Ever since the Hurricane Katrina disaster and the devastating hurricanes in 2004 and 2005 in Florida, insurers have received quite a bit of criticism for their business practices and consistently raising the cost of insurance premiums. The cost of car insurance also continues to rise. Insurance companies have really screwed up in the [...]
11 Sep
Posted by author as Insurance, Investing, Spending and Saving
Before I begin the topic of this post, I just want to recognize all of the men and women that lost their lives six years ago today, whether they were in one of the airplanes, in the twin towers, or trying to rescue survivors. Your lives were taken by a bunch of cowards, and [...]
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05 Sep
Posted by author as Consumer News, Giving, Insurance, Taxes
This is not a political blog, but the issues that Ramsey talks about on this video are definitely political issues. My challenge is for you to research the presidential candidates before you vote in a year. Make sure that you choose a candidate that not only agrees with your foreign policy and selsocial [...]
31 Jul
Posted by author as Insurance, Investing, Uncategorized
If you’re like me, then insurance costs are becoming quite a problem for your monthly budget. I live in Florida, and it seems like the insurance rates continue to rise and there is no sign of it stopping. You can call me conservative or republican, but I support individuals taking the initiative to [...]
The Answer is YES! Here’s the good news and the bad news about disability insurance.
The Bad News:
Disability insurance is one of the most overlooked insurance coverages in America. We all think we’re invincible, and that will never happen to us. But let’s get real, people go blind, deaf, [...]
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19 Jul
Posted by author as Credit and Debt, Insurance, Uncategorized
The other day I received a call from my bank offering life and disability insurance for my credit card. The pitch was, in case of death, critical illness or disability, my credit card payments would be taken care of for only 0.98% of my credit card balance each month. This would keep me [...]
05 Jun
Posted by author as Insurance
Your homeowner’s insurance and auto insurance are extremely important to staying financially healthy. Your home is one of the most important assets you own, and protecting it should be a top priority. Your automobile is an important asset as well, but the liability insurance involved is a more important coverage when it comes [...]
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I came across an article by Pat Regnier at CNN Money whom proposes three different choices for reforming health care in America. Health care is definitely the number two most important issue in America behind the war in Iraq. Once you stop talking about Iraq, the issue of health care comes up. [...]
When buying homeowner’s insurance, you are buying a package. You cannot break this package. You either take all of it or none of it at all. There are six parts to the insurance package. Typically, they are identified as Coverages A,B,C,D,E, and F. This can be intimidating when buying homeowner’s [...]
Last Tuesday, Dateline started a piece about identity theft. They have done segments on identity theft in the past, but this is an ongoing series that is going deep into the life and behind the scenes of identity thieves and the elaborate crime rings going on around the world. I didn’t get to [...]