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Personal Finance Round-Up: Forced Behavior Isn’t All Bad

By Money Crashers

sometimes, being forced to do things is for our own goodWhen you’re a kid, your parents and teachers tell you what to do. They demand that you to do things that you don’t always want to do – but adults know what’s best, right? Sometimes, no, but in many cases they are encouraging discipline and behavior that will benefit you in the long run.

Is being forced to do something that is good for you really a bad thing? If you’re like me, you have to force yourself to eat healthy, work out, and, some days, go to work. Ultimately, it’s for your own good.

Financially speaking, paycheck deductions such as social security and taxes are forced from your paychecks. You may be initially unhappy to see these deductions, but you can actually look at such deductions as forced savings – this is explained over at PT Money in Forced Savings Account: You Save Now!

Now, check out these articles – it will be good for you.

The Cost of Convenience [Musings of an Abstract Aucklander]
When you’re out and about and you become hungry, the first place you often turn to is whatever shop is nearby. That usually includes gas stations and fast food joints. The markup on food purchased there is pretty high, but it’s quick and easy. But is it worth it?

4 Ways to Reuse Old Clothes [Savings.com]
It’s inevitable that clothes wear out. However, what you do with old clothes is up to you. Consider extending the life of your worn-out duds by considering one of these ideas to reuse what would otherwise be tossed out.

Unit Pricing, Unit Pricing, Unit Pricing [Self Reliance Workshop]
There is much more to a price tag than initially meets the eye, especially when shopping for consumable items. Unit pricing, which is how much something costs by weight or per other unit measurement, is something you should always consider to get the best deal possible.

How to Get a Military Discount [The Military Wallet]
Companies across the nation thank people who have served our country with discounts, but they aren’t always clear or obvious. Here are some guidelines to getting a military discount.

5 Money Truths That Aren’t Always Obvious [Wise Bread]
Some aspects of personal finances are cut and dry. However, that’s not always the case. Here are five lessons learned from experience about the hidden aspects of money management.

National Mortgage Settlement: What You Need to Know [One Money Design]
Years after the peak of the housing bubble, millions of Americans are still struggling with their mortgages. However, this new national mortgage settlement may be able to offer some help. The details of the settlement are here in plain English.

When Should You Stop Paying for Your Child’s Expenses? [Bible Money Matters]
Should you help your children with their bills, or is that merely enabling them to be financially irresponsible? Where do you draw the line? Here’s one take on these questions and more.

When Are Student Loans Worth the Debt? [Canadian Finance Blog]
There are many stories about people graduating college with no job and loads of debt. Where is the break-even point? Should anyone finance school, or is attending an affordable community college while working to pay tuition the better choice?

The Best Ways to Invest Your Tax Refund [The Wisdom Journal]
Whether you are getting a small tax refund or a large one, throwing it all away on something frivolous is not a wise choice. Here are some great places you could invest the money to gain a better return than you would from a new flat-screen TV.

3 Steps to Being a Better Machine [Money Well Spent]
Do you ever feel burnt out? Our bodies are machines, and need certain things to run at maximum efficiency. See these tips to keep your body more finely tuned.

(photo credit: Shutterstock)

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