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iPhone 4 Review: Should You Make The Upgrade?

By Erik Folgate

Ever since I got the iPhone 3G about 16 months ago, it has been a gateway drug to Apple for me. I was so in love with it, that it caused me to buy an iMac, and then a 13″ Macbook Pro. I’m officially a Mac junkie, and I’ll never go back. You can go ahead and make fun of me, but having dealt with Windows PC’s for the past 15 years of my life and constantly being frustrated with them, I’ve drank the Apple Kool-Aid. That’s why I spent an hour and a half of my life on Monday following the live blog from Engadget about the keynote speech from Steve Jobs about their newest gadget, the iPhone 4. If you’ve already got an iPhone, then you’re probably either waiting for June 15th to pre-order it or you’re or the fence about whether you should upgrade. Or maybe you’ve been rocking an old Nokia cell phone for a while, and you’re wondering what smart phone you should upgrade to. Whatever your situation is, I’m going to throw a down and dirty review of the iPhone 4 and give you my not-so-unbiased opinion about whether you should get it or not.

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LendingTree Review – Taking The Hassle Away From Loan Shopping

By Sally Aquire

As you can probably tell from the name, LendingTree deals with loans. More specifically, it acts as a convenient way for consumers to find loan options. I’ve had some personal experiences using LendingTree and want to give you some insight into the service.

Both personal and commercial loans can be taken out through the website. LendingTree doesn’t deal with loan requests directly. Instead, it gathers together your information (both personal and financial) and passes it over to member banks, who will then send you their rates from which you can compare and choose. This makes things a lot easier for you if you’re looking for a loan since you don’t have to spend a boatload of time shopping around to compare quotes.

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Quicken Deluxe 2010 Review

By Sally Aquire

The Quicken Deluxe personal finance software is designed to make it easy to budget and manage your money. In this respect, it sounds very similar to the You Need a Budget (YNAB) software, but it has some additional features that aren’t present in YNAB, such as investment tracking and tax preparation. This review focuses on the Quicken Deluxe 2010 software but you can also buy various other Quicken 2010 software, such as Quicken Premier, Quicken Home & Business and Quicken Home Inventory Manager.

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Angie’s List Review – Find Trusted Services in Your Area

By Sally Aquire

angie's list reviewHave you ever had a nightmare with a contractor, mechanic, or dentist? I’m sure we’ve all had a bad experience at some point in our lives, and it’s probably because you picked someone random, rather than from a referral. If you’re planning to spend a sizable amount of money on things like home repairs, home improvements or medical expenses, you’ll want to know that you’re not wasting your hard-earned cash.

Angie’s List was created with this in mind, and features reports and ratings from consumers who have used the service providers that they are reviewing to let others know if they should trust them. Because it’s not a free service, let’s take a more in-depth look at how it works so that you can assess whether it’s worth the expense.

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REDIRECT: DebtGoal Review – Pay Down Debt Quicker

By Sally Aquire

DebtGoal logoAnyone with debt wants to get it paid off as soon as possible and that’s the idea behind DebtGoal. According to the DebtGoal website, a staggering two-thirds of people who are aiming to become debt free don’t ever create a plan to help them do this. If you’re one of those who fall into this category, DebtGoal can help you to draw up a debt elimination plan that is personalized to you.

Everyone has a different financial situation, that is why you need a personalized plan to get out of debt. Having the desire to get out of debt is the first step, and making a plan to achieve this goal is the next step. Let’s take a look at DebtGoal and how it works:

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Print24 Review – Our New Money Crashers Business Cards

By Gyutae Park

This is a Sponsored Post written by me on behalf of Print24. All opinions are 100% mine.

Whether you run a small business or are employed by a major company, business cards are an absolute must. They allow people you come in contact with to easily find you after the initial meeting and reach you for potential partnerships, deals, and jobs. However, it’s up to you to make a good impression and make everyone want to follow up with you in the first place. Otherwise, you can always enter into those business card drawings for free lunches at the local sandwich shop. :)

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iPad Review: Should You Buy It?

By Erik Folgate

free apple ipadAfter a ton of hype, Apple’s iPad came out two Saturdays ago, and ever since then there have been thousands of articles written about it and the analysis has been all over the place. Some people are having a hard time figuring out who it’s right for and who it’s not. Some of you are just wondering why there’s so much hype surrounding it in the first place. The reason is because it is being tabbed a tablet computing device, but it’s much different than tablets from the past. It has no traditional keyboard, it uses a mobile operating system, you can interact with it like no other computing device, and it is razor thin. I’ve been reading a lot about the iPad, and I’ve made some opinions about who it works for, so here is my list of who it might be work for and who it will not.

