Citi Forward® for College Students is a credit card by Citibank designed to help college students build their credit history.
Unlike the Citi Dividend Platinum Select card for students, the Citi Forward card rewards purchases with ThankYou Points rather than cash back, and gives students additional incentive to stay within credit limits and make payments on time.
The best hotel credit cards reward purchases with free nights in hotels while also providing extra perks and annual bonuses that make choosing a particular hotel brand more comfortable. Special amenities such as free breakfasts, free room upgrades, and free Internet service – in addition to the opportunities to earn free night stays – often compensate for fees the card may charge. Considering these benefits, hotel credit cards can be worth several hundred dollars.
Of course, not all hotel credit cards are created equal. If you travel frequently, ensure that you get the best possible deal by selecting one of the very best hotel credit cards to earn the most free nights and the greatest perks.
If you’re busy, you may have considered outsourcing your housecleaning and lawn maintenance – but did you know you can also outsource your family meal planning and grocery list preparation for a mere $5 a month? eMeals (formerly e-Mealz) offers you just that opportunity.
eMeals is an online service that allows you to pick a meal plan based on your dietary preferences, your cooking style, the number of people in your family, and the grocery stores you frequent. In addition to giving you a weekly meal plan, it also provides a detailed grocery list.
Many different rewards cards and low-interest credit cards are a part of the World MasterCard network. In addition to MasterCard being one of the most accepted brands worldwide, World MasterCard provides a number of exclusive benefits, services, and perks designed to make your purchasing experience as comfortable as possible.
Below is a list of the various features MasterCard offers cardholders and how it stacks up to the other credit card processing networks.
Despite being popular among college students and consumers interested in cash back benefits, the now discontinued Discover More card did have a couple of minor downfalls, including the fact that you could only earn 0.25% cash back on the first $3,000 spent outside of bonus categories. The Discover it® Card just may provide solutions to these issues while still hanging onto one of the greatest benefits of the Discover More card: 5% cash back rewards.
At first glance, the “it” card may seem to have addressed all the disadvantages of its predecessor – but is it in fact the ideal cash back card, or are we looking at yet another credit card that has its own unique set of flaws?
Unlike other rewards cards, the Blue Cash Everyday® Card from American Express (a Money Crashers partner) is specifically designed to reward you for ordinary, everyday purchases. Instead of requiring that you monitor rotating categories or make infrequent travel purchases to rack up points, it attempts to provide a simple framework to reward you for using the card – but does it deliver?
If you’re in the market for a charge card, American Express offers a series of cards, each providing varied levels of benefits and annual fees. Understand that charge cards, unlike credit cards, must be paid in full each month and do not offer attractive financing options.
The American Express® Premier Rewards Gold Card (a Money Crashers partner) is built for travelers and offers greater overall rewards than the standard American Express Gold card, without the steep upfront annual fee associated with other higher-end cards.
Rewards credit cards that provide airline miles and cash back should generally be used only if you intend to pay off the balance every month. If you carry a balance, you should instead focus on credit cards that have few fees and low interest rates in order to avoid racking up big interest charges and balances.
The Slate® from Chase credit card is one low-interest card popular among consumers who would prefer what is referred to as “plain vanilla” cards. These cards are generally free of frills and simply provide the basic necessities of a credit card: low interest rates and very few fees. These cards assist in building and maintaining a great credit score and are on-hand for credit purchases, without becoming a huge expense in the process. Is the Slate card the best basic, low-interest card for you?
Rewards credit cards come with various packages and offer a realm of different perks and bonuses. Whether cash back or travel rewards, the best deal depends primarily on your specific needs and spending habits. Once you figure out which cards can most benefit your situation, you have a better chance of coming out ahead in the credit card game.
Credit card rewards are often cash back, credit toward flights, or gasoline discounts. However, you may find that a card that rewards you with hotel accommodations and perks, such as the Chase Hyatt Card, may best suit you.
Mutual of Omaha Bank offers a wide variety of financial products, including a checking and savings account, a money market account, a credit card, and mortgage loan options. Whether you’re looking to streamline your finances by having all of your accounts in one place, or if you simply want to open a checking or savings account, Mutual of Omaha Bank offers a range of perks that make it worth considering.
Looking to save money and de-clutter your life? It may be time to organize and streamline your financial picture, and the services offered by Manilla can help.
Personal finance can be a dull and tedious subject, but if you get all the information for your various accounts in one place, you can easily manage your finances and keep up with due dates. Manilla offers bill payment reminders and stores all of your documents and statements.
My family and I are always on the lookout for great deals at grocery stores, pharmacies, and general goods stores. When we find a deal that results in 50% off of an item we like to buy, we generally buy three or four of that item. However, when a deal comes along that saves us 90% or more, that is when we really stock up.
Because we are a family of extreme couponers and our process is well established, saving 50% takes little effort. Our goal, however, is to save 90%, and that takes a bit of extra effort to achieve. Thankfully, it’s become easier to reach this goal by using SavingsAngel and its new “Price Watcher” feature.
You may already know that you can save a lot of money by canceling your paid television services and receiving free HDTV via an antenna. But what you may not know is that instead of mounting an outdoor antenna, you can purchase a small indoor antenna and receive the same or even better quality than a rooftop model delivers.
Americans have begun to express a growing dissatisfaction with traditional banks. In just the last three months of 2011, more than 600,000 people abandoned their bank to go with an alternative option, such as an online bank. If you’re currently dissatisfied with your bank, consider CIT Bank. It offers both high-yield savings accounts and certificates of deposits.
These days, many American families have a bewildering array of financial accounts. Between checking and savings accounts, credit card accounts, insurance companies, money market accounts, IRA accounts, mutual funds, and a Section 529 plan, it’s easy to lose sight of the big picture. Just checking your balance once a month with so many different companies can be a very time-consuming process.
Personal Capital seeks to streamline that process. Billing itself as an “aggregator,” the site helps you tame the many-headed beast. At the same time, the site purports to give you access to unbiased advice from its network of personal financial planners. So now that you can get a handle on all your different financial accounts, theoretically you’ll know what to do with them.
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