Comments on: 8 New Year’s Resolutions That Will Save You Money

By: JuliaA

JuliaA — Fri, 29 Jan 2010 18:38:55 +0000

good tips! my most important ones are a budget, a rainy day fund, and learning to save.

By: jeccica simpson

jeccica simpson — Mon, 25 Jan 2010 20:27:51 +0000

#1 goal is #1 for me, Become debt free! Our family has made it a goal to pay cash for everything, if you dont have enough dough, you dont need it. We hope we attain our goal and resolution soon!

By: Elizabeth I

Elizabeth I — Mon, 25 Jan 2010 07:12:45 +0000

I would like to offer two other ideas. 1)Figure out the best time of year to make yearly purchases. We buy clothes at the beginning of January when everything is on sale and at the end of summer when everything is on sale. 2) resolve to find a best price for something (like an oil change) and start scouting a month before you need an oil change to find the best price. You may save only $5 but if you get your oil changed every two months it is still $30.

By: DG

DG — Sun, 24 Jan 2010 07:53:53 +0000

I am building a budget for 2010 and am glad it’s on this list. I have a nice little spreadsheet laid out and I am trying to get used to updating it with weekly monetary actions

By: Mami2jcn

Mami2jcn — Tue, 19 Jan 2010 16:36:17 +0000

My husband and I haven’t had any credit card debt since early on in our marriage, but we didn’t really start investing until last year. It’s amazing how quickly the money adds up. We’re so glad we paid off student loans and credit cards in our early 20s so that now in our 30s we don’t have that financial burden hanging over us and we can invest for the future.

By: Karmella

Karmella — Tue, 19 Jan 2010 16:05:02 +0000

Really good idea about understanding my investments. I need to do more of that. I really just need to pay better attention overall – I am considering setting aside a dedicated time each week just to go through financial stuff and keep it in my mind.

By: Leonard

Leonard — Mon, 18 Jan 2010 23:28:34 +0000

An emergency fund is a great way to make sure you don’t need to rely on credit cards when the going gets tough.

By: yentit.com

yentit.com — Mon, 18 Jan 2010 20:40:44 +0000

8 New Year’s Resolutions That Will Save You Money…

8 New Year’s Resolutions That Will Save You Money…

By: Lauren

Lauren — Sun, 17 Jan 2010 18:00:59 +0000

I’ve done most of these on the list. However, I am going to focus on #3. I’ve never given much thought to earning supplemental income. I’ve always focused on getting a higher-paying job. But I now realize that I can do both. I’m excited by the prospect!

By: thriftygal

thriftygal — Sun, 17 Jan 2010 07:37:08 +0000

I started #8 (budgeting) this year as a resolution, and it’s given me a whole new perspective. Makes you think twice before buying that afternoon snack or going window shopping. I’m struggling with #3 and #6 though. They’re not as simple and straightforward as the rest.

By: lorrie

lorrie — Sun, 17 Jan 2010 06:53:51 +0000

this year i am putting half my earnings from each check in my savings account and saving up and watching what i spend, still need to get extra earnings but I am getting by

By: MarilynBr

MarilynBr — Sun, 17 Jan 2010 00:35:26 +0000

I wasn’t clear. When you have that final debt payment made, have the same amount automatically direct deposited each month into a saving account.

By: Carla

Carla — Sun, 17 Jan 2010 00:32:53 +0000

These are great, simple goals that should be easy to accomplish. Having a side job or business is a great one as long as you don’t burn yourself out!

By: MarilynBr

MarilynBr — Sun, 17 Jan 2010 00:25:19 +0000

When that last final, big remaining debt is paid off, immediately set up a bank account and have that same amount of money automatically direct posited into the account. You won’t miss it, and it’s surprising how soon the savings begin to build up.

By: David/Yourfinances101

David/Yourfinances101 — Sat, 16 Jan 2010 23:37:21 +0000

Generating side income is a great one.

Through no plan of my own, I started two businesses this year (while also keeping my regular job) and have been able to generate a great bit of extra income.

Find something you’re passionate about, offer a product people want, and work hard.

The rest will come.

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Sat, 16 Jan 2010 22:46:27 +0000

[...] new years resolutions that will save you money [...]

By: Audra

Audra — Sat, 16 Jan 2010 20:24:20 +0000

I totally agree with the point about making extra mortgage payments. I always try to do that, even if it’s just $10 more. It’s amazing how many payments you can shave off your mortgage by doing that. I think there’s even calculators on the internet that can figure that up for you (say if you wanted to know how much you would save over the longrun if you pay “x” amount extra each month.)

By: csdx

csdx — Sat, 16 Jan 2010 20:15:28 +0000

Am I blind or are 9 and 10 missing?
I was about to claim number 1 as done, but I guess as it states, a mortgage is still technically debt, so that means working on point 2. Also while it is more satisfying to make one big extra payment, it actually is slightly better to consistently send in a bigger payment each month (less time for interest to accrue on that principle).

By: Mac

Mac — Sat, 16 Jan 2010 17:30:48 +0000

All are good ideas that I’m sure we’ve all heard before, but many of us still don’t follow (me included). Though I’m now working on #8 (budget) by using YNAB (You Need A Budget) software. I’ve never had a budget before, but just balanced my checkbook/cc’s each month…it’ll sure be nice to know I have the money there each month.

By: Dale Wyrick

Dale Wyrick — Sat, 16 Jan 2010 16:09:14 +0000

I started doing small side jobs to generate extra income. I am student and I find that working free-lance jobs leaves me more flexibility for my schedule and generates more income than a previous traditional job.

I love making my own schedule.

this is something i am dedicated to continuing for the year.