Personal Finance Round-Up: Get the Lowdown on the Latest Money Apps

appAre you always on the lookout for the latest, greatest smartphone apps? From keeping track of expenses to your exercise goals, utilizing smartphone apps can be a fast, cheap, and efficient way to manage your life. However, determining which apps to use can be quite difficult.

Many apps are hard to resist because they are free to install but you still end up paying the price of potentially being spammed, receiving incessant alerts, or compromising your privacy by having your location and behavior tracked. It can also be time-consuming to figure out whether the application is actually what you need – especially when it comes to financial apps, which are available in droves.

In a recent article in CNN’s Money Magazine, The 15 Freshest Money Apps and Websites, Ismat Sarah Mangla, Troy Dreier, and Elizabeth Woyke suggest the best apps to cut your bills, get the best deals, or even help you invest smarter – without having to waste time with trial and error. Whether you seek to keep all your bills in one place, determine which credit card is the best to use for any given purchase, or want to learn how to reduce your home energy bills, this article can recommend exactly what you need.

Here are some other articles that may help you make better choices with your money:

How Do Credit Limit Increases Affect My Score? [Credit Karma Blog]
Have you ever wondered how increasing your credit limit impacts your credit score? Find out at the Credit Karma Blog.

How to Not Get Hustled by Your Student Loans [FatWallet]
While going to college is important, not getting yourself sunk into an abyss of debt is absolutely crucial. Be sure to get the right information about borrowing before signing the dotted line on a loan. This article from FatWallet can point you in the right direction.

Top 10 Cities for Women Entrepreneurs [NerdWallet]
NerdWallet has weighed a variety of factors – including the number of businesses per 100 residents, the percentage of businesses that are women-owned, and the median income and unemployment rates – and has chosen the best 10 cities for female entrepreneurs.

50+ Mini-Tasks to Improve Your Finances One Step at a Time [Moolanomy]
Sometimes, a grand new year’s resolution is just what you need to get your finances in order. But other times, you simply need to take baby steps to get back on track. Moolanomy provides a list of more than 50 manageable tasks to help you improve your financial situation.

File Your Taxes From Your Smartphone [Bargain Babe]
Did you know you can file your taxes through your mobile phone? If your return is fairly simple, you could save a lot of time by doing so. Check out Bargain Babe for tips.

13 Tips to Get the Cheapest Rental Car [My Dollar Plan]
If you’re planning a trip and need a rental car, here are some tips to keep in mind to get the best deal. Comparison shopping, getting a smaller car, and using coupon codes are just some of the useful ideas this article highlights to help you get the best rate.

The Shocking Truth About Bond Forecasting [Market Watch]
According to author and financial planner Todd Tresidder, projections can’t always help you make smart investment decisions. Basing your asset allocations choices on forecasts are basically a gamble. Get more details about investment decisions here.