In this day and age, online savings accounts have taken the reins in the industry. Online accounts provide the flexibility of anytime banking with a high annual percentage yield (APY).
The main attraction of online banks is that they can provide higher interest rates because they don’t have the added costs of running many traditional brick-and-mortar banks. They also tend to boast no maintenance fees or minimum balance requirements. Online savings accounts have the capability to link to external bank accounts, which makes transferring money easy.
Are you sick of getting a stack of catalogs in the mail? Are you tired of having a gigantic Yellow Pages book dumped on your front porch every few months?
Black Friday is just around the corner and that means it’s time to think about that Christmas budget again. Who do you have to buy for and how much are you going to spend on each person? With the economy in the shape it is currently in, many budgets are smaller this year than in the past.
Tightwads everywhere try to show each other up on how much their organic garden has grown, hipsters dress exclusively in charity-shop finds, and it’s practically “New York cool” to make your own pickles. But for most people, these frugal activities are just a small corner of their lives, with the rest of their lives displaying a significantly less disciplined financial lifestyle. So how does one begin to learn how to live a truly thrifty life? 
I recently came across the website 
One of the most important aspects of running a small business is to keep an organized office. With a small operation, there typically isn’t a lot of money in the budget to put into an expensive IT infrastructure, and most small businesses don’t worry about it too much because their small amount of employees allows them to communicate and collaborate easily. However, email is still a huge part of the business world, shared calendars are invaluable, and collaborating on documents that are constantly changing is a big part of service-based small businesses. Google Apps offers all of those features and A LOT more. If you own a small business and you don’t want to pay $300 per MS Office license, then keep reading. 
