Questions About Paypal and T-Mobile

Please forgive me, but I am about to use you all for my own gain of knowledge. Actually, I do this every time I read your comments, because I get a lot of different perspectives from you all about various consumer and finance issues. Anyway, a couple of questions have risen today about paypal and t-mobile. I’m having a hard time finding the answers on Google, so I thought that I would ask you all.

1. When receiving a payment from someone through Paypal, does paypal still charge you a fee? The reason that I ask this is that I do some writing work online here and there, and I am usually paid through Paypal. It used to be that Paypal only charged a fee for receiving a payment from someone that paid you with a credit card. Receiving a payment through a bank account or from someone else’s paypal account did not yield a fee. Then, I started to notice that I was getting charged for fees even if someone paid with paypal funds. Now, it appears that I am not getting charged a fee. What gives? Does anyone know what the fee structure for paypal is now?

2. I read an article on Gizmodo from late 2007 that said that T-mobile was going to start prorating their early termination fees based on the amount of the contract you have used up. For instance, if the fee is $200 for a 2 year contract and you cancel the contract at 1 year, then you’d only have to pay $100. Does anyone know if this is true? I guess that I could call T-mobile and ask, but I don’t want to hear them give me the whole sales pitch about why I should stay. I want to switch to AT&T because they have much better phone choices.

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