trying to pay off some debt? Are you having a hard time gaining ground on paying off the debts that you owe? Well, if you are like me, then the 9 to 5 job isn’t cutting it when it comes to helping me reach my goal of [...]

Read this interview that I had with Ben Casnocha, a teenage entrepreneur with tremendous talent and potential. I thought that I would revisit this post, because I wrote it very early on in this blog’s life. You can get to know more about Ben by visiting his personal blog. I got to [...]

Good Morning America has been running a series called “Take More Control of Your Life” and this morning’s feature was starting a home-based business for $200 or less.  You have heard me talk about it before, and it is a reality that you can become an entrepreneur for very little money.  You don’t need thousands [...]

So, you want to get in on the blogging phenomenon, but you don’t know what to do.  Maybe you have tried managing a blog in the past and it was a failure.  Well, I am not an expert in this field, but I have been doing it long enough to know what works and what [...]

Most of you are aware that there are a growing amount of people in the “blogosphere” that make a full-time income from blogging.  I still feel new when it comes to blogging, because I learn something new every day.  Blogging is the media of the 21st century.  I am convinced that it will dominate information [...]

Most of you have heard about this, and it is true.  People with pre-ordered PS3’s are selling them on Ebay, and people are actually buying them for $1,500, $1,700, even $2,200!  Once I saw this, I said to myself, “Why didn’t I buy a pre-ordered PS3!”  Now, I am thinking about sitting outside overnight to [...]

I have a great wife, a cool dog, plenty of deep friendships, and a supportive extended family.  However, I am young, broke, and I don’t enjoy the work that I am currently involved with.  My favorite hobby right now is managing and writing for this blog.  My thoughts about money and finance changed dramatically during [...]

The article from Business Week titled, “Is There a Gene For Business?” explores the debate between whether or not entrepreneurs are born that way or you can teach someone to be an entrepreneur.  As you will read my blog post below, I believe that everyone born in America has the ability to be an entrepreneur.  [...]

I was going through some old junk a few days ago, and I stumbled across a necklace that I made when I was in elementary school.  When I was young, I would buy materials to make beaded necklaces, bracelets, and anklets.  I don’t think I charged enough money for them, but when you are working [...]