reviews

ING Direct Review – High Interest Online Checking & Savings Accounts

ING logoAfter the failures of numerous financial institutions and the ensuing aftermath and loss of confidence in traditional companies, many individuals and families have sought out – and found – new, reliable banks. Direct online banks are growing in popularity because they provide traditional banking services at lower prices.

ING Direct, the largest FDIC-insured direct bank in the United States, offers a vast array of financial products. Your options with ING Direct include: checking and savings accounts, certificates of deposit, home loans, investments, retirement services, and business services.

All of these services are available online, by phone, and through the mail. Direct banks have lower operating costs than traditional brick-and-mortar institutions, and they’re often able to pass these savings along to their customers.

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Mint.com Review – Online Personal Finance Budgeting Software

mint logoI’m lazy, and I’m cheap. There, I said it. This means that I don’t have paid money management software like Quicken or You Need a Budget to track my finances. Instead, I learned how to make a budget on spreadsheets and in notebooks, and used them for years.

So when I first stumbled upon Mint.com, the free online personal finance budgeting application, I knew that I found something that would be very beneficial for me and my family.

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What Is Amazon Prime Review – Free Shipping Trial & Benefits

amazon shipping boxLoyalty cards, points, and miles all exist for a single purpose: to get you as a customer to return over and over again. From coffee shops to bookstores, grocery stores to pharmacies, it seems like everyone is trying to get in on the loyalty program trend. Wallets and key chains bulge with little loyalty cards, usually obtained simply by making a purchase and providing a little bit of personal information.

Traditional loyalty programs work by giving customers rewards based on the purchases they make. Amazon, however,  has been able to successfully market a program called Amazon Prime, where customers actually pay a fee to enjoy the benefits.

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Kohl’s Charge Card Review – Get Coupons & Discounts

kohls charge cardWhen the first Kohl’s department store opened in my city, it failed to capture my attention.  They have very few signs outside, and it was years before I even knew what kind of store it was. Finally, curiosity got the best of me and I eventually decided to see what they had to offer.

At first glance, Kohl’s seems like your typical department store. But once I poked around a bit, I realized that this is a department store with fantastically low prices. I quickly became a regular customer.

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Starwood Preferred Guest® Credit Card Review – Travel Rewards Card from American Express

Among the frequent traveler community there is one credit card that has obtained almost mythical status, the Starwood Preferred Guest® Credit Card from American Express (a Money Crashers partner).

Let’s look at all the details of this card, and then you might understand why nearly all of the top collectors of frequent flyer miles use this card wherever it is accepted.

For every dollar spent on this American Express card, you will receive a single Starpoint in the Starwood Preferred Guest Program. These points can be redeemed for hotel stays (Starwood operates Westin, Sheraton, and other boutique hotel brands) or transferred to miles in one of many airlines’ frequent flyer programs. There is an annual fee of $65 that is waived your first year.

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Yodlee MoneyCenter Review – Online Banking & Budgeting Software

yodlee logoMost Americans don’t use the same banking institution for all of their financial accounts.

For that reason, it’s not always easy to keep tabs on all of your loans, credit cards, retirement accounts, pension plans, brokerage accounts, and other financial tools that may be housed in many different places.

If you find that you need help managing your accounts, Yodlee MoneyCenter might have the solution.

What is Yodlee MoneyCenter?

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DIRECTV Review – Promotions for Satellite Television Channels & Packages

When it comes to the world of cable/satellite TV, I am a firm believer in “jumping around.” Switching from one provider to another is usually pretty easy and can save you a great deal of money. Most companies have no early cancellation fees, some require no contracts, and they always have great deals going on. In short, you should not hesitate to switch companies if there is a better deal to be had.

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Credit Karma Review – Get Free Credit Score Improvement Tools

credit karma logoIf you’ve made any big purchases in your life – including a car or a house – you know all too well the importance of having a good credit score. Or perhaps you’ve even experienced the negative effects of a bad credit score.

Unfortunately, there are far too many companies that want to charge you money to find out what your credit score is and help you improve it. While I remain steadfast in the fact that I absolutely refuse to pay for what I believe I have a right to know, these companies continue to prey on those who are unaware of the channels available to them to obtain this information.

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Apple iPad 2 Review – Is It Time to Buy the Tablet?

apple ipad 2If you’re like me and you use an iMac, tote a Macbook Pro or Macbook Air, and carry an iPhone, then you probably pay close attention to all of the new product launch announcements from Apple, whether you need a new gadget or not.

You also know that there was something revolutionary about the iPhone, and that the iPad has that same quality. They both brought a lot of new users into the Apple world. I like to call them the “gateway drugs” to becoming an all-Apple user. But when the first iPad came out, I warned that you should wait for the next version. Apple recently announced that the second generation of the iPad is on its way, and it’ll be packed with a lot of features that the first one should have had.

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Zions Bank Review – High Interest Savings, Checking & Money Market Accounts

zions bank logoRecently, I’ve been looking to switch banks and find a new partner to support my banking needs. For now, I’m searching for a personal account, but eventually, I’ll need business banking solutions as well. Therefore, I need to weigh both the business and personal products offered by the banks I’m considering.

Though I have not yet made my final decision, one the of firms at the top of my list is Zions Bank. They have been in business for over 135 years, so you know that they possess tradition and history – two big pluses in today’s unstable banking world. They have FDIC insurance coverage (another security blanket) and offer some of the best interest rates around.

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