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Personal Finance Round-Up: Make a Budget and Enjoy Yourself

By Money Crashers

budget for things you enjoyPersonal finance is ultimately personal. Still, people often judge others on what they buy, as well as what they don’t buy. We examine and interpret the spending habits of others, even if we try not to. And ultimately, it is the earner who should be deciding where money is spent – even if “bad” choices are made.

Furthermore, it is up to each individual to create a budget that dictates where and how money is spent. How each person budgets is up to him or her, and it may include some things that you or I don’t necessarily agree with, be it a lavish vacation or a few lottery tickets every once in a while.

Donna Freedman purchases a few lotto tickets per year, knowing full well that the odds are against her, but she enjoys every minute of the anticipation that comes with playing the lotto. Her reasoning is sound, and can be read in full at Get Rich Slowly in the post, Why It’s Okay to Buy a Mega Millions Ticket (Even After You’ve Done the Math).

Donna’s main point is, “If you want those things, then budget for them and enjoy them.” Check out these other noteworthy articles from the personal finance community as well:

Could Horse Meat Be on Your Dinner Plate in the Near Future? [Diets In Review]
Due to the economy, at least one butcher in the United States is planning on taking advantage of the lifted ban on slaughtering horses for human consumption. Read about the ban and this butcher’s plan here.

5 Tips for Budgeting When You’re Broke [Bargaineering]
When you’re broke, sometimes it’s all you can do to just pay the bills and still have enough leftover to eat – but there are ways to budget on a modest income.

Some Advice for Stay-at-Home Moms [PT Money]
Being a stay-at-home mom is a full-time job, but the pay sure isn’t great. This article shares ways to manage finances for families with only one source of income.

The 10 Keys to Successful Budgeting [PerkStreet]
If you have trouble creating or keeping a personal budget, here are some great tips on getting one started right now, as well as tips to maintain a budget.

What Would You Do If You Couldn’t Do What You Do [Punch Debt In The Face]
What if you were suddenly required to change your field of work? The author of this article, as well as the commenters, provide insight as to what they would do in such an unfortunate instance.

The 10 Most Stolen Cars in 2012 [Car Insurance Comparison]
If you are planning to buy a car, be sure to check this list. You can take measures to prevent theft, and knowing if you are a potential target can be helpful. This information may also help you estimate car insurance costs if you are considering buying one of these 10 vehicles.

Why Wouldn’t You Consider a Flat Tax? [No Debt Plan]
With the tax season deadline just behind us, now’s the perfect time to ask: How did you enjoy paying taxes this year? Would you be up for a change, or is the old system still working?

 2012 Official Teach Abroad Report [Go Teach Abroad]
Teaching abroad is an excellent way to see the world and gain some unique life experiences. Find out which countries are presently in need of English teachers.

(photo credit: Shutterstock)

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