Comments on: Help A Reader: Having A Baby And Looking For A Job Change http://www.moneycrashers.com/help-a-reader-having-a-baby-and-looking-for-a-job-change/ Personal Finance Blog, Your Guide to Financial Fitness Thu, 09 Feb 2012 21:28:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Elizabeth Ihttp://www.moneycrashers.com/help-a-reader-having-a-baby-and-looking-for-a-job-change/#comment-8391 Elizabeth I Fri, 22 Jan 2010 07:16:22 +0000 http://www.moneycrashers.com/?p=1246#comment-8391 In this economy, you need to be very realistic about what you want to do and what you must do. I would suggest figuring what you are going to pay in taxes for this year. Remember that you now have another dependent and you will qualify for a child tax credit. This should reduce your taxes and this may affect what you want to do vs. what you must do. Next question, is the part time job for a financial benefit or for you to get out of the house? If you are working part-time and need to pay for child care, after taxes, you may only make $5 an hour. Thus, it may not offer the financial perks you are hoping for. If finances are a huge issue you may have to work full time, because a part time job may not exist. All this being said, I would start looking for a full time job and a part time job immediately. If you cannot find a part time job, and need to work, you will be grateful that you have started your search for a full time job. If you do find a full time job, if they like you, you may be able to negotiate working less than 40 hours a week. In this economy, you need to be very realistic about what you want to do and what you must do. I would suggest figuring what you are going to pay in taxes for this year. Remember that you now have another dependent and you will qualify for a child tax credit. This should reduce your taxes and this may affect what you want to do vs. what you must do.

Next question, is the part time job for a financial benefit or for you to get out of the house? If you are working part-time and need to pay for child care, after taxes, you may only make $5 an hour. Thus, it may not offer the financial perks you are hoping for. If finances are a huge issue you may have to work full time, because a part time job may not exist.

All this being said, I would start looking for a full time job and a part time job immediately. If you cannot find a part time job, and need to work, you will be grateful that you have started your search for a full time job. If you do find a full time job, if they like you, you may be able to negotiate working less than 40 hours a week.

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