The projection for the housing market in 2008 is not very good, but that doesn’t mean you are stuck with your house. So many people will be horrified at the thought of selling their house this year, but there are ways to sell your house in any market, whether it’s good or bad. [...]

This is a common question asked these days due to all of the people that are starting to feel the squeeze from their adjustable rate mortgages continuing to rise each year. One percentage point on a $300,000 mortgage can increase your payment hundreds of dollars, and some people don’t have the extra money. [...]

Today, Bush announced a plan to freeze introductory mortgage interest rates for those homeowners that bought variable interest rate mortgages in order to qualify for a house they could not afford with conventional home loans. With all of the “scares” from economists about a possible economic recession, the spike in foreclosures around the country, [...]

I’ve been very curious about getting into real estate investing. Normally, I would sit here and tell you that you should buy real estate and hold onto it for years upon years. But, what’s the fun in that? Being a landlord can be very annoying. I know people that have a [...]

My wife and I bought our first condo about 16 months ago. We also sold it about it 4 months ago. One big mistake that we made when going through our first purchase was that we did not get a professional home inspection. We only had one major surprise, and that was [...]

The debate over paying off your mortgage early versus investing the extra money into the stock market is one that many financial “experts” argue back and forth over. I have made a few posts about this in the past, and it usually generates quite a few comments from you all.
Read this post [...]

I’ve been watching a lot of the house flipping shows on TLC and HGTV lately. I’ve also been doing some reading about house flipping and how to do it the right way. It seems like everyone has their own opinion about house flipping, but I am still intrigued by it. I am [...]

Recently, I was speaking with a real estate agent, because I was curious about a very well-developed community in Orange Park, Florida. This community had it all. It had swimming pools, golf courses, tennis courts, swimming slides, an elementary school, and a nature park off of the St. Johns river. She immediately [...]

A Money Crasher reader and personal friend of mine asked me a question about how her and her husband should plan to start a family while trying to save for a house. She wants to be a full-time mom once they start having kids, and he’ll be making about $60k in the next 3 [...]

USA Today has an article about homeowners who are paying more than 30% and more than 50% of their household income towards their mortgage. Here are the statistics from the Joint Center of Housing Studies at Harvard University.
Homeowners with mortgages spending at least 30% of income on housing:

2000: 27%
2005: 35%
2007: [...]