Credit cards offer a variety of rewards, from cash back, to points for merchandise, to airline miles and hotel stays. The Citi® Hilton HHonors™ Visa Signature® Card provides travel rewards to cardholders who frequent Hilton properties, with opportunities to turn purchases into free stays at hotels. With no annual fee and opportunities for multiple free nights at Hilton properties, the Citi Hilton HHonors Visa Signature is one of the best hotel rewards cards available.
The CitiBusiness ThankYou® Card is one of Citibank’s credit cards that targets small businesses and sole proprietors, and offers ThankYou points and rewards in exchange for purchases. Instead of focusing on one specific reward, such as cash back or airline miles, the CitiBusiness card rewards business purchases with ThankYou points which can be redeemed for travel certificates, gift cards, or cash back. The CitiBusiness ThankYou card offers a flexible rewards program and no annual fee.
Credit card issuers have increasingly sought out ways to remain competitive with business credit cards and rewards packages. While some cards focus on rewarding specific business expenses, others choose to focus on travel purchases such as airfare and airline mile redemption.
The CitiBusiness® AAdvantage® World MasterCard® aims to combine business and travel, rewarding both types of expenses with airline miles. Depending on the needs of your business, this combination could be perfect for you.
Sign-up Bonus. You are awarded 30,000 AAdvantage bonus miles and two Admiral’s Club one-day lounge passes after making $1,000 in purchases within the first three months of cardmembership. This is enough for a round-trip domestic MileSAAver flight, which can be available for as few as 25,000 AAdvantage miles.
Not everyone wants a credit card to rack up points or cash back. Sometimes, especially if you’re working on getting out of debt or are unable to pay your balance in full each month, a simple credit card with no annual fee and a low interest rate is a better deal.
The Citi Simplicity® Card is one of those credit cards often referred to as “plain vanilla,” offering benefits that are a bit different from rewards.
College students who are looking for opportunities to build their credit history while earning rewards for their purchases often turn to credit cards specifically targeting students. In exchange for jump-starting a positive credit history, these cards offer rewards for purchases that busy, on-the-go students typically make.
In many instances, such cards result in a positive experience. However, as with any rewards credit card, it is important to make sure you pay your balance in full each month in order to keep finances sound and also to maximize the earning potential of the rewards. This is the case with the Citi® Dividend® Card for College Students.
Citi Forward® for College Students is a credit card by Citibank designed to help college students build their credit history.
Unlike the Citi Dividend Platinum Select card for students, the Citi Forward card rewards purchases with ThankYou Points rather than cash back, and gives students additional incentive to stay within credit limits and make payments on time.
The best hotel credit cards reward purchases with free nights in hotels while also providing extra perks and annual bonuses that make choosing a particular hotel brand more comfortable. Special amenities such as free breakfasts, free room upgrades, and free Internet service – in addition to the opportunities to earn free night stays – often compensate for fees the card may charge. Considering these benefits, hotel credit cards can be worth several hundred dollars.
Of course, not all hotel credit cards are created equal. If you travel frequently, ensure that you get the best possible deal by selecting one of the very best hotel credit cards to earn the most free nights and the greatest perks.
If you’re busy, you may have considered outsourcing your housecleaning and lawn maintenance – but did you know you can also outsource your family meal planning and grocery list preparation for a mere $5 a month? eMeals (formerly e-Mealz) offers you just that opportunity.
eMeals is an online service that allows you to pick a meal plan based on your dietary preferences, your cooking style, the number of people in your family, and the grocery stores you frequent. In addition to giving you a weekly meal plan, it also provides a detailed grocery list.
Many different rewards cards and low-interest credit cards are a part of the World MasterCard network. In addition to MasterCard being one of the most accepted brands worldwide, World MasterCard provides a number of exclusive benefits, services, and perks designed to make your purchasing experience as comfortable as possible.
Below is a list of the various features MasterCard offers cardholders and how it stacks up to the other credit card processing networks.
Despite being popular among college students and consumers interested in cash back benefits, the now discontinued Discover More card did have a couple of minor downfalls, including the fact that you could only earn 0.25% cash back on the first $3,000 spent outside of bonus categories. The Discover it® Card just may provide solutions to these issues while still hanging onto one of the greatest benefits of the Discover More card: 5% cash back rewards.
At first glance, the “it” card may seem to have addressed all the disadvantages of its predecessor – but is it in fact the ideal cash back card, or are we looking at yet another credit card that has its own unique set of flaws?
Unlike other rewards cards, the Blue Cash Everyday® Card from American Express (a Money Crashers partner) is specifically designed to reward you for ordinary, everyday purchases. Instead of requiring that you monitor rotating categories or make infrequent travel purchases to rack up points, it attempts to provide a simple framework to reward you for using the card – but does it deliver?
If you’re in the market for a charge card, American Express offers a series of cards, each providing varied levels of benefits and annual fees. Understand that charge cards, unlike credit cards, must be paid in full each month and do not offer attractive financing options.
The American Express® Premier Rewards Gold Card is built for travelers and offers greater overall rewards than the standard American Express Gold card, without the steep upfront annual fee associated with other higher-end cards.
Sign-up Bonus. Spend $2,000 in the first three months and you’ll receive 25,000 reward points, valued at up to $250. Additionally, you can get 15,000 points after you spend $30,000 on the card in one year.
Rewards credit cards that provide airline miles and cash back should generally be used only if you intend to pay off the balance every month. If you carry a balance, you should instead focus on credit cards that have few fees and low interest rates in order to avoid racking up big interest charges and balances.
The Slate® from Chase credit card is one low-interest card popular among consumers who would prefer what is referred to as “plain vanilla” cards. These cards are generally free of frills and simply provide the basic necessities of a credit card: low interest rates and very few fees. These cards assist in building and maintaining a great credit score and are on-hand for credit purchases, without becoming a huge expense in the process. Is the Slate card the best basic, low-interest card for you?
Rewards credit cards come with various packages and offer a realm of different perks and bonuses. Whether cash back or travel rewards, the best deal depends primarily on your specific needs and spending habits. Once you figure out which cards can most benefit your situation, you have a better chance of coming out ahead in the credit card game.
Credit card rewards are often cash back, credit toward flights, or gasoline discounts. However, you may find that a card that rewards you with hotel accommodations and perks, such as the Chase Hyatt Card, may best suit you.
Mutual of Omaha Bank offers a wide variety of financial products, including a checking and savings account, a money market account, a credit card, and mortgage loan options. Whether you’re looking to streamline your finances by having all of your accounts in one place, or if you simply want to open a checking or savings account, Mutual of Omaha Bank offers a range of perks that make it worth considering.
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