Get Financially Fit in 2010: Trim Away Your Debt
January 6, 2010 by Erik Folgate
Filed under Credit and Debt, Health and Fitness

The two most popular New Year’s resolutions are losing weight and getting out of debt. Money Crashers wants your physical life and your financial life to be as fit as possible, so the next five articles will be a series to help you get rid of your financial gut. Step 0 to becoming financially fit is to seriously work on becoming better physically fit. You’d be so surprised at how much your financial, relational, professional, and spiritual life can suffer if you’re not in good physical shape. If your body doesn’t feel good, the rest of your life will suffer as well!
11 Ways To Exercise and Be Healthy While Saving Money
September 25, 2009 by Erik Folgate
Filed under Health and Fitness, Spending and Saving

Exercising and eating healthy is a multi-billion dollar business. Think of all the weight loss formulas, food programs, membership gyms, and workout equipment, and workout apparel that we buy every day to stay healthy and look our best. Here are 11 ways to exercise and stay healthy without spending a lot of money.
- Workout at home. With a couple sets of dumbbells, you can do shoulder press, curls, tricep extensions, push-ups, crunches, and lunges.
- Buy a workout program. I have heard good things about the P90X workout program. It’s a legitimate program, with 15 different workouts. There are no gimmicks with this workout program. It’s the real deal.
How I Pay $85 A Month For My Health Insurance Policy
September 10, 2009 by Erik Folgate
Filed under Health and Fitness, Insurance, Politics
Health care is the big topic around the country right now. Politicians want to push a reform bill that many Americans don’t want. Americans want affordable health care, but they are weary about handing it over to the government. In high school and college, I never worried about health care. I was always under my mother’s health insurance policy, so I never worried about it. Then when I got married, my first “real” job paid for 80% of my health care premium, and the rest of it plus the premium for my wife to be added on was taken out of my paycheck every two weeks. I still paid around $240 a month for it, even with 80% of my premium being paid, so I know that health care policies can be very expensive.
Eating Healthy For Cheap At Chick-Fil-A
April 29, 2008 by Erik Folgate
Filed under Health and Fitness
My wife and I are very similar, but we definitely have our differences. She doesn’t care for Chick-Fil-A, but I love it. I love all of their stuff, and their management is great in my area. Every Chick-Fil-A in the Jacksonville area is very clean, has great service, and the food is very fresh. She debated with me that it was so unhealthy, and it’s too greasy for her. Then, I was reading an article in Men’s Health a few months ago that rated Chick-Fil-A an “A” for fast food choices, because all of the choices on the menu are less than 500 calories. Granted, there are some choices that are worse than others on the menu, but generally Chick-Fil-A strives to make their food as healthy as fast food can be by using leaner frying oils, wheat buns on the chargrilled chicken sandwiches, and offer light dressings. They also offer side salads and fruit cups as an alternative to their fatty “but delicious” waffle fries. Not to mention, you can get a lunch or dinner for less than $8.00 on most meals.
One of the biggest fallacies about fast food right now is that the upscale fast food places are more healthy. Restaurants such as Chipotle and Panera Bread portray an image that it is healthiere for you rather than greasey burgers and french fries. But in reality, the items on their menus are gut busters. Many of the Panera Bread signature sandwiches are 700 to 900 calories each! Pair that with soup and a drink, and you’re well over 1000 calories. We all know that humongous Chipotle burritos are a portion’s worst nightmare. It’s tough to eat one of their burritos that isn’t less than 1,000 calories. Plus, they come at a premium price. You will typically pay $9.00 to $10.00 per meal at these half sit-down restaurants. Here are two suggestions for healthy, cheap meals from Chick-Fil-A that I recommend.








