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Home Authors Posts by Amy Livingston

Amy Livingston

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Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including ConsumerSearch.com, ShopSmart.com, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Living Minimum Wage

Living on Minimum Wage – Is It Possible? (Live the Wage Challenge)

In the summer of 2014, several prominent politicians made an unusual choice. For one week, they all voluntarily set aside their generous salaries and tried to live on just $7.25 an hour - the federal minimum wage.No,...
What's Umbrella Insurance

What Is Umbrella Insurance – Do I Need a Policy?

Imagine that you're just a few years away from a well-deserved retirement. You've got a sizable retirement account, plus a house and car that are fully paid off. Altogether, your assets amount to a little over...
Composting Make Compost Fertilizer Home

Composting 101: How to Make Compost & Fertilizer at Home

My husband and I are avid composters. All our kitchen and yard waste goes into a bin we built ourselves, and we pull out enough finished compost each year to feed about half of our...
Do It Yourself Home Improvement

Do It Yourself (DIY) or Hire a Contractor for Home Improvement Projects?

When you buy a home, the money you pay up front is just the beginning. You're also on the hook for a whole slew of ongoing expenses, including property tax, homeowners insurance, utilities - and, of...
Money Buy Happiness Economics

Can Money Buy Happiness? – Understanding the Economics of Happiness

Suppose you're looking for a job, and you have two offers on the table. Company A has offered you a salary of $100,000, but you happen to know that the average salary there is $200,000....
club store, photo by Alastair Wallace

Is a Warehouse Store (Costco, Sam’s Club, BJ’s) Membership Worth It? – Costs, Pros...

Smart-shopping blogs and magazines are teeming with stories about the great deals you can get on nearly everything - groceries, tires, vacations - at warehouse stores. Some financial writers even claim there's simply no excuse for not...
Natural Cat Litter Types

5 Best Types of Natural Cat Litter – How to Choose, Reviews

There's no way around it: owning a pet isn't cheap. According to the American Society for the Prevention of Cruelty to Animals (ASPCA), new dog owners spend spend around $1,300 to $1,850 the first year, while cat...
Green Living Save Money

How to Save Money by Living Green – Saving Electricity, Gas & Trees

These days, green living is a hot topic. Scan the pages of a range of publications, and you'll see stories about how people and businesses are working to save water, save energy, and generally...
How To Eat Organic On A Budget

8 Ways to Buy Natural Organic Food on a Budget

As Kermit the Frog so famously said, it's not that easy being green. You want to do the right thing for yourself, your family, and the planet, but often it seems like every green...
Save Money Laundry Cost

How to Save Money on Laundry and Reduce Your Cost Per Load

When Ben Franklin said that nothing in the world is certain except death and taxes, he obviously forgot about laundry. Perhaps that's because he had a laundress to do it for him - but...
bill final demand

How to Deal With Creditors and Collection Agencies

You're at home, getting ready for work when the phone rings. Instead of wondering idly who could be calling at this hour, you tense up and break out in a sweat. You're pretty sure...