I will start off this article with a simple premise: The more time you have, the more money you can make. I think this can be applied to everyone’s professional lives and to a lot of personal lives as well. Anyone who has a second business that they work at in their off time to [...]

5 Effective Time Management Tips, Techniques, and Skills You Need to Master is a post from the Money Crashers personal finance blog.

One of the latest products to be rolled out by the insurance industry is divorce insurance. Yes, you heard me correctly, divorce insurance. The question is, what exactly is it and should you consider it? Is Divorce In Your Future? First of all, let’s be clear on one thing. Divorce insurance is not something you [...]

What Is Divorce Insurance Coverage? is a post from the Money Crashers personal finance blog.

A co-worker of mine recently came into work with one of those viral emails that stated that our local law enforcement was going to pull over one driver for every hour they worked for various traffic violations starting in the month of September. The message stated that the government would raise $8 million in revenues [...]

Obey Your Traffic Laws (From The Five Minute Money Manager) is a post from the Money Crashers personal finance blog.

Even though you’re young and healthy now, you shouldn’t ignore answering the question “Do I need a will?” or the importance of documents like trusts or Power of Attorney. These are legal documents that can protect you and your loved ones. We’ve previously gone over the importance of things like how to prepare a will, [...]

Understanding Power of Attorney is a post from the Money Crashers personal finance blog.

For those of you who are on the uphill road of getting out of debt and working towards the light at the end of the tunnel, paying off credit cards can feel like it eats up every penny you make. Several months ago, I was paying the minimum or close to it on multiple cards [...]

Credit Card Debt Reduction Story: How I Got My Minimums Reduced is a post from the Money Crashers personal finance blog.

As you know, diamonds are one of the most sought-after gems in the world and are commonly used for engagement rings and other jewelry. When purchasing a diamond, it is important to understand what quality of diamond to look for, how to find it, and how much to pay. Taking a little extra time to [...]

How to Buy a Diamond Ring is a post from the Money Crashers personal finance blog.

This post is part of our “Penny For Your Thoughts” column where readers can write into Penny about any questions related to money, finances, relationships, and more. Dear Penny, My fiancee has found out that her biological father is very sick and in the hospital in another country. The hospital won’t treat him without payment, [...]

Penny For Your Thoughts: Help for a Distant Relative is a post from the Money Crashers personal finance blog.

61% of workers report that they always or usually live paycheck to paycheck to make ends meet, according to a CareerBuilder survey of more than 4,400 workers. This growing number may be due in large part to our ongoing recession, but according to the very same survey, that number was 43% in 2007. If you [...]

How to Escape Living Paycheck to Paycheck is a post from the Money Crashers personal finance blog.

One of the biggest benefits that I have ever gained from getting myself out of debt is to have the financial means to travel internationally. Of course it is a matter of personal taste, but if my choices are driving a brand new sports car or taking several trips to foreign countries, it’s an easy [...]

4 Tips To Save On International Travel is a post from the Money Crashers personal finance blog.

The best piece of advice that I can give you when it comes to the use of ATM/debit cards is this: be careful. Personally, I own a debit card and I do carry it with me, but mainly for emergency purposes and because it’s a debit card that can actually generate rewards. Believe it or [...]

4 Bank ATM Machine Skimmer Fraud and Hacks To Watch For is a post from the Money Crashers personal finance blog.

Learn about the great benefits of having an AAA membership. Besides car services, AAA provides savings on travel, entertainment, and more.

10 Great Discounts with an AAA Membership is a post from the Money Crashers personal finance blog.

I have recently noticed a few things in my daily life that has led me to believe that our government is doing anything in its power to stick its hand in my pocket and take out more money than ever. Call me a conspiracy theorist if you like, but this economic recession has affected all [...]

Beware Of New (And Sometimes Hidden) Governmental Fees is a post from the Money Crashers personal finance blog.

My pastor has been doing a mini-series on stewardship and personal finance the past couple of weeks, and a lot of it was very practical, but the final week was more about how our hearts and personal tastes dictate how generous we are and how that affects the choices we make with our money. When [...]

The Difference Between Needs and Wants is a post from the Money Crashers personal finance blog.

This is the first installment in what will be a continuing series on tips for investing for beginners. I am not an expert, but I think I can shed some light on the topic because it was only a few years ago that I myself was a beginner. Rather than getting discourse from an investment [...]

Investing For Beginners: Pay Yourself And Your Debts First is a post from the Money Crashers personal finance blog.

When I was convicted to change the way I handled money at the young age of 22, it wasn’t an educational revelation. It was an emotional and behavioral revelation, because I realized that the problem was ME. A lack of education was definitely one of the factors why I didn’t handle money well, but ultimately, [...]

7 Bad Behaviors That Lead To Financial Disaster is a post from the Money Crashers personal finance blog.

I have had many conversations with many people in the past who have inquired about how to get out of debt. Most of these people realize that they are in debt and that they do need to do something about it. Realization of the problem and desire for a solution is one of the all-important [...]

The First (And Most Important) Step To Fixing Your Finances is a post from the Money Crashers personal finance blog.

I recently wrote a post about the best financial advice from your parents. These topics ranged from getting out of debt to buying a home. Well, today I want to take a look at some of the things that you wish that you learned at an early age. This could range from learning about personal [...]

5 Things That You Wish You Learned At An Early Age is a post from the Money Crashers personal finance blog.

With the housing market having taken a serious hit in the recent past, I am sure you all know that home values have been plummeting. Well, one thing that did not plummet along with that is the property taxes most people are paying on those homes. The taxes some of us have been paying on [...]

How to Appeal the Property Tax Assessment On Your Home is a post from the Money Crashers personal finance blog.

I still remember those long talks from my parents that I used to get about being financially responsible. From teenage years onwards my parents were always trying to instill money management principles into me and my siblings. Now whether or not we took that advice was totally up to us. I realize now that following [...]

Best Financial Advice That You Got From Your Parents is a post from the Money Crashers personal finance blog.

Are you interested in hiring a certified public accountant (CPA)? As an individual, a CPA can help you file taxes while answering any financial questions that are on your mind. At the same time, many CPA’s specialize in working with business owners as well. Some people immediately reject the idea of hiring a CPA for [...]

How to Choose a CPA is a post from the Money Crashers personal finance blog.