There are many things that I hate paying for in life, but bank fees are definitely in my top three for most hated expenses. When you deposit your money into a commercial bank, you are already doing them a favor, because that increases their ability to loan more money to other customers and make [...]

During the summer, you will find great deals on LCD and Plasma TV’s, because manufacturers and retailers are looking to get rid of their older models to bring in new ones. As with any electronic device, manufacturers roll out a better model with more features every year to make consumers never be content with [...]

I found this on the Dave Ramsey Facebook page, which by the way, I was really impressed by his Facebook page. It gave me a good laugh:

Even though school summer breaks are just a distant memory for me, it’s still one of my favorite seasons, because I love the ragged-out, beach feeling, fireworks on the Fourth of July, and barbecues with corn-on-the-cob and watermelon. There’s nothing like it. Summer can also be a really expensive time of the year, [...]

Here is a great skit from Saturday Night Live making fun of people who have no concept of not paying for something if they can’t afford it. I got a good laugh out of it.

Getting home improvements done on your home is exciting, but it can be very scary at the same time. No one wants to overpay for a product or service, but so many of us get duped into exorbitant labor costs from contractors that know you will pay whatever price they spit out at you. [...]

There are many people struggling right now to pay their mortgage and other bills because they either lost their job or bought a house they could not afford. However, for every person struggling right now, there are a majority of people who are doing just fine in this economic climate. Yes, most of [...]

Happy Earth Day. I always liked those old commercials that had the slogan, “Earth day is every day!”. It’s such a true statement, but I also don’t like when environmental extremists try to run my life. It seems like the environmental movement has spun out of control, and soon they will be [...]

Many of you will receive a tax refund this year for various different reasons. It’s funny how we get so excited when we find out we’ll be receiving a refund, but it should have been money never taken from us! I guess an unexpected tax credit changing jobs could cause a tax refund [...]

There are a great deal of people who are paying private mortgage insurance premiums every month that don’t need to be paying them anymore. The market value of real estate has definitely gone down the past two years, but many of you still have 20% or more equity in your home, which qualifies you [...]