When I went to college at the University of Florida, it was super trendy to go jogging. It seemed to be the standard hobby of everyone I knew, except for myself. At the time, I didn’t exercise, with the exception of walking to class. But because I constantly saw runners around me, the wheels in my head began [...]

Top 8 New Year’s Resolution Tips & Ideas – And How to Actually Keep Them This Year is a post from the Money Crashers personal finance blog.

How many of you have set a goal, only to find yourself crashing and burning a few months, or weeks, into the effort? Perhaps it was a goal to stick to your budget, train for a marathon, lose weight, quit smoking… Yeah, I’m raising my hand too. I could write a lengthy list of all [...]

stickK Review – Would You Put Money on the Line to Achieve Your Goals? is a post from the Money Crashers personal finance blog.

I really dislike cleaning. Every day I create a “To Do” list for myself, and every day this list includes cleaning, not because there is always more cleaning to do, but because I can never get myself to do it! I can’t tell you the last time I was able to check that off the [...]

Stop Procrastination Help – 13 Tips For How to Overcome & Avoid Chronic Procrastination is a post from the Money Crashers personal finance blog.

I will start off this article with a simple premise: The more time you have, the more money you can make. I think this can be applied to everyone’s professional lives and to a lot of personal lives as well. Anyone who has a second business that they work at in their off time to [...]

5 Effective Time Management Tips, Techniques, and Skills You Need to Master is a post from the Money Crashers personal finance blog.

Have you ever heard that time is money? It is so true. The more efficiently you do the things that you need to get done, the more time you have to do the things you want to do, whether that is spending more time with family and friends, developing passive income opportunities, or simply relaxing. Being [...]

7 Tips On How To Save Time And Money is a post from the Money Crashers personal finance blog.

Obtaining a college education is a highly sought-after achievement. Attending a college or university affords us the opportunity to expand our network and learn in great depth about almost any subject. While many students seek degrees for their studies, others may want to take a course just for fun or to advance their career where [...]

The Best Free Online College Courses is a post from the Money Crashers personal finance blog.

David Dunham once said, “Efficiency is intelligent laziness.” Have you ever reached the last bite of food on your plate and really savored it? Did you wish you had done the same with all the other bites? At that point, you might realize that it was your other tasks (television, filing your taxes, or chatting [...]

5 Examples of How Multitasking Can Be Bad is a post from the Money Crashers personal finance blog.

One of the great things about buying new gadgets and toys is that you get to show it off, right? All around me people are buying a new iPhone, iPad, and other things that begin with “i.” I hear the words “my new <insert your favorite gadget here>” all the time. Suppose I bought a [...]

The “Wow” Factor: Do You Overpay For It? is a post from the Money Crashers personal finance blog.

Why do we save our money and not spend everything we have the second we have the money? What is it we are accomplishing with our money when it sits in a bank account adding a tiny bit each month, instead of using it to buy delicious meals, beautiful clothes, fun experiences, or other equally [...]

Why Do We Save? is a post from the Money Crashers personal finance blog.

During the 2008-09 recession, my freelance business took a huge hit. In the early part of 2009, business was down 70% from the year before. Clients were going out of business left and right, and the ones I had left were drastically curtailing their spending. According to the U.S. Bureau of Labor Statistics, 2009 unemployment [...]

I Lost My Job Too: How to Make the Best Use of Your Unemployment is a post from the Money Crashers personal finance blog.

Recently, a local organization that I support held a food drive. We were given a grocery bag one holiday evening and asked to bring it back full of food the next week. Donating food is a very basic way of helping directly in the community, so I was excited to help. I have run food [...]

The Best Way To Shop Smart: Shop For Others is a post from the Money Crashers personal finance blog.

There are literally thousands of business ideas floating around out there. Some are brand new ideas, while others have been successfully implemented by hundred or thousands of people. Many of these ideas are simple, straightforward, and inexpensive to start, while others are a bit more complex. What’s my point? My point is that there is [...]

Six Reasons You Should Have Your Own Business is a post from the Money Crashers personal finance blog.

Did you know that according to Nielson’s most recent study, the average American watches 4 hours and 49 minutes of TV every day? Think about that. That’s almost 5 hours of television. Every day. It was this thought that made me change my views on TV. So what did I do? I’m Not Crazy, But [...]

5 Reasons to Cancel Cable And Stop Watching TV is a post from the Money Crashers personal finance blog.

If you’ve had a major financial change lately, it can be hard to transition to a more frugal lifestyle, especially if going out with friends frequently includes dropping $50 or more. Believe me, I’ve been there. I used to take six people out at a time and pay the whole dinner bill without batting an [...]

How To Be A Good Friend While Broke is a post from the Money Crashers personal finance blog.

As a child I had quite the entrepreneurial spirit. I set up many lemonade stands, a time-honored classic, but when one’s mind is firmly set on a $19 stuffed Troll doll (seriously, it was the rage!), one’s mind can come up with a multitude of other earning possibilities. I didn’t have an allowance as a [...]

One dime at a time: How I earned money as a kid is a post from the Money Crashers personal finance blog.

I recently had a dentist’s appointment to have my teeth cleaned. For the most part, I am terrible with keeping up with regular dentist appointments. This was the first time I had been in a few years. Regardless, this latest trip helped me to realize that, yes, you can save money at the dentist’s office. Of [...]

How To Save Money At The Dentist’s Office is a post from the Money Crashers personal finance blog.

I recently wrote about the financial benefits of quitting smoking. In a nutshell, one of the points I attempted to make is that if you can’t quit smoking for health reasons, then maybe you’d be motivated to quit for financial concerns. If you think about it, you can apply this idea to a healthier lifestyle [...]

A Healthier Lifestyle and Your Finances is a post from the Money Crashers personal finance blog.

For those of you that smoke, I would imagine that you are well aware of all of the health risks involved. Your chances for contracting lung cancer go way up, your chances for heart disease go up, your skin ages at a faster rate, and on and on. Yet, there are still many of us [...]

The Financial Benefits of Quitting Smoking is a post from the Money Crashers personal finance blog.

The word “de-clutter” is all over the place. I’m not even sure it was a word until recently. “De-clutter” your house. Get rid of all your junk. ”De-clutter” your life. Live more simply. And the beat goes on. Then I began to think. What if that concept were applied to our “financial house”? Isn’t it just [...]

How To De-Clutter Your Financial House is a post from the Money Crashers personal finance blog.

In a continuing series, what I am trying to do with the Five Minute Money Manager is to show you ways that you can impact your personal economy by taking up very little time. Most can be done in five minutes or less. A great deal of them involve changing our behaviors, and a behavior [...]

Car Driving Tips (From The Five Minute Money Manager) is a post from the Money Crashers personal finance blog.