If you’ve decided to take out a life insurance policy, are you clued in on how much coverage you’ll really need for adequate protection? It’s tempting to just pick the cheapest option but this is no good if the coverage isn’t broad enough for your particular circumstances. This post from Free From Broke discusses the subject in more detail and advises that you think about why you want to take out life insurance in the first place and use this to influence your decisions about coverage. Sure, this approach will take a bit of extra effort, but it’s worth it if it helps you to make an informed decision that benefits you in the long run.
Here are some more great posts from the personal finance blogging community:
How to Prepare Your House to Sell For More. Thinking about selling your house? It’s often the little things that can improve the appeal and make it more attractive to prospective buyers. If you’re not sure where to start, here are some tips for getting a better sale. [Money Smart Life]
11 Ways to Prep for “Guerilla Retirement”: If you’re not content to just be maxing out a 401(k) to fund your retirement lifestyle, the more aggressive”guerilla retirement” approach could be right up your street. This post takes a more detailed look at the idea. [Wisebread]
The Savvy Shopper’s Guide to the Farmers’ Market. Shopping at a farmer’s market is a great way to be healthier with your diet and get a much better idea of what you’re eating, but it’s not the cheapest way to shop. Check out this post for advice on how to use the farmer’s market without blowing the budget. [Get Rich Slowly]
44 Ways to Ruin Your Financial Life By Age 30. This comprehensive post takes a look at 44 moves that could prove to be costly mistakes. [Frugal Dad]
How To Get Approved For a Prime Credit Card. Not everyone will be eligible for for a prime credit card. If you’re not sure whether you’re likely to be approved, this post has a list of application criteria to save you the hassle of being rejected if you don’t tick the right boxes. [Digerati Life]
Coupon Organization: A Survey of How Much Do It. Looking for ways to keep your coupons in order? Get some ideas from this post. [The Simple Dollar]
Start Living on One Income! The prospect of living on one income may terrify some couples but it’s a great way to free up some extra cash to put in savings or to throw at your debts. Not sure how best to go about it? Take a look at this post for tips on how to start doing this living on one income – even if your financial situation doesn’t dictate that you need to. [Debt Free Adventure]
How to Create the Perfect eBay Listing: Step One – Research Before You Write. If your eBay listings aren’t getting many bites or are only attracting low bids, it may be time to rethink your approach to creating a listing. Step one in this series guides you through how to do your homework before you start writing your listing to increase your chances of success. [Being Frugal]
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(photo credit: AMagill)