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Prosper Review – The Online Auction Loan Marketplace (Peer-to-Peer Lending)

By Mark Riddix

The peer-to-peer lending concept is based on individuals conducting financial transactions without a middleman. The main advantage of peer to peer lending is that costs are lower since no payments need to be made to an intermediary. This is where Prosper comes into play.

Prosper is an online auction website where individuals can engage in peer-to-peer lending. Borrowers come to Prosper seeking funds for a number of different reasons. Lenders use Prosper to earn interest by lending money to borrowers. I’ve personally made $1,000 in loans through Prosper (none of which were defaulted on) and have had an overall good experience with the site. I’ll discuss a little more of my personal experiences with the product and share some advice for you in my “Final Thoughts” section below.

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E*TRADE Review – Great Discount Broker For the Advanced Investor

By Mark Riddix

E*TRADE is probably the most well-known, major discount brokerage firm in the United States. I am sure that you are probably familiar with the Super Bowl commercial of the talking baby. Well, E*TRADE is more than just talking babies!

The company was started in 1991, and it is headquartered in New York City. The online broker has grown through acquisitions to become a major force in the financial services industry. E*TRADE Financial suffered a setback during the subprime crisis of 2007 and 2008. However, E*TRADE has rebounded nicely and been voted the top online broker by SmartMoney for the past three years.

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Scottrade Review – Discount Broker For Every Investor

By Mark Riddix

With so many online brokers out there, finding the right one to meet all of your investing needs can feel like you’re looking for a needle in a haystack. The best way to find the right broker is by comparing their services and determining if they fit your financial goals. Today, I want to take a look at one of the leading online discount brokers in the country, Scottrade. Scottrade is one of the first discount brokers I used when I began my investing career and I’ve had a great experience with the product.

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Entertainment Book Review – Get Coupon Deals in Your City

By Mark Riddix

Have you ever heard of the Entertainment Book? If not, don’t worry! This review will tell you everything that you need to know about it. The Entertainment Book is a discount book that helps you save money on all of your entertainment purchases. Think of the Entertainment Book as a giant coupon book. There are over 150 different Entertainment Books published annually that offer discounts on local goods and services. The Entertainment Book can also be used for online shopping and at national chains throughout the United States. The Entertainment Book can save you on just about any purchase that you make.

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You Need A Budget 3 Review (YNAB) – Ultimate Personal Budgeting Software

By Sally Aquire

Creating a budget is essential for keeping on top of your finances, but drawing up your own often creates too much headache and not enough results.  We all know that budgeting is important, but actually sitting down and taking the time to write one is another story.  Fortunately, you don’t have to if you sign up for You Need a Budget (YNAB), because this budgeting software does the hard work for you.

What Is It?

YNAB uses what it calls the “Four Rules of Cash Flow” to help you manage your cash. These are fully explained in the introduction to the software, but here is some brief information on the four rules.

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SmartyPig Review – Savings Account Alternative with High Interest Rate

By Mark Riddix

You may have heard of a new personal financial site known as SmartyPig, but what is it?

SmartyPig was created in 2008 as an online site to help individuals save money for a specific goal. Think of SmartyPig as an online piggybank that pays a high interest rate. You can save for anything on SmartyPig including a wedding, a vacation, or a down payment on a home.

SmartyPig defines itself as “a simple, smart and secure way to save for a specific goal.” The unique aspect of the site is that SmartyPig lets friends, family members, and other users contribute to your savings goal. You can also contribute to other people’s savings accounts to help them achieve their goals.

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TradeKing Review – The Leading Online Discount Stock Broker

By Mark Riddix

There was a time when investors and traders could only buy securities through full-service brokerage houses. This changed during the nineties when we saw the rise of discount brokerage firms.

Discount brokerages are companies that charge lower fees than traditional brokers while typically offering fewer services. These brokers make it easier for the average person to have the opportunity to invest. We will take an in-depth look at a popular discount broker called TradeKing.

So, what is TradeKing? TradeKing is an online discount brokerage firm started in 2005 that allows investors to buy and sell securities for a minimal fee.

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Jim Cramer’s Action Alerts PLUS Review – The Inside Scoop on Stock Picks

By Jeff Bilberry

After many years of success on Wall Street, Jim Cramer decided to share his knowledge of investing with the general public in a book titled Jim Cramer’s Real Money: Sane Investing in an Insane World. The book aims to give the average investor a better understanding of how to pick and choose individual stocks. In 2005, Cramer took his message to the masses with a television show called Mad Money. The colorful show currently airs weekdays on CNBC and has developed a rabid following of fans and critics. The program is designed to dive into the world of investing each day with Cramer providing his opinion on which stocks a person should buy or sell.

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