I believe that budgets are a wonderful tool for really getting a good, close-up view of your financial picture. With a budget, it’s easy to tell if you’re overspending in some areas and underspending in others. Budgets help you achieve your financial goals such as debt elimination, saving for retirement, and building wealth. The problem [...]

The Anti-Budget: A Less Stressful Way to Manage Your Finances is a post from the Money Crashers personal finance blog.

One of my very best friends in the world was recently promoted. At some point, this happens to almost everyone in the world. Some deserve it, and some do not. But every single one of us believe we are worthy and deserving of a promotion and the raise that usually comes with it. I’m sure [...]

The Right Way to Get a Raise is a post from the Money Crashers personal finance blog.

Realizing that you can’t pay your debts is a terrifying prospect, and it’s tempting to bury your head in the sand and hope that the situation somehow resolves itself. As scary as it sounds, you need to get in touch with your creditors and inform them of your situation so that they can be more [...]

Negotiating With Your Creditors: How to Pay Your Debts When Money Is Tight is a post from the Money Crashers personal finance blog.

Negotiating takes practice. Some people are born with good negotiation skills, because they have a natural ability to talk to people. But for the rest of us, it doesn’t come naturally, and practicing your negotiation skills in everyday situations will help you save a lot of money over a lifetime. Don’t Ask For A Deal [...]

Tips On Negotiating To Get A Better Deal is a post from the Money Crashers personal finance blog.