reviews

Citi ThankYou® Preferred Card for College Students Review

citi thankyou preferredThe Citi ThankYou® Preferred Card for College Students offers an opportunity to earn rewards on purchases while establishing a positive credit history. It combines the opportunity to reduce your APR, which was offered by the Citi Forward for College Students (which is no longer available), with the ThankYou rewards program that Citi cards are known for.

This card falls a bit short of being the best all-around credit card for students, but depending on your personal spending habits – especially if the majority of your purchases fall into the dining and entertainment categories – it could still be a great option.

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Sharebuilder Review – Discount Broker for Long-Term Automatic Investing

sharebuilderThe Internet age has radically changed the nature of investing, giving rise to low-cost online brokerages that cut out the middleman and allow nonprofessional retirement investors to buy and sell stocks, bonds, mutual funds, exchange traded funds, options, futures, and commodities. Sharebuilder is one such online brokerage.

As one of the oldest online trading platforms, Sharebuilder has been in operation for nearly 20 years, and is now a subsidiary of Capital One 360. Like other brokerages, Sharebuilder is a member organization of the Securities Investor Protection Corporation (SIPC), a public corporation that compensates investors for losses of cash and securities in the event that their brokerage declares bankruptcy. SIPC provides $250,000 in insurance for cash balances held in your brokerage account, and $500,000 in insurance for securities, with a total insurance cap of $500,000 in combined cash and securities.

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Capital One 360 Review – Online Checking & Savings Accounts

Capital One is a well-known financial institution that made its name in the credit card business. Capital One 360, one of its major divisions, offers a related, if less sexy, suite of products: online banking and personal lending services. If you’re not satisfied with the brick-and-mortar banking options in your area – or you want to cast as wide a net as possible during your search for an attractive mortgage – then this institution should be on your radar.

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TrueEarnings® Card from Costco and American Express – Review

american express trueearnings cardMany credit cards provide rewards for purchases made at supermarkets, but specifically exclude those made at shopping warehouses and superstores.

The TrueEarnings® Card from Costco and American Express (a Money Crashers partner) is an exception. It provides minimal rewards for such purchases, and if you shop frequently at Costco or want to earn cash back on gasoline purchases, you may want to give it serious consideration.

Key Features

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Chase Southwest Airlines® Rapid Rewards® Premier Credit Card Review

chase southwest premier cardSouthwest Airlines offers three credit cards through Chase: the Chase Southwest Rapid Rewards Premier Card, the Chase Southwest Rapid Rewards Plus Card, and the Chase Southwest Rapid Rewards Premier Business Card. Of the two cards available to consumers, the Premier version offers better bonuses and charges no foreign transaction fees, while the Plus version carries a lower annual fee.

Even considering the recent changes made to the Rapid Rewards program, such as offering points based on ticket price rather than number of flights purchased, the Southwest Airlines® Rapid Rewards® Premier Credit Card provides more opportunities to earn points, likely making it a better value for frequent Southwest Airlines customers.

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Chase British Airways Visa Signature® Card Review

chase british airways cardThere is no shortage of airline credit cards that reward travelers with miles and flights. Knowing exactly which of them reward you the most for your purchases, however, is the challenge.

In choosing a rewards-based credit card, you have to consider whether you plan to pay your bill in full each month, how often you intend to use the card, and whether you’re going to earn more in rewards than you have to pay in fees. The British Airways Visa Signature® Card is one of many airline-based credit cards out there – but does it stand out from the pack?

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Chase Marriott Rewards® Credit Card Review

chase marriott rewards cardIf you’re the type of person who rarely (or never) carries a credit card balance, then it makes perfect sense to use a rewards credit card. By paying off your balance in full every month, you can rack up rewards such as cash back or gift cards without paying a cent in interest. However, if you travel frequently, you may benefit more from credit cards that offer travel benefits, such as airline miles or hotel stays, rather than merchandise or cash back.

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Citi ThankYou® Premier Card Review – 50K Bonus Points

citi thankyou premier cardThe Citi ThankYou® Premier Card offers a rewards program designed to benefit those who travel frequently, and it provides a sign-up bonus that could more than cover the annual fee for a number of years. However, depending on your spending habits and preferences, it may fall short from being a truly competitive travel rewards card relative to other rewards cards that also offer an introductory APR and a lower annual fee.

Key Features

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Trulia Review – Real Estate Info for Houses, Rentals and Neighborhoods

trulia logoNo matter where you live or plan on relocating to, buying or renting a home is a serious undertaking. Few people make the mistake of choosing a new home sight-unseen, but a poorly planned strategy can have similar negative consequences.

Thankfully, the Internet makes it a lot easier to narrow your list of prospects without tearing out your hair in the process. Like the website Zillow, Trulia serves, for the most part, as a one-stop source for prospective home-buyers and renters who demand a full, unfettered picture of their housing options.

House Hunting Essentials

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The Platinum Card® from American Express – Review of Travel Rewards Benefits & Requirements

american express platinum cardCarrying an American Express charge card provides you with many benefits, including no preset spending limit, the avoidance of paying interest on purchases, and the many benefits associated with being part of the American Express family.

The Platinum Card® from American Express (a Money Crashers partner) carries one of the highest annual fees for all credit or charge cards. While it’s considered one of the most prestigious cards, the question remains: Are the benefits provided worth the high annual fee?

Key Features

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