When choosing a travel rewards card, you need to consider your spending habits, how often you plan to use the card, whether you intend to pay the balance in full most months, and how you want to redeem the rewards you receive.
- Sign-up Bonus. Earn 40,000 bonus points when you spend $3,000 within the first three months of opening your account. You can earn an additional 5,000 points when you add an authorized user to the account and make a purchase within the first three months. If redeem for travel through Ultimate Rewards, the total sign-up bonus is worth $540.