reviews

“How to Shop for Free” Book Review by Kathy Spencer

how to shop for freeEverybody likes getting something for nothing. There’s a little thrill that comes from taking an item up to the cash register, then walking out the door with it, not having paid a cent.

In fact, just yesterday I went to a fast food restaurant with my kids, handed over three coupons, and left with three free pink lemonades. We all agreed that “free” tasted pretty good!

For most of us, getting free stuff is an event that happens pretty infrequently. For Kathy Spencer, on the other hand, freebies have become a way of life.

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CarMD Review – Automotive Vehicle Diagnostic Scan Tool to Avoid Scams

carmd logoYou take your car in for routine maintenance and the mechanic comes back saying that the car has about five different issues you weren’t expecting. You want to believe that they are telling you the truth, but mechanics in general don’t have good reputations so it’s hard to take them at their word. Does this sound familiar?

If you’re like me and don’t know much about cars, chances are that you’ve run into this situation more than once. By now you probably dread taking your car to the mechanic.

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ING Direct Review – High Interest Online Checking & Savings Accounts

ING logoAfter the failures of numerous financial institutions and the ensuing aftermath and loss of confidence in traditional companies, many individuals and families have sought out – and found – new, reliable banks. Direct online banks are growing in popularity because they provide traditional banking services at lower prices.

ING Direct, the largest FDIC-insured direct bank in the United States, offers a vast array of financial products. Your options with ING Direct include: checking and savings accounts, certificates of deposit, home loans, investments, retirement services, and business services.

All of these services are available online, by phone, and through the mail. Direct banks have lower operating costs than traditional brick-and-mortar institutions, and they’re often able to pass these savings along to their customers.

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Mint.com Review – Online Personal Finance Budgeting Software

mint logoI’m lazy, and I’m cheap. There, I said it. This means that I don’t have paid money management software like Quicken or You Need a Budget to track my finances. Instead, I learned how to make a budget on spreadsheets and in notebooks, and used them for years.

So when I first stumbled upon Mint.com, the free online personal finance budgeting application, I knew that I found something that would be very beneficial for me and my family.

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What Is Amazon Prime Review – Free Shipping Trial & Benefits

amazon shipping boxLoyalty cards, points, and miles all exist for a single purpose: to get you as a customer to return over and over again. From coffee shops to bookstores, grocery stores to pharmacies, it seems like everyone is trying to get in on the loyalty program trend. Wallets and key chains bulge with little loyalty cards, usually obtained simply by making a purchase and providing a little bit of personal information.

Traditional loyalty programs work by giving customers rewards based on the purchases they make. Amazon, however,  has been able to successfully market a program called Amazon Prime, where customers actually pay a fee to enjoy the benefits.

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Kohl’s Charge Card Review – Get Coupons & Discounts

kohls charge cardWhen the first Kohl’s department store opened in my city, it failed to capture my attention.  They have very few signs outside, and it was years before I even knew what kind of store it was. Finally, curiosity got the best of me and I eventually decided to see what they had to offer.

At first glance, Kohl’s seems like your typical department store. But once I poked around a bit, I realized that this is a department store with fantastically low prices. I quickly became a regular customer.

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Starwood Preferred Guest® Credit Card Review – Travel Rewards Card from American Express

Among the frequent traveler community there is one credit card that has obtained almost mythical status, the Starwood Preferred Guest® Credit Card from American Express (a Money Crashers partner).

Let’s look at all the details of this card, and then you might understand why nearly all of the top collectors of frequent flyer miles use this card wherever it is accepted.

For every dollar spent on this American Express card, you will receive a single Starpoint in the Starwood Preferred Guest Program. These points can be redeemed for hotel stays (Starwood operates Westin, Sheraton, and other boutique hotel brands) or transferred to miles in one of many airlines’ frequent flyer programs. There is an annual fee of $65 that is waived your first year.

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Yodlee MoneyCenter Review – Online Banking & Budgeting Software

yodlee logoMost Americans don’t use the same banking institution for all of their financial accounts.

For that reason, it’s not always easy to keep tabs on all of your loans, credit cards, retirement accounts, pension plans, brokerage accounts, and other financial tools that may be housed in many different places.

If you find that you need help managing your accounts, Yodlee MoneyCenter might have the solution.

What is Yodlee MoneyCenter?

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DIRECTV Review – Promotions for Satellite Television Channels & Packages

When it comes to the world of cable/satellite TV, I am a firm believer in “jumping around.” Switching from one provider to another is usually pretty easy and can save you a great deal of money. Most companies have no early cancellation fees, some require no contracts, and they always have great deals going on. In short, you should not hesitate to switch companies if there is a better deal to be had.

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Credit Karma Review – Get Free Credit Score Improvement Tools

credit karma logoIf you’ve made any big purchases in your life – including a car or a house – you know all too well the importance of having a good credit score. Or perhaps you’ve even experienced the negative effects of a bad credit score.

Unfortunately, there are far too many companies that want to charge you money to find out what your credit score is and help you improve it. While I remain steadfast in the fact that I absolutely refuse to pay for what I believe I have a right to know, these companies continue to prey on those who are unaware of the channels available to them to obtain this information.

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