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	<title>Comments on: Four Types of Insurance You MUST Have At All Times</title>
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		<title>By: Pragmatic Finance - Putting my Financial House in Order</title>
		<link>http://www.moneycrashers.com/four-types-of-insurance-you-must-have-at-all-times/comment-page-1/#comment-3070</link>
		<dc:creator>Pragmatic Finance - Putting my Financial House in Order</dc:creator>
		<pubDate>Fri, 25 Aug 2006 12:23:54 +0000</pubDate>
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		<description>[...] Eric of Money Crashers takes a look at Four types of insurance you must have at all times. One he mentioned that I hadn&#8217;t thought much about was long-term disability insurance. He also gives a different take on life insurance than I see many give and it makes a lot of sense. [...]</description>
		<content:encoded><![CDATA[<p>[...] Eric of Money Crashers takes a look at Four types of insurance you must have at all times. One he mentioned that I hadn&#8217;t thought much about was long-term disability insurance. He also gives a different take on life insurance than I see many give and it makes a lot of sense. [...]</p>
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		<title>By: jbm</title>
		<link>http://www.moneycrashers.com/four-types-of-insurance-you-must-have-at-all-times/comment-page-1/#comment-3069</link>
		<dc:creator>jbm</dc:creator>
		<pubDate>Thu, 17 Aug 2006 13:59:21 +0000</pubDate>
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		<description>Many of the Katrina suits involve people who had flood insurance, but not for the full value of their homes. Insurers are not proving that flooding caused all the damage. They are denying wind coverage anywhere they can possibly blame the surge.  They are denying coverage of any portion of losses caused by the combination of wind and water. So, they paid hundreds of thousands of wind claims inland, beyond the reach of the surge, but no wind payments on many coastal homes that suffered both wind and water. Many people who bought every policy available to them still have large uncovered losses.</description>
		<content:encoded><![CDATA[<p>Many of the Katrina suits involve people who had flood insurance, but not for the full value of their homes. Insurers are not proving that flooding caused all the damage. They are denying wind coverage anywhere they can possibly blame the surge.  They are denying coverage of any portion of losses caused by the combination of wind and water. So, they paid hundreds of thousands of wind claims inland, beyond the reach of the surge, but no wind payments on many coastal homes that suffered both wind and water. Many people who bought every policy available to them still have large uncovered losses.</p>
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