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	<title>Comments on: The Importance of Renters Insurance and Why You Need It</title>
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		<title>By: Angela</title>
		<link>http://www.moneycrashers.com/the-importance-of-renters-insurance-and-why-you-need-it/comment-page-1/#comment-6884</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Tue, 06 Oct 2009 02:48:01 +0000</pubDate>
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		<description>If you have a total loss of personal items on a renters insurance policy how do they determine what everything was worth?</description>
		<content:encoded><![CDATA[<p>If you have a total loss of personal items on a renters insurance policy how do they determine what everything was worth?</p>
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		<title>By: SimpleTruth</title>
		<link>http://www.moneycrashers.com/the-importance-of-renters-insurance-and-why-you-need-it/comment-page-1/#comment-5622</link>
		<dc:creator>SimpleTruth</dc:creator>
		<pubDate>Mon, 17 Mar 2008 18:54:26 +0000</pubDate>
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		<description>Good post! I had renters insurance when I was renting an apartment awhile ago, and as you mentioned it&#039;s relatively inexpensive... especially when you factor in &#039;piece of mind&#039;.

Fortunately, I never had to use it, but it was nice knowing that I&#039;d be covered if one of my neighbors were to leave the iron on one day. So, I agree... a person should seriously consider getting renters insurance if they are renting.</description>
		<content:encoded><![CDATA[<p>Good post! I had renters insurance when I was renting an apartment awhile ago, and as you mentioned it&#8217;s relatively inexpensive&#8230; especially when you factor in &#8216;piece of mind&#8217;.</p>
<p>Fortunately, I never had to use it, but it was nice knowing that I&#8217;d be covered if one of my neighbors were to leave the iron on one day. So, I agree&#8230; a person should seriously consider getting renters insurance if they are renting.</p>
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		<title>By: Joseph T. Becher</title>
		<link>http://www.moneycrashers.com/the-importance-of-renters-insurance-and-why-you-need-it/comment-page-1/#comment-5582</link>
		<dc:creator>Joseph T. Becher</dc:creator>
		<pubDate>Wed, 27 Feb 2008 19:43:23 +0000</pubDate>
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		<description>This is very good information. More renters, Property Managers and Property Owners should read your comments. 
Statistics show that 76% of Apartment residents do not have renters insurance. As you have indicated it is very affordable. So why are so many are uninsured? Some reasons: the resident does not want to ccontact the traditional insurance agent, they think the landlord&#039;s insurance covers them, they don&#039;t have &quot;enough&quot; valuable property, there are many more.
One more thing to consider, the best renters insurnace policies also cover additional living expenses should the insured premises be uninhabitable due a loss covered in the policy.
Thanks for writing a very comprehensive article,

Sincerely

Joesph T. Becher
</description>
		<content:encoded><![CDATA[<p>This is very good information. More renters, Property Managers and Property Owners should read your comments.<br />
Statistics show that 76% of Apartment residents do not have renters insurance. As you have indicated it is very affordable. So why are so many are uninsured? Some reasons: the resident does not want to ccontact the traditional insurance agent, they think the landlord&#8217;s insurance covers them, they don&#8217;t have &#8220;enough&#8221; valuable property, there are many more.<br />
One more thing to consider, the best renters insurnace policies also cover additional living expenses should the insured premises be uninhabitable due a loss covered in the policy.<br />
Thanks for writing a very comprehensive article,</p>
<p>Sincerely</p>
<p>Joesph T. Becher</p>
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