Comments on: Question: Where Should I Park My Short-Term investments? http://www.moneycrashers.com/question-where-should-i-park-my-short-term-investments/ Personal Finance Blog, Your Guide to Financial Fitness Thu, 09 Feb 2012 21:28:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: municipal bondshttp://www.moneycrashers.com/question-where-should-i-park-my-short-term-investments/#comment-1992 municipal bonds Tue, 28 Mar 2006 23:15:27 +0000 http://moneycrashers.com/?p=104#comment-1992 Greetings every one!! My name's Carolyn Floyd from Birmingham. I argree, I love your blog site and wish you great success! Greetings every one!! My name’s Carolyn Floyd from Birmingham. I argree, I love your blog site and wish you great success!

]]> By: Erikhttp://www.moneycrashers.com/question-where-should-i-park-my-short-term-investments/#comment-1991 Erik Tue, 14 Mar 2006 13:38:04 +0000 http://moneycrashers.com/?p=104#comment-1991 That is a good point about the HSBC account. All of the internet accounts are boasting a higher return for new deposits up until the tax deadline. After that they will probably drop about a .5% point. thanks for the tipe about the vanguard fund. I will check it out. That is a good point about the HSBC account. All of the internet accounts are boasting a higher return for new deposits up until the tax deadline. After that they will probably drop about a .5% point.

thanks for the tipe about the vanguard fund. I will check it out.

]]> By: Philhttp://www.moneycrashers.com/question-where-should-i-park-my-short-term-investments/#comment-1990 Phil Tue, 14 Mar 2006 07:01:39 +0000 http://moneycrashers.com/?p=104#comment-1990 One caveat about the HSBC rate: it's only in effect until April 30th. After that, it changes to whatever they decide, which will probably be much lower. I'm a fan of a safe bond fund like Vanguard Total Bond Market Index (VBMFX) http://flagship5.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0084&FundIntExt=INT The yield is currently above 5% and it holds mostly 5 year US Treasuries and AAA-rated corporate bonds, which only have a tad more risk than an FDIC-insured account (realistically, it's the same, since the chances of the FDIC staying together if the US gov't and every major corporation failing is pretty unlikely). One caveat about the HSBC rate: it’s only in effect until April 30th. After that, it changes to whatever they decide, which will probably be much lower.

I’m a fan of a safe bond fund like Vanguard Total Bond Market Index (VBMFX) http://flagship5.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0084&FundIntExt=INT
The yield is currently above 5% and it holds mostly 5 year US Treasuries and AAA-rated corporate bonds, which only have a tad more risk than an FDIC-insured account (realistically, it’s the same, since the chances of the FDIC staying together if the US gov’t and every major corporation failing is pretty unlikely).

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