4 Responses

1. Jennifer

   September 1st, 2006 at 1:13 pm

   1

   Commute expenses, obviously. Switch to low milage car insurance, lower gas usage, nix the fast food and coffee because you get home too late and leave too early, nix satellite radio, nix the extra cell phones, the extra day care, the extra car maintenance . . . Also, I’d sell any unnecessary vehicles, especially if I was still paying for them or if they are gas guzzlers or hard to insure.

   The other thing that will have to go is unnecessary pride. Too many people are above mowing lawns, cleaning out neighbor’s garages, ebaying thrift store finds and taking in baby-sitting when they REALLY need money. But the thing is, there are people out there who can fund their IRA on the money they make from these little tasks. They shouldn’t be underestimated.

   The last thing that will have to go is the consumerist mentality. If you are REALLY strapped for cash, you must convince yourself that you have enough clothes, enough shoes, enough entertainment, enough red meat in your freezer, enough of everything. You must convince yourself that you are completely happy and completely satiated just as you are and that the only thing that you really really need is the fulfillment that comes from having a job that you really really love.

2. Upward

   September 9th, 2006 at 6:31 am

   2

   I asked myself this question lsat year and came up with: EATING OUT, BOOKS, and HANDBAGS. Today, my list would be: CAR, MINI-VACAYS, and EATING OUT (reform takes time, right? =)

   I don’t remember how I came across your site, but great reading!

3. msminiducky

   September 12th, 2006 at 9:50 am

   3

   But the whipped cream is so good! =) Just kidding. I actually don’t even drink coffee. I *sniff* stop buying comic books first, along with regular books. Then I stop shopping entirely other than groceries. It’s usually not difficult to avoid eating out when I’m working, actually, but I don’t know if it would be easier to avoid if I was at home all day applying for a new job.

4. Mike

   November 8th, 2006 at 5:58 am

   4

   If I lost my job today, I would still fortunetly have my second job, but I would still be cutting a lot out of my budget to stay afloat. First of all, no eating out, at all, period. At most I would go to a cheaper place like chilis or the 99 once a month. Second, no going out once a week to the bar with my friend and getting drinks. We usually go play darts, which is free, and have a few drinks, now perhaps darts and water all for free. Thirdly, cancel cable, I don’t watch it enough now for it to be worth it, so I may as well cancel it and save 40 bucks a month.